CENTURY 21 Edge
$649,000$699,0003 bd3 ba2,450 sqft$265 /sqft$4,647 /mo all-in ↓

5830 FREESTONE CIRCLE, APOLLO BEACH, FL, 33572

Active301 days on marketListed Sep 22, 2025MLS #A4665910

Reduced $50KSingle Family ResidenceREGENCY AT WATERSET

About this home

5830 FREESTONE CIRCLE

Experience the pinnacle of Florida living in this stunning 3-bedroom home. This is a Toll Brother's home located in our premier active 55+ community "Regency at Waterset". Within our community we offer resort-style amenities that can be utilized everyday. Our lifestyle director also takes great pride in planning different activities and workout classes month to month. The heart of the home is an oversized, open-concept great room that flows seamlessly into a gourmet kitchen, complete with an expanded island perfect for both casual dining and entertaining. Breathtaking water views await you on the covered lanai, offering a serene backdrop for morning coffee or evening cocktails. The expansive primary suite features a large ensuite bathroom and a generously sized walk-in closet with direct access to the laundry room, making daily chores a breeze. A second bedroom with its own ensuite and walk-in closet provides ultimate comfort for guests. With a rare 3-car tandem garage, you'll have more than enough space for vehicles and hobbies.

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

2,450

Sqft

0.19 ac

Lot size

3

Garage

2024

Year built

One

Levels

$265

Per sqft

Water view55+ community

Inside

FlooringLuxury Vinyl · Tile
AppliancesConvection Oven · Cooktop · Dishwasher · Disposal · Microwave · Range Hood · Refrigerator · Tankless Water Heater
InteriorHigh Ceilings · Open Floorplan · Tray Ceiling(s)
LaundryGas Dryer Hookup · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionHardiPlank Type · Stucco
FoundationSlab
ViewWater
FacesNorthwest
ExteriorIrrigation System · Sidewalk · Sliding Doors

Community & fees

HOA fee$351/mo
Taxes (2024)$4,693/yr
PetsCats OK, Dogs OK
CommunityClubhouse · Community Mailbox · Deed Restrictions · Dog Park · Fitness Center · Gated Community - No Guard · Golf Carts OK · Irrigation-Reclaimed Water · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesNatural Gas Connected · Public
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,647 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,502
PMI (est., until 20% equity)$243
Property tax — 2024 actual bill$391
HOA fee — from the listing$351
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $64,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $64,900
Interest rate6.00%
Loan term

Estimated payment

$4,647/mo

Principal & interest$3,502
PMI (est., until 20% equity)$243
Property taxes (actual bill)$391
HOA / condo fee$351
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $649K
$556KedgeAI estimate $650,219 · range $579K$730K$759K

vs edgeAI estimate

−0.2%

$/sqft vs Apollo Beach actives

$265 vs $228

Days on market

301 vs 56 typical

Where $265/sqft sits among the 400 Apollo Beach actives

154
117 · this home
36
29
29
35
$153–210$210–268$268–325$325–382$382–439$439+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Waterset

Map of 5830 FREESTONE CIRCLE inside its neighborhood boundary

Drive times from this address

Downtown Tampa31 min
Tampa Int’l Airport (TPA)45 min

Get to know Apollo Beach. See the full Apollo Beach guide →

Waterset — neighborhood snapshot

Population

6,572

Median age

36

Median income

$121,993

Median home value

$425,364

Avg household

3

Households w/ children

975

For the school run

Hillsborough County School District

HighLennard High School★★★★★
ElementaryDoby Elementary School★★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Apollo Beach market

Seller’s marketLeans buyer7.3 months of inventoryBuyer’s market

$450K$472K

Apollo Beach median sold, yr/yr

97.3%

Sale-to-list ratio (12 mo)

222 of 400

Apollo Beach actives have cut their price

Median sold price, Apollo Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 44% above the APOLLO BEACH 33572 median. See the full Apollo Beach market guide →

Paper trail

This home's history

CurrentPrice reduced to $649,000 $50K
Sep 22, 2025Listed at $699,000 · 301 days on market since
2024Built · REGENCY AT WATERSET

Reality check

What actually sold near 5830 FREESTONE CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5642 FREESTONE CIRCLESold · Sep ’25

$744,567

5642 FREESTONE CIRCLE · same community

4 bd · 2.5 ba · 2,386 sqft · $312/sqft · 0 DOM

5836 FREESTONE CIRCLESold · Apr ’26

$649,000

5836 FREESTONE CIRCLE · same community

3 bd · 2.5 ba · 2,596 sqft · $250/sqft · 0 DOM

5770 FREESTONE CIRCLESold · May ’26

$640,000

5770 FREESTONE CIRCLE · same community

3 bd · 3 ba · 2,261 sqft · $283/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Jonathan Santos

Your agent

Jonathan Santos

Realtor · CENTURY 21 Edge

Tours, negotiation, and every question about 5830 FREESTONE CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5830 FREESTONE CIRCLE — before you fall in love.

See it in person

Schedule a tour

Live availability from Jonathan's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

5830 FREESTONE CIRCLE FAQs

What would the monthly payment be for 5830 FREESTONE CIRCLE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,647/mo — principal and interest, the actual property-tax bill, the $351/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 5830 FREESTONE CIRCLE?+

The association fee works out to $351 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 5830 FREESTONE CIRCLE?+

The most recent tax bill on record (2024) was $4,693. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 5830 FREESTONE CIRCLE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Apollo Beach?+

At $649,000, this home is listed about 32% above the Apollo Beach median of $490,000. The market section on this page shows how the area is trending.

Which schools are assigned to 5830 FREESTONE CIRCLE?+

Lennard High School (high), Doby Elementary School (elementary), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$649,000 runs 44% above the APOLLO BEACH 33572 median — but at 2,450 sqft it's also 16% larger than the typical Apollo Beach listing.

02Water views

The water view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

301 days on market against a Apollo Beach median of 56 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $699,000, now $649,000 — a $50K cut. The full history is in the market section below.

Listing courtesy of TAMPA TBI REALTY LLC · Angela Ashworth. MLS #A4665910.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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