33074 RANCH ROAD, DADE CITY, FL, 33523
Active300 days on marketListed Oct 6, 2025MLS #A4667316
About this home
33074 RANCH ROAD
3.7 Acres with River Frontage in Unincorporated Hernando County – Well & Septic in Place Escape to your own private retreat on 3.7 beautiful acres with nearly 300 feet of frontage on the Withlacoochee River. Located in unincorporated Hernando County, this unique property offers a rare combination of peaceful seclusion and convenient access to outdoor recreation and nearby amenities. The property features an existing well and septic system from a previous homesite, making it an excellent choice for building a new home, setting up a mobile or manufactured home, or creating a relaxing riverfront getaway. With a portion of the land in Flood Zone X, you’ll have more flexibility for development. Enjoy excellent fishing right from your backyard, and explore the nearby Withlacoochee State Trail and Croom Wildlife Management Area, both just minutes away — perfect for biking, hiking, horseback riding, and hunting. Despite the quiet setting, you’re still close to local restaurants and conveniences, offering the best of both worlds. This is a rare opportunity to own riverfront acreage in a desirable natural setting with utilities already in place. Whether you're looking to build, invest, or simply escape, this property is ready for your vision.
Facts & features
The home at a glance
3.2 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,082 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,082/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Dade City
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Dade City. See the full Dade City guide →
DADE CITY 33523 — neighborhood snapshot
Population
19,296
Median age
40.6
Median income
$60,897
Median home value
$231,700
Avg household
2.79
Households w/ children
2,208
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Dade City market
$343K → $335K
Dade City median sold, yr/yr
97.7%
Sale-to-list ratio (12 mo)
Median sold price, Dade City, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 6% above the DADE CITY 33523 median. See the full Dade City market guide →
Paper trail
This home's history
Reality check
What actually sold near 33074 RANCH ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$197,500
33306 OHIO AVENUE
2 bd · 1 ba · 888 sqft · $222/sqft · 213 DOM
Sold · Jan ’26$129,900
37644 OAK FORREST DRIVE
2 bd · 1 ba · 960 sqft · $135/sqft · 5 DOM
Sold · Apr ’26$232,000
37680 OAK FORREST DRIVE
2 bd · 2 ba · 992 sqft · $234/sqft · 53 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anthony Richardson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 33074 RANCH ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 33074 RANCH ROAD — before you fall in love.
See it in person
Schedule a tour
Live availability from Anthony's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
33074 RANCH ROAD FAQs
What would the monthly payment be for 33074 RANCH ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,082/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 33074 RANCH ROAD?+
The most recent tax bill on record (2024) was $2,173. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 33074 RANCH ROAD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Dade City?+
At $275,000, this home is listed about 29% below the Dade City median of $389,900. The market section on this page shows how the area is trending.
Which schools are assigned to 33074 RANCH ROAD?+
Rodney B. Cox Elementary School (elementary), Pasco Middle School (middle), Pasco High School (high) — Pasco County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of WHITE SANDS REALTY GROUP FL · Jesse Rutherford. MLS #A4667316.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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