4780 DUNCAN ROAD, PUNTA GORDA, FL, 33982
Active270 days on marketListed Nov 4, 2025MLS #A4669052
About this home
4780 DUNCAN ROAD
MOTIVATED SELLER!! READY TO MOVE IN!! NEW CONSTRUCTION DOUBLE WIDE MANUFACTURED HOME! NEW EVERYTHING! NEW SEPTIC!! CITY WATER!! NEW STAINLESS APPLIANCES, HVAC, ROOF, EVEN THE GRASS (SOD) IS NEW!! PINE ACRES!! CHAMPION MODEL!! OPTIONAL $30 A YEAR HOA!! Welcome to 4780 Duncan Road, where modern living meets Florida charm! Currently under construction, this brand new manufactured home offers three spacious bedrooms and two full bathrooms. Experience the benefits of new construction, including energy-efficient appliances, contemporary finishes, and a floor plan designed for today's lifestyle. The open-concept living area provides a seamless flow between the kitchen with spacious pantry, dining, and living rooms - perfect for entertaining. Natural light floods the space, showcasing the home's craftsmanship and attention to detail. The master suite is a haven, complete with an ensuite bathroom and ample closet space. The two additional bedrooms share a well-appointed bathroom. More land for a carport or oter storage or toys. Situated in the picturesque Punta Gorda community, you'll be close to local amenities, dining, and shopping, yet tucked away in a serene setting. Plus, with the home's completion just around the corner, you'll have the opportunity to become a resident well before season. Don't miss out on this gem in the heart of Punta Gorda! Insurable and make this your homestead.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,387
Sqft
0.19 ac
Lot size
2024
Year built
One
Levels
$173
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,700 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,700/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−2%
$/sqft vs Punta Gorda actives
$173 vs $208
Days on market
270 vs 59 typical
Where $173/sqft sits among the 400 Punta Gorda actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Punta Gorda
Get to know Punta Gorda. See the full Punta Gorda guide →
PUNTA GORDA 33982 — neighborhood snapshot
Population
12,543
Median age
53.1
Median income
$68,514
Median home value
$285,400
Avg household
2.24
Households w/ children
1,033
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $345K
Punta Gorda median sold, yr/yr
95.0%
Sale-to-list ratio (12 mo)
179 of 400
Punta Gorda actives have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 74% above the PUNTA GORDA 33982 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 4780 DUNCAN ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$227,000
325 Craven St, NC 27209 · same community
3 bd · 2 ba · 1,336 sqft · $170/sqft · 91 DOM
Sold · Feb ’26$227,000
325 Craven Street · same community
3 bd · 2 ba · 1,336 sqft · $170/sqft · 91 DOM
Sold · Mar ’26$140,000
6514 BERNADEAN BOULEVARD · same community
2 bd · 2 ba · 1,296 sqft · $108/sqft · 189 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kevin Johnson
CEO & Managing Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 4780 DUNCAN ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4780 DUNCAN ROAD — before you fall in love.
See it in person
Schedule a tour
Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4780 DUNCAN ROAD FAQs
What would the monthly payment be for 4780 DUNCAN ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,700/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4780 DUNCAN ROAD?+
The most recent tax bill on record (2023) was $254. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4780 DUNCAN ROAD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $239,900, this home is listed about 30% below the Punta Gorda median of $344,849. The market section on this page shows how the area is trending.
Which schools are assigned to 4780 DUNCAN ROAD?+
East Elementary School (elementary), Punta Gorda Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$239,900 runs 74% above the PUNTA GORDA 33982 median.
02Time on market is leverage
270 days on market against a Punta Gorda median of 59 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $248,500, now $239,900 — a $9K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS ISLAND LIFE REAL ESTATE · Sean Seward, PA. MLS #A4669052.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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