4003 5TH AVENUE, HOLMES BEACH, FL, 34217
Active325 days on marketListed Oct 30, 2025MLS #A4669926
About this home
4003 5TH AVENUE
**ONE BLOCK TO THE GULF • FULLY FURNISHED • PRIVATE POOL • PROJECTED RENTAL INCOME $130K–$150K ANNUALLY!** Own your Anna Maria Island getaway and let it work for you when you're away. This elevated, Mediterranean-inspired single-family home offers what second-home buyers want most: exceptional beach proximity, complete privacy, accommodations for 8+ guests, extensive recent improvements, and significant income potential. Offered fully furnished and move-in ready, “Island Oasis” also demonstrated impressive storm resilience with **no storm damage to the upper living areas**. Designed for gathering, the home features **two king suites, a third bedroom suite with two queen beds, plus additional sleeping space in the great room** - an ideal configuration for family, friends, and vacation rental guests. Major improvements include a **new roof (2024), refrigerator (2024), dishwasher (2025), washer/dryer (2024), water heaters (2025 & 2019), and AC systems (2020 & 2017)**. The interior was freshly painted in **June 2026**, while the private pool has been resurfaced and enhanced with new coping, pavers, heater, and pump (2024). Inside, soaring ceilings, crown molding, natural wood accents, and abundant natural light create a relaxed yet refined island feel. The open kitchen with wood cabinetry, tile backsplash, eat-at island, and stainless appliances flows into the main living and dining areas, while glass sliders extend the living space outdoors to the front piazza and private pool courtyard. The primary suite features a private balcony and spa-style bath with clawfoot soaking tub and walk-in shower. Above it all, a **rooftop terrace captures 360° sunrise and sunset views**, along with peek-a-boo Gulf and Bay views. Outside, tropical landscaping, shaded terraces, and a private pool create your own island oasis just a short stroll from the white sands of the Gulf. Manatee Beach, Skinny’s, Pine Avenue, boutique shopping, waterfront dining, and the free island trolley are all close by. Whether you're looking for a **second home that can help offset ownership costs, an income-producing island property, or simply your own private retreat near the beach**, this home delivers an increasingly rare combination on Anna Maria Island: **single-family ownership, no HOA, elevated construction, private pool, exceptional guest capacity, extensive updates, and the Gulf just one block away.** **Enjoy it when you're here. Generate income when you're not. Island living, just steps from the sand.**
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,200
Sqft
0.11 ac
Lot size
2
Garage
2003
Year built
Three Or More
Levels
$659
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$10,390 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$10,390/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−34%
$/sqft vs Holmes Beach actives
$659 vs $915
Days on market
325 vs 150 typical
Where $659/sqft sits among the 83 Holmes Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Casanas
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Holmes Beach. See the full Holmes Beach guide →
Casanas — neighborhood snapshot
Population
72
Median age
70
Median income
$59,104
Median home value
$649,228
Avg household
2
Households w/ children
2%
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Holmes Beach market
$1.1M → $963K
Holmes Beach median sold, yr/yr
92.6%
Sale-to-list ratio (12 mo)
42 of 83
Holmes Beach actives have cut their price
Median sold price, Holmes Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 22% above the HOLMES BEACH 34217 median. See the full Holmes Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 4003 5TH AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$1,700,000
220 36TH STREET · same community
3 bd · 3.5 ba · 2,016 sqft · $843/sqft · 171 DOM
Sold · Feb ’26$3,495,000
3702 5TH AVENUE · same community
4 bd · 4.5 ba · 2,784 sqft · $1,255/sqft · 232 DOM
Sold · Nov ’25$1,260,000
4002 6TH AVENUE · same community
3 bd · 3 ba · 1,504 sqft · $838/sqft · 199 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Chad Creech
President, Commercial and Development Services · CENTURY 21 Edge
Tours, negotiation, and every question about 4003 5TH AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4003 5TH AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4003 5TH AVENUE FAQs
What would the monthly payment be for 4003 5TH AVENUE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $10,390/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4003 5TH AVENUE?+
The most recent tax bill on record (2024) was $22,346. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Holmes Beach?+
At $1,450,000, this home is listed about 13% above the Holmes Beach median of $1,287,500. The market section on this page shows how the area is trending.
Which schools are assigned to 4003 5TH AVENUE?+
Anna Maria Elementary School (elementary), Martha B. King Middle School (middle), Manatee High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$1,450,000 runs 22% above the HOLMES BEACH 34217 median — but at 2,200 sqft it's also 44% larger than the typical Holmes Beach listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
325 days on market against a Holmes Beach median of 150 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Anna Maria Elementary School, Martha B. King Middle School, Manatee High School — Anna Maria Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $1,550,000, now $1,450,000 — a $100K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX ALLIANCE GROUP · Jo-Lee Mansfield. MLS #A4669926.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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