3413 BAYSIDE PARKWAY, PUNTA GORDA, FL, 33982
Pending274 days on marketListed Nov 5, 2025MLS #A4670208
About this home
3413 BAYSIDE PARKWAY
BACK ON MARKET — PREVIOUS CONTRACT FELL THROUGH DUE TO BUYER FINANCING — NOT THE PROPERTY. This home passed every inspection and is 100% move-in ready. The sellers even retained the full escrow deposit. Their loss is your opportunity — don't let this one slip again. WATERFRONT PARADISE IN PELICAN HARBOR — EXTENSIVELY UPDATED. Meticulously maintained 2-bedroom, 2-bathroom manufactured home offering 71 feet of navigable waterfront with direct access to the Peace River, Charlotte Harbor, and Gulf of America. WATERFRONT FEATURES: Professionally installed concrete seawall (2018) with 8,000 lb. boat lift (2020) featuring new canopy (2021). Patio sliders lead to custom deck and patio (2021) with steps down to the canal. Enjoy fishing from your backyard with preserve views providing privacy and wildlife watching. MAJOR UPDATES — NO EXPENSE SPARED: New roof (2023). Complete A/C system and all ductwork replaced (2024). Sprayfoam insulation and vapor barrier upgrade to entire undercarriage (2024). Brand new carpet in both bedrooms (2025). Electrical meter base replaced (2025). Granite countertops throughout with custom cocktail bar and cabinets plus coffee bar station (2022). Samsung appliance suite (2022). Interior completely repainted with updated lighting fixtures (2022). Water heater (2021). Additional sidewalk and secure storage (2021). INTERIOR FEATURES: Open-concept kitchen, dining, and living areas. Light cabinetry with granite counters and all appliances included. Master bedroom features oversized walk-in closet and ensuite bath with dual sinks, garden tub, and walk-in shower. Guest bathroom has tub/shower combo. Inside laundry with washer and dryer included. Oversized 2-car wide covered carport. PEACE OF MIND: No water intrusion ever. Transferrable FEMA flood insurance paid in full through December 2027 — substantial savings for buyer. Energy efficient with upgraded insulation and modern A/C. PELICAN HARBOR COMMUNITY: Well-managed, financially responsible 55+ deed-restricted, land-owned community. Heated pool, recreation facility, library, shuffleboard courts, and card tables. Community improvements include all roads repaved (2025), upgraded water treatment plant (2025), and completely remodeled clubhouse post-Hurricane Milton. Minutes from downtown Punta Gorda, Fishermen's Village, dining, shopping, farmer's market, and medical facilities. Consider a REVERSE MORTGAGE Purchase — put down 40-50% and never make another monthly mortgage payment for as long as you live in the home. This exceptional waterfront home is truly move-in ready from foundation to roof. The sellers have invested heavily so the next owner can simply enjoy it. Don't miss this second chance — qualified buyers, let's close this.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,056
Sqft
0.09 ac
Lot size
2007
Year built
One
Levels
$235
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,108 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,108/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Punta Gorda
Get to know Punta Gorda. See the full Punta Gorda guide →
PUNTA GORDA 33982 — neighborhood snapshot
Population
12,543
Median age
53.1
Median income
$68,514
Median home value
$285,400
Avg household
2.24
Households w/ children
1,033
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $330K
Punta Gorda median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 95% above the PUNTA GORDA 33982 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Leliana Vazquez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3413 BAYSIDE PARKWAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3413 BAYSIDE PARKWAY — before you fall in love.
See it in person
Schedule a tour
Live availability from Leliana's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3413 BAYSIDE PARKWAY FAQs
What would the monthly payment be for 3413 BAYSIDE PARKWAY?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,108/mo — principal and interest, the actual property-tax bill, the $175/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3413 BAYSIDE PARKWAY?+
The association fee works out to $175 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3413 BAYSIDE PARKWAY?+
The most recent tax bill on record (2024) was $2,443. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3413 BAYSIDE PARKWAY?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Number Limit, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $248,000, this home is listed about 27% below the Punta Gorda median of $341,999. The market section on this page shows how the area is trending.
Which schools are assigned to 3413 BAYSIDE PARKWAY?+
East Elementary School (elementary), Punta Gorda Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$248,000 runs 95% above the PUNTA GORDA 33982 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
274 days on market against a Punta Gorda median of 60 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $279,000, now $248,000 — a $31K cut. The full history is in the market section below.
Listing courtesy of ALIGN RIGHT REALTY SRQ OPULENCE · Billy Bergh. MLS #A4670208.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Punta Gorda homes, in your inbox
Like 3413 BAYSIDE PARKWAY but not quite? A daily digest of every new listing in Punta Gorda — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Leliana to ping you on any price or status change →