CENTURY 21 Edge
$229,000$235,0002 bd2 ba1,104 sqft$207 /sqft$1,887 /mo all-in ↓

915 FAIRWAYCOVE LANE UNIT 204, BRADENTON, FL, 34212

Active269 days on marketListed Nov 19, 2025MLS #A4672538

Priced 48% below the BRADENTON 34212 medianReduced $6KCondominiumSTONE HARBOUR II

About this home

915 FAIRWAYCOVE LANE UNIT 204

One or more photo(s) has been virtually staged. This move-in ready second-floor condo at 915 Fairway cove Lane #204 in Bradenton offers an open two-bedroom, two-bath floorplan with vaulted ceilings, Corian countertops, maple cabinetry, and a double pantry in the kitchen, plus an in-unit laundry room with washer and dryer. This home features a spacious master suite with walk-in shower and walk-in closet, along with bright living and dining spaces overlooking the golf course and pond. Residents enjoy resort-style amenities at Stoneybrook at Heritage Harbour, including an Arthur Hills–designed golf course with no mandatory membership, clubhouse restaurant, two pools, spa, fitness center, tennis and pickleball courts, and miles of hiking and biking trails. Conveniently located less than an hour from Tampa International Airport, 30 minutes to Sarasota, and just 20 minutes to Gulf beaches, this property combines comfort, lifestyle, and accessibility, making it ideal as a winter retreat or full-time residence.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,104

Sqft

0 ac

Lot size

2006

Year built

Two

Levels

$207

Per sqft

Partially

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Disposal · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCathedral Ceiling(s) · Eating Space In Kitchen · High Ceilings · Living Room/Dining Room Combo · Open Floorplan · Split Bedroom · Vaulted Ceiling(s) · Walk-In Closet(s)
LaundryLaundry Closet
CoolingCentral Air
HeatingElectric
FurnishedPartially

Outside & construction

RoofTile
ConstructionBlock
FoundationSlab
FacesNorth
ParkingAssigned · Covered · Guest
ExteriorIrrigation System · Rain Gutters · Sliding Doors

Community & fees

HOA fee$111/mo
Taxes (2024)$1,995/yr
PetsCats OK, Dogs OK
CommunityAssociation Recreation - Owned · Clubhouse · Deed Restrictions · Dog Park · Fitness Center · Gated Community - No Guard · Golf · Playground · Pool · Restaurant · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Fire Hydrant · Public · Street Lights
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$1,887 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,348
FHA mortgage insurance (est.)$101
Property tax — 2024 actual bill$166
Condo fee — from the listing$111
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $8,015Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $8,015
Interest rate6.00%
Loan term

Estimated payment

$1,887/mo

Principal & interest$1,348
FHA mortgage insurance (est.)$101
Property taxes (actual bill)$166
HOA / condo fee$111
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $229K
$202KedgeAI estimate $220,973 · range $210K$248K$258K

vs edgeAI estimate

+3.6%

$/sqft vs Bradenton actives

$207 vs $245

Days on market

269 vs 55 typical

Where $207/sqft sits among the 400 Bradenton actives

111
105 · this home
82
48
24
30
$124–189$189–253$253–317$317–382$382–446$446+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Heritage Harbour

Map of 915 FAIRWAYCOVE LANE UNIT 204 inside its neighborhood boundary

Drive times from this address

Downtown Tampa51 min
Tampa Int’l Airport (TPA)62 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Bradenton. See the full Bradenton guide →

Heritage Harbour — neighborhood snapshot

Population

6,256

Median age

51

Median income

$103,298

Median home value

$400,220

Avg household

2

Households w/ children

451

For the school run

Manatee County School District

ElementaryFreedom Elementary School★★★★
MiddleCarlos E. Haile Middle School★★★★★
HighParrish Community High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Bradenton market

Seller’s marketLeans seller4.1 months of inventoryBuyer’s market

$395K$420K

Bradenton median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

230 of 400

Bradenton actives have cut their price

Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 48% below the BRADENTON 34212 median. See the full Bradenton market guide →

Paper trail

This home's history

CurrentPrice reduced to $229,000 $6K
Nov 19, 2025Listed at $235,000 · 269 days on market since
2006Built · STONE HARBOUR II

Reality check

What actually sold near 915 FAIRWAYCOVE LANE UNIT 204

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

923 FAIRWAYCOVE LANE UNIT 103Sold · Apr ’26

$220,000

923 FAIRWAYCOVE LANE UNIT 103 · same community

2 bd · 2 ba · 1,104 sqft · $199/sqft · 37 DOM

1003 FAIRWAYCOVE LANE UNIT 105Sold · Mar ’26

$215,000

1003 FAIRWAYCOVE LANE UNIT 105

2 bd · 2 ba · 1,104 sqft · $195/sqft · 34 DOM

1003 FAIRWAYCOVE LANE UNIT 103Sold · Jan ’26

$245,000

1003 FAIRWAYCOVE LANE UNIT 103

2 bd · 2 ba · 1,226 sqft · $200/sqft · 240 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Gianfranco Di Flumeri Petrelli

Your agent

Gianfranco Di Flumeri Petrelli

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 915 FAIRWAYCOVE LANE UNIT 204 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 915 FAIRWAYCOVE LANE UNIT 204 — before you fall in love.

See it in person

Schedule a tour

Live availability from Gianfranco's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

915 FAIRWAYCOVE LANE UNIT 204 FAQs

What would the monthly payment be for 915 FAIRWAYCOVE LANE UNIT 204?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,887/mo — principal and interest, the actual property-tax bill, the $111/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 915 FAIRWAYCOVE LANE UNIT 204?+

The association fee works out to $111 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 915 FAIRWAYCOVE LANE UNIT 204?+

The most recent tax bill on record (2024) was $1,995. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 915 FAIRWAYCOVE LANE UNIT 204?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Bradenton?+

At $229,000, this home is listed about 41% below the Bradenton median of $390,000. The market section on this page shows how the area is trending.

Which schools are assigned to 915 FAIRWAYCOVE LANE UNIT 204?+

Freedom Elementary School (elementary), Carlos E. Haile Middle School (middle), Parrish Community High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the BRADENTON 34212 market on paper

$229,000 is 48% below the BRADENTON 34212 median of $437,995, and at $207/sqft it sits under the Bradenton average of $265.

02Time on market is leverage

269 days on market against a Bradenton median of 55 — sellers in this position are usually ready to negotiate.

03Strong assigned schools

Freedom Elementary School, Carlos E. Haile Middle School, Parrish Community High School — Freedom Elementary School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $235,000, now $229,000 — a $6K cut. The full history is in the market section below.

Listing courtesy of GULF SANDS REALTY, LLC · Cynthia Brock. MLS #A4672538.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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