978 ARCHIE SUMMERS ROAD, LAKE PLACID, FL, 33852
Active263 days on marketListed Nov 20, 2025MLS #A4672881
About this home
978 ARCHIE SUMMERS ROAD
Seize this outstanding opportunity to build your Florida dream home on a .23-acre lot set on a paved road and safely outside any flood zone. You’ll be just a short drive from the heart of Lake Placid, where friendly shops, local dining, and a charming small-town vibe make everyday living feel easy. And with Lake August nearby, you can slip out for fishing, boating, or quiet moments on the water whenever you want. It’s a comfortable, convenient spot to bring your vision to life, whether you’re ready to start building or mapping out your future plans.
Facts & features
The home at a glance
0.23 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$271 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$271/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Lake Placid
Get to know Lake Placid. See the full Lake Placid guide →
LAKE PLACID 33852 — neighborhood snapshot
Population
21,630
Median age
54.8
Median income
$54,841
Median home value
$205,800
Avg household
2.16
Households w/ children
1,979
For the school run
Highlands County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lake Placid market
$315K → $440K
Lake Placid median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
Median sold price, Lake Placid, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 6% below the LAKE PLACID 33852 median. See the full Lake Placid market guide →
Paper trail
This home's history
Reality check
What actually sold near 978 ARCHIE SUMMERS ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$277,000
100 Kayla Ave, Lake Placid FL 33852
2 bd · 2 ba · 69 DOM
Sold · Feb ’26$260,000
454 BONNIE ROAD NW
3 bd · 2 ba · 1,340 sqft · $194/sqft · 105 DOM
Sold · Feb ’26$260,000
454 Bonnie Rd NW, Lake Placid FL 33852
3 bd · 2 ba · 1,340 sqft · $194/sqft · 106 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anthony Richardson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 978 ARCHIE SUMMERS ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 978 ARCHIE SUMMERS ROAD — before you fall in love.
See it in person
Schedule a tour
Live availability from Anthony's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
978 ARCHIE SUMMERS ROAD FAQs
What would the monthly payment be for 978 ARCHIE SUMMERS ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $271/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 978 ARCHIE SUMMERS ROAD?+
The most recent tax bill on record (2024) was $193. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Lake Placid?+
At $15,000, this home is listed about 95% below the Lake Placid median of $294,500. The market section on this page shows how the area is trending.
Which schools are assigned to 978 ARCHIE SUMMERS ROAD?+
Lake Placid Middle School (middle), Lake Placid High School (high), Lake Placid Elementary School (elementary) — Highlands County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the LAKE PLACID 33852 market on paper
$15,000 is 6% below the LAKE PLACID 33852 median of $16,000.
02Time on market is leverage
263 days on market against a Lake Placid median of 52 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Lake Placid Middle School, Lake Placid High School, Lake Placid Elementary School — Lake Placid Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 ALLPOINTS REALTY · JJ Jones. MLS #A4672881.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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