7840 34TH AVENUE W UNIT 103, BRADENTON, FL, 34209
Pending260 days on marketListed Nov 21, 2025MLS #A4672905
About this home
7840 34TH AVENUE W UNIT 103
Welcome to Palma Sola Bay Club, where Key West-inspired architecture, resort-style amenities, and proximity to Anna Maria Island come together in one beautifully designed West Bradenton community. This spacious end-unit residence offers 1,854 square feet of comfortable living space, three bedrooms, two-and-a-half baths, and not one—but two private balconies. Step outside from the main living area to enjoy west-facing sunset views, or retreat to the primary suite’s private balcony for a quiet start or finish to your day. Full impact-resistant windows and doors throughout provide an added sense of security, energy efficiency, and interior quiet. The building also performed well through recent storm seasons, with no reported interior storm damage to the residence. Inside, the open-concept layout creates a natural flow between the kitchen and generous gathering room, making the space equally suited for relaxed everyday living and entertaining guests. The well-appointed kitchen features a two-tier counter design, ample preparation space, and plenty of room for conversation while meals are being prepared. The split-bedroom floor plan provides privacy between the oversized primary suite and the two guest bedrooms. The primary retreat features a large walk-in closet, garden tub, oversized shower, and direct balcony access. An additional half bath is conveniently located near the main living space. Practical features include a full interior laundry room, two dedicated covered parking spaces, and a large private storage room with room for bicycles, kayaks, beach equipment, and everything needed to enjoy the Florida lifestyle. Palma Sola Bay Club is a gated community located approximately five miles from the beaches of Anna Maria Island. Residents enjoy a clubhouse, fitness center, heated pool, dog park, sidewalks, lush tropical grounds, and a fishing pier with access to Palma Sola Bay. Whether you are searching for a full-time residence, seasonal escape, or low-maintenance home near the Gulf Coast, this inviting end unit offers the space, security, views, and lifestyle you have been waiting for. Schedule your private showing and come discover where your next chapter could begin.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,854
Sqft
2
Garage
2018
Year built
One
Levels
$280
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,083 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$5,083/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−2.6%
$/sqft vs Bradenton actives
$280 vs $246
Days on market
260 vs 55 typical
Where $280/sqft sits among the 400 Bradenton actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bradenton
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bradenton. See the full Bradenton guide →
The numbers that matter
The Bradenton market
$395K → $420K
Bradenton median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
217 of 400
Bradenton actives have cut their price
Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 33% above the Bradenton median. See the full Bradenton market guide →
Paper trail
This home's history
Reality check
What actually sold near 7840 34TH AVENUE W UNIT 103
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$565,000
7840 34TH AVE W UNIT 303 · same community
3 bd · 2.5 ba · 1,857 sqft · $304/sqft · 116 DOM
Sold · Jul ’26$535,000
3439 79TH STREET CIRCLE W UNIT 201 · same community
3 bd · 2.5 ba · 1,857 sqft · $288/sqft · 183 DOM
Sold · Sep ’25$382,000
7830 34TH AVENUE W UNIT 102 · same community
2 bd · 2 ba · 1,657 sqft · $231/sqft · 243 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kevin Johnson
CEO & Managing Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 7840 34TH AVENUE W UNIT 103 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 7840 34TH AVENUE W UNIT 103 — before you fall in love.
See it in person
Schedule a tour
Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
7840 34TH AVENUE W UNIT 103 FAQs
What would the monthly payment be for 7840 34TH AVENUE W UNIT 103?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $5,083/mo — principal and interest, the actual property-tax bill, the $1,060/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 7840 34TH AVENUE W UNIT 103?+
The association fee works out to $1,060 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 7840 34TH AVENUE W UNIT 103?+
The most recent tax bill on record (2025) was $6,943. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 7840 34TH AVENUE W UNIT 103?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bradenton?+
At $518,900, this home is listed about 33% above the Bradenton median of $389,900. The market section on this page shows how the area is trending.
The brief
Five things that matter here
01Positioned at the premium end
$518,900 runs 33% above the Bradenton median — but at 1,854 sqft it's also 19% larger than the typical Bradenton listing.
02Trees/Woods & Water views
The trees/woods and water view is part of what you're buying — views hold value independently of the structure.
03Know the monthly fee
The association fee is $1,060/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Time on market is leverage
260 days on market against a Bradenton median of 55 — sellers in this position are usually ready to negotiate.
05The price has already moved
Listed at $560,000, now $518,900 — a $41K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of MEDWAY REALTY · Kim Donahue. MLS #A4672905.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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