638 S OWL DRIVE, SARASOTA, FL, 34236
Active254 days on marketListed Nov 26, 2025MLS #A4673427
About this home
638 S OWL DRIVE
Short term ONLY BACK ON THE MARKET Short term home on the water on BIRD KEY. This comfortable and cozy 4-bedroom, 3-bathroom pool home is situated directly on a canal with no bridges to the bay, able to accommodate a 26' boat. The open floor plan is flooded with natural light and features a living room that opens directly onto a huge covered lanai. Your lanai offers comfortable seating and dining, and right thru the door you'll find a paver pool deck surrounded by a beautiful garden with chaise lounges for enjoying the some fun in the sun. The kitchen has solid wooden cabinetry, custom tile back splash, breakfast bar and stainless steel appliances. The main bedroom has a king bed, easy access to the pool, large walking closet and en suite bathroom with dual vanities and water closet. Parking is one garage space available and a spacious circular driveway. This home's prime location offers easy access to Bird Key Park, St. Armand's Circle, Lido Beach and downtown Sarasota is just over the bridge for theater, museums, and the opera. Now rented February-April 2027. Call today for a really memorable vacation in the Florida sunshine in a very special location-BIRD KEY!
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,197
Sqft
0.34 ac
Lot size
1
Garage
1968
Year built
One
Levels
$5
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$232 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$232/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs BIRD KEY SUB
$5 vs $1,386
Days on market
254 vs 61 typical
Where $5/sqft sits among the 19 homes for sale in BIRD KEY SUB
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bird Key
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Sarasota. See the full Sarasota guide →
Bird Key — neighborhood snapshot
Population
843
Median age
64
Median home value
$2,000,000
Avg household
2
Households w/ children
47%
For the school run
Sarasota County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Sarasota market
$475K → $493K
Sarasota median sold, yr/yr
95.2%
Sale-to-list ratio (12 mo)
8 of 19
BIRD KEY SUB have cut their price
Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the SARASOTA 34236 median. See the full Sarasota market guide →
Paper trail
This home's history
Reality check
What actually sold near 638 S OWL DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$1,200,000
503 SPOONBILL WAY · same community
3 bd · 2 ba · 2,274 sqft · $528/sqft · 23 DOM
Sold · Mar ’26$1,525,000
509 SPOONBILL WAY · same community
4 bd · 2.5 ba · 2,365 sqft · $645/sqft · 49 DOM
Sold · Apr ’26$1,995,000
483 PARTRIDGE CIRCLE · same community
4 bd · 3 ba · 2,392 sqft · $834/sqft · 281 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anthony Richardson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 638 S OWL DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 638 S OWL DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Anthony's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
638 S OWL DRIVE FAQs
What would the monthly payment be for 638 S OWL DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $232/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 638 S OWL DRIVE?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Monthly Pet Fee, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Sarasota?+
At $10,000, this home is listed about 98% below the Sarasota median of $569,000. The market section on this page shows how the area is trending.
Which schools are assigned to 638 S OWL DRIVE?+
Southside Elementary School (elementary), Booker High School (high), Booker Middle School (middle) — Sarasota County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the SARASOTA 34236 market on paper
$10,000 is 99% below the SARASOTA 34236 median of $815,000, and at $5/sqft it sits under the Sarasota average of $496.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
254 days on market against a Sarasota median of 61 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Southside Elementary School, Booker High School, Booker Middle School — Southside Elementary School rates 5 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of RENT SARASOTA · Cody Smith. MLS #A4673427.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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