CENTURY 21 Edge
$499,000$615,0003 bd2 ba1,558 sqft$320 /sqft$3,816 /mo all-in ↓

10520 BOARDWALK LOOP UNIT 301, BRADENTON, FL, 34202

Active225 days on marketListed Dec 13, 2025MLS #A4674717

Priced 20% below the BRADENTON 34202 medianReduced $116KWaterfrontCondominiumWATERFRONT AT MAIN STREET PH 2

About this home

10520 BOARDWALK LOOP UNIT 301

Price Reduced! Motivated seller. Amazing 3 bedroom condo with beautiful water view located in the desirable Waterfront on Main community. Experience relaxed waterfront living in the center of Lakewood Ranch, one of the nation’s most recognized master-planned communities, with the added benefit of being within walking distance to the famous Main Street at Lakewood Ranch for dining, movie theatre, shopping, farmers market. This well cared for 3-bedroom, 2-bath end-unit condo offers the sought after Cayman floor plan, designed with an open layout that connects the kitchen and dining area to the living space and extends outdoors to the spacious lanai, perfect for daily living and hosting guests. Interior features include coffered ceilings, solid wood cabinets, granite countertops, a custom-shelved pantry, and a custom built-in shelve for walk-in closet. Both the spacious living area and the primary bedroom open to a large lanai overlooking a serene 153-acre lake, where you can enjoy tranquil views and year round wildlife. All three bedrooms are finished with newer carpet for a fresh and comfortable feel. The gated community provides assigned garage parking along with a private storage locker conveniently located under the building. Residents have access to impressive resort style amenities, including a heated pool set along the lake, spa, fire pit, grilling areas, a fully equipped fitness center, and scenic walking paths along the water. The clubhouse offers a catering kitchen, generous outdoor gathering spaces, kayak storage, and direct access to the lake. Ideally situated just minutes from Legacy Golf Course and within walking distance to Lakewood Ranch Main Street, you will enjoy easy access to dining, shopping, movies, miniature golf, and year round events. Additional highlights include impact resistant windows and sliding doors, as well as a built-in ceiling sprinkler system for added fire safety. The central location offers quick access to UTC Mall, downtown Sarasota and Bradenton, I-75, and nearby beaches such as Lido Key and Anna Maria Island.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,558

Sqft

0 ac

Lot size

1

Garage

2018

Year built

One

Levels

$320

Per sqft

WaterfrontWater viewNegotiablePets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · High Ceilings · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Walk-In Closet(s) · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Electric
FurnishedNegotiable

Outside & construction

RoofOther
ConstructionBlock
FoundationSlab
ViewWater
FacesSouth
ParkingAssigned · Covered · Garage Door Opener · Ground Level · Guest · Under Building
ExteriorBalcony · Lighting · Sliding Doors · Storage

Community & fees

Taxes (2024)$5,973/yr
PetsBreed Restrictions, Dogs OK, Number Limit, Size Limit, Yes
CommunityBuyer Approval Required · Clubhouse · Community Mailbox · Deed Restrictions · Fitness Center · Gated Community - No Guard · Pool

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,816 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,938
FHA mortgage insurance (est.)$221
Property tax — 2024 actual bill$498
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $17,465Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $17,465
Interest rate6.00%
Loan term

Estimated payment

$3,816/mo

Principal & interest$2,938
FHA mortgage insurance (est.)$221
Property taxes (actual bill)$498
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $499K
$479KedgeAI estimate $533,867 · range $530K$544K$565K

vs edgeAI estimate

−6.5%

$/sqft vs Bradenton actives

$320 vs $241

Days on market

225 vs 53 typical

Where $320/sqft sits among the 400 Bradenton actives

97
100
84
51 · this home
30
38
$125–181$181–237$237–294$294–350$350–406$406+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Bradenton

Map of 10520 BOARDWALK LOOP UNIT 301

Drive times from this address

Downtown Tampa54 min
Tampa Int’l Airport (TPA)65 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Bradenton. See the full Bradenton guide →

BRADENTON 34202 — neighborhood snapshot

Population

27,237

Median age

54.2

Median income

$123,210

Median home value

$620,700

Avg household

2.51

Households w/ children

2,347

For the school run

Manatee County School District

ElementaryRobert Willis Elementary School★★★★
MiddleR. Dan Nolan Middle School★★★★
HighLakewood Ranch High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Bradenton market

Seller’s marketBalanced5.4 months of inventoryBuyer’s market

$410K$424K

Bradenton median sold, yr/yr

95.7%

Sale-to-list ratio (12 mo)

190 of 400

Bradenton actives have cut their price

Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 20% below the BRADENTON 34202 median. See the full Bradenton market guide →

Paper trail

This home's history

CurrentPrice reduced to $499,000 $116K
Dec 13, 2025Listed at $615,000 · 225 days on market since
2018Built · WATERFRONT AT MAIN STREET PH 2

Reality check

What actually sold near 10520 BOARDWALK LOOP UNIT 301

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

10520 BOARDWALK LOOP UNIT 601Sold · Jun ’26

$535,000

10520 BOARDWALK LOOP UNIT 601 · same community

3 bd · 2 ba · 1,558 sqft · $343/sqft · 1 DOM

10520 BOARDWALK LOOP UNIT 401Sold · Aug ’25

$560,000

10520 BOARDWALK LOOP UNIT 401 · same community

3 bd · 2 ba · 1,558 sqft · $359/sqft · 449 DOM

10520 BOARDWALK LOOP UNIT 504Sold · Aug ’25

$629,500

10520 BOARDWALK LOOP UNIT 504 · same community

2 bd · 2 ba · 1,460 sqft · $431/sqft · 114 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kevin Johnson

Your agent

Kevin Johnson

CEO & Managing Broker · CENTURY 21 Edge

Tours, negotiation, and every question about 10520 BOARDWALK LOOP UNIT 301 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 10520 BOARDWALK LOOP UNIT 301 — before you fall in love.

See it in person

Schedule a tour

Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

10520 BOARDWALK LOOP UNIT 301 FAQs

What would the monthly payment be for 10520 BOARDWALK LOOP UNIT 301?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,816/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 10520 BOARDWALK LOOP UNIT 301?+

The most recent tax bill on record (2024) was $5,973. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 10520 BOARDWALK LOOP UNIT 301?+

The listing reports pets: Breed Restrictions, Dogs OK, Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Bradenton?+

At $499,000, this home is listed about 26% above the Bradenton median of $395,740. The market section on this page shows how the area is trending.

Which schools are assigned to 10520 BOARDWALK LOOP UNIT 301?+

Robert Willis Elementary School (elementary), R. Dan Nolan Middle School (middle), Lakewood Ranch High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Under the BRADENTON 34202 market on paper

$499,000 is 20% below the BRADENTON 34202 median of $625,000.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

225 days on market against a Bradenton median of 53 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Robert Willis Elementary School, R. Dan Nolan Middle School, Lakewood Ranch High School — Robert Willis Elementary School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $615,000, now $499,000 — a $116K cut. The full history is in the market section below.

Listing courtesy of PREFERRED SHORE LLC · Harold Kaufman. MLS #A4674717.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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