CENTURY 21 Edge
$410,000$429,900$2,976 /mo all-in ↓

SOUTHWOOD STREET, SARASOTA, FL, 34231

Active240 days on marketListed Dec 17, 2025MLS #A4675599

Reduced $20KFLORENCE

About this home

SOUTHWOOD STREET

West of the Trail lot overlooking scenic 60-acre Phillippi Estate Park which is a County Park located on the banks of Phillippi Creek. 50’x 167’ lot with central water and sewer. Established neighborhood that offers easy access to shopping, schools and Siesta Key. Adjoining lots 11 & 12 also available for sale. Lots can be combined. (MLS#A4702388 & A4702380)

Facts & features

The home at a glance

0.19 ac

Lot size

Park/Greenbelt view

Inside

Outside & construction

ViewPark/Greenbelt
FacesSouth

Community & fees

Taxes (2024)$2,651/yr

Utilities & systems

UtilitiesElectricity Available · Public
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,976 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,414
FHA mortgage insurance (est.)$181
Property tax — 2024 actual bill$221
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $14,350Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $14,350
Interest rate6.00%
Loan term

Estimated payment

$2,976/mo

Principal & interest$2,414
FHA mortgage insurance (est.)$181
Property taxes (actual bill)$221
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Florence

Map of SOUTHWOOD STREET inside its neighborhood boundary

Drive times from this address

Downtown Tampa69 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Sarasota. See the full Sarasota guide →

Florence — neighborhood snapshot

Population

144

Median age

68

Median income

$111,731

Median home value

$485,800

Avg household

2

Households w/ children

3%

For the school run

Sarasota County School District

ElementaryPhillippi Shores Elementary School★★★★★
HighRiverview High School★★★★
MiddleBrookside Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Sarasota market

Seller’s marketLeans seller4.5 months of inventoryBuyer’s market

$475K$493K

Sarasota median sold, yr/yr

95.2%

Sale-to-list ratio (12 mo)

Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 98% above the SARASOTA 34231 median. See the full Sarasota market guide →

Paper trail

This home's history

CurrentPrice reduced to $410,000 $20K
Dec 17, 2025Listed at $429,900 · 240 days on market since

Reality check

What actually sold near SOUTHWOOD STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1773 SOUTHWOOD STREETSold · May ’26

$585,000

1773 SOUTHWOOD STREET · same community

3 bd · 2 ba · 1,431 sqft · $409/sqft · 48 DOM

1855 SHERWOOD STREETSold · May ’26

$852,500

1855 SHERWOOD STREET · same community

3 bd · 3 ba · 2,380 sqft · $358/sqft · 3 DOM

1610 STICKNEY POINT ROAD UNIT 1610-1Sold · Mar ’26

$297,500

1610 STICKNEY POINT ROAD UNIT 1610-1

1 bd · 1 ba · 576 sqft · $516/sqft · 3 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kemarie Johnson

Your agent

Kemarie Johnson

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about SOUTHWOOD STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for SOUTHWOOD STREET — before you fall in love.

See it in person

Schedule a tour

Live availability from Kemarie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

SOUTHWOOD STREET FAQs

What would the monthly payment be for SOUTHWOOD STREET?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,976/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on SOUTHWOOD STREET?+

The most recent tax bill on record (2024) was $2,651. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Sarasota?+

At $410,000, this home is listed about 26% below the Sarasota median of $555,885. The market section on this page shows how the area is trending.

Which schools are assigned to SOUTHWOOD STREET?+

Phillippi Shores Elementary School (elementary), Riverview High School (high), Brookside Middle School (middle) — Sarasota County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$410,000 runs 98% above the SARASOTA 34231 median.

02Park/Greenbelt views

The park/greenbelt view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

240 days on market against a Sarasota median of 64 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Phillippi Shores Elementary School, Riverview High School, Brookside Middle School — Phillippi Shores Elementary School rates 5 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $429,900, now $410,000 — a $20K cut. The full history is in the market section below.

Listing courtesy of LOYD ROBBINS & CO. LLC · Loyd Robbins. MLS #A4675599.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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