
10431 WATERBIRD WAY UNIT 10431, BRADENTON, FL, 34209
Active224 days on marketListed Dec 29, 2025MLS #A4676362
About this home
10431 WATERBIRD WAY UNIT 10431
Available starting 9.14.26. Available for 2027 season. This stunning, fully furnished, turn-key 2-bedroom, 2-bath second-floor condo is located in the lovely community of Flamingo Cay, in the subdivision of Waterbird Way. Set on a canal and just 3.1 miles from the world-famous Anna Maria Island. Minutes from some of the most beautiful beaches in Florida as well as the delightful village of Bridge Street where you will find a laidback atmosphere of casual elegance, endless shopping, and fantastic cuisine! Waterbird Way has a heated community pool, basketball court, pickle ball court and a shared community laundry room. You also have a one-car covered parking space and your own private dock. Sorry, no boat access. But if fishing is your thing, you’ve come to the right place! The casual, coastal decor, comfortable furniture, and serene ambience of this cozy condo will have you relaxed and feeling at home almost instantly. You have an open concept living / dining area with a dining table which seats six. And a spacious, comfortable living room boasting expansive views of the canal with plenty of seating ideal for entertaining. Or, just relaxing! The newly renovated kitchen is light and bright and is equipped with all the essentials for cooking, entertaining and more. Both bathrooms have been completely remodeled with a uniqueness that you won’t likely find anywhere else. Rainfall shower heads, updated vanity and custom tile work in both. It is truly a spa-like experience. The outdoor space boasts 360° views of the canal where you can enjoy the sunrise AND the sunset right from your own furnished, screened-in patio. It is the perfect spot to relax with your morning coffee or to unwind after the day is done. Or just to sit and revel in the magnificent wildlife that surrounds you. The master bedroom has a king-size bed with a state-of-the-art 'Purple' mattress, sliding glass doors leading out to the patio, a Smart TV and custom closets. Attached is the stunning master bathroom. Down the hall you have your second bedroom with a queen-size bed, a lovely desk area and plenty of closet space for your personal belongings. The second bathroom is just outside your door. See why guests return year after year to this stunning condo. Sleeps 4. House Rule: No smoking. No burning candles inside of lodging. No Pets. The dock is available for guests use for fishing, however, there is no boat access. RATES: Jan-Apr $4,500 per month/May-Dec $2,300 per month/Annual lease $2,500 per month.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,092
Sqft
0 ac
Lot size
1968
Year built
One
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$177 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$177/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Bradenton actives
$2 vs $245
Days on market
224 vs 55 typical
Where $2/sqft sits among the 400 Bradenton actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Flamingo Cay
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bradenton. See the full Bradenton guide →
Flamingo Cay — neighborhood snapshot
Population
262
Median age
70
Median income
$86,042
Median home value
$527,300
Avg household
2
Households w/ children
7%
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bradenton market
$395K → $420K
Bradenton median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
222 of 400
Bradenton actives have cut their price
Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the BRADENTON 34209 median. See the full Bradenton market guide →
Paper trail
This home's history
Reality check
What actually sold near 10431 WATERBIRD WAY UNIT 10431
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$250,000
10125 W MANATEE AVENUE W UNIT D2
2 bd · 1.5 ba · 1,092 sqft · $229/sqft · 152 DOM
Sold · May ’26$306,000
946 SANDPIPER CIRCLE UNIT 946
2 bd · 2 ba · 1,096 sqft · $279/sqft · 36 DOM
Sold · Mar ’26$298,000
839 AUDUBON DRIVE UNIT 839
2 bd · 2 ba · 1,096 sqft · $272/sqft · 2 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Darrick Cook
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 10431 WATERBIRD WAY UNIT 10431 — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10431 WATERBIRD WAY UNIT 10431 — before you fall in love.
See it in person
Schedule a tour
Live availability from Darrick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
10431 WATERBIRD WAY UNIT 10431 FAQs
What would the monthly payment be for 10431 WATERBIRD WAY UNIT 10431?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $177/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 10431 WATERBIRD WAY UNIT 10431?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bradenton?+
At $2,300, this home is listed about 99% below the Bradenton median of $389,000. The market section on this page shows how the area is trending.
Which schools are assigned to 10431 WATERBIRD WAY UNIT 10431?+
Martha B. King Middle School (middle), Ida M. Stewart Elementary School (elementary), Manatee High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the BRADENTON 34209 market on paper
$2,300 is 99% below the BRADENTON 34209 median of $260,000, and at $2/sqft it sits under the Bradenton average of $263.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
224 days on market against a Bradenton median of 55 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Martha B. King Middle School, Ida M. Stewart Elementary School, Manatee High School — Ida M. Stewart Elementary School rates 5 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $2,400, now $2,300 — a $100 cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of O'STEEN GROUP INC · Jonathan O'Steen. MLS #A4676362.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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