4645 TOWER HILL LANE UNIT 2522, SARASOTA, FL, 34238
Active198 days on marketListed Jan 27, 2026MLS #A4678126
About this home
4645 TOWER HILL LANE UNIT 2522
Stoneybrook Golf & Country Club - Sarasota--- Unit offers NO golf membership-but you can still golf here and enjoy the luxurious amenities as a social member. Enjoy peace & privacy from this second-floor residence overlooking a serene wooded view in the highly desirable Stoneybrook Golf & Country Club in Palmer Ranch. This well-maintained unit, AC 5 yrs young, features nice updates throughout and offers a tranquil retreat with no rear neighbors. The seller prefers to convey turnkey furnished (negotiable), making this an ideal full-time home, seasonal escape, or investment opportunity. A social membership conveys, granting access to Stoneybrook’s resort-style amenities, including: Championship golf ---18 hole (extra cost for golfing with a social membership) tennis & pickleball, fitness center, a tropical-style resort heated pool & a full-service restaurant and bar at the clubhouse. All of this is just minutes from beaches including Siesta Key, shopping, dining, and everything minutes from beaches including Siesta Key, shopping, dining, and everything Sarasota has to off.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,163
Sqft
0 ac
Lot size
1998
Year built
One
Levels
$189
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,172 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,172/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−13.5%
$/sqft vs Sarasota actives
$189 vs $345
Days on market
198 vs 64 typical
Where $189/sqft sits among the 400 Sarasota actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Sarasota
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Sarasota. See the full Sarasota guide →
SARASOTA 34238 — neighborhood snapshot
Population
22,808
Median age
63.9
Median income
$94,583
Median home value
$532,800
Avg household
1.94
Households w/ children
1,611
For the school run
Sarasota County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Sarasota market
$475K → $493K
Sarasota median sold, yr/yr
95.2%
Sale-to-list ratio (12 mo)
167 of 400
Sarasota actives have cut their price
Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 16% below the SARASOTA 34238 median. See the full Sarasota market guide →
Paper trail
This home's history
Reality check
What actually sold near 4645 TOWER HILL LANE UNIT 2522
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$225,000
4655 TOWER HILL LANE UNIT 2412 · same community
2 bd · 2 ba · 1,163 sqft · $193/sqft · 325 DOM
Sold · Jun ’26$175,000
9489 MILLBANK DRIVE UNIT 2623 · same community
2 bd · 2 ba · 1,310 sqft · $134/sqft · 86 DOM
Sold · Mar ’26$285,000
2043 CORDES STREET
3 bd · 2 ba · 1,186 sqft · $240/sqft · 39 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Jessica Stickler
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4645 TOWER HILL LANE UNIT 2522 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4645 TOWER HILL LANE UNIT 2522 — before you fall in love.
See it in person
Schedule a tour
Live availability from Jessica's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4645 TOWER HILL LANE UNIT 2522 FAQs
What would the monthly payment be for 4645 TOWER HILL LANE UNIT 2522?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,172/mo — principal and interest, the actual property-tax bill, the $480/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4645 TOWER HILL LANE UNIT 2522?+
The association fee works out to $480 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4645 TOWER HILL LANE UNIT 2522?+
The most recent tax bill on record (2025) was $1,678. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4645 TOWER HILL LANE UNIT 2522?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Sarasota?+
At $219,900, this home is listed about 61% below the Sarasota median of $559,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4645 TOWER HILL LANE UNIT 2522?+
Laurel Nokomis School (elementary), Venice Senior High School (high) — Sarasota County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the SARASOTA 34238 market on paper
$219,900 is 16% below the SARASOTA 34238 median of $263,300, and at $189/sqft it sits under the Sarasota average of $494.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
198 days on market against a Sarasota median of 64 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Laurel Nokomis School, Venice Senior High School — Laurel Nokomis School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $259,900, now $219,900 — a $40K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 ROSEBAY · Lorna Leduc. MLS #A4678126.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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