209 OKEEFFE CIRCLE, BRADENTON, FL, 34212
Active191 days on marketListed Jan 14, 2026MLS #A4678261
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About this home
209 OKEEFFE CIRCLE
HUGE PRICE IMPROVEMENT!!!! Welcome to this beautifully maintained 2-bedroom, 2-bathroom villa with a versatile office/den, located within the gated community of Watercolor. Thoughtfully designed with an open-concept floor plan, this home seamlessly connects the living, dining, and kitchen areas, creating an inviting space for both everyday living and entertaining. Elegant tray ceilings, tile flooring throughout the main living areas, and tasteful window treatments add to the home's appeal. The well-appointed kitchen features quartz countertops, a built-in double oven, gas cooktop, and abundant cabinetry. A functional laundry room offers additional storage with custom cabinetry and a utility sink. Step outside to the extended screened lanai, already plumbed and ready for your future outdoor kitchen—perfect for enjoying Florida's year-round lifestyle. High-impact windows throughout provide added storm protection, energy efficiency, and peace of mind. The spacious primary suite offers a private retreat with pocket doors that enhance both convenience and design. Move-in ready and meticulously cared for, this home allows you to start enjoying the Florida lifestyle from day one. Watercolor residents enjoy amenities included in the HOA, featuring a community pool, spa, clubhouse, and outdoor kitchen area for gatherings and special events. With no CDD fees and a prime location just minutes from shopping, dining, and I-75, this exceptional villa offers the perfect combination of comfort, convenience, and value.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,625
Sqft
0.12 ac
Lot size
2
Garage
2023
Year built
One
Levels
$243
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,387 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,387/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−9.3%
$/sqft vs Bradenton actives
$243 vs $239
Days on market
191 vs 53 typical
Where $243/sqft sits among the 400 Bradenton actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Heritage Harbour
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bradenton. See the full Bradenton guide →
Heritage Harbour — neighborhood snapshot
Population
6,256
Median age
51
Median income
$103,298
Median home value
$400,220
Avg household
2
Households w/ children
451
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bradenton market
$410K → $424K
Bradenton median sold, yr/yr
95.7%
Sale-to-list ratio (12 mo)
185 of 400
Bradenton actives have cut their price
Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1% below the BRADENTON 34212 median. See the full Bradenton market guide →
Paper trail
This home's history
Reality check
What actually sold near 209 OKEEFFE CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$393,000
251 OKEEFFE CIRCLE · same community
2 bd · 2 ba · 1,579 sqft · $249/sqft · 90 DOM
Sold · Apr ’26$490,000
164 VAN GOGH COVE · same community
2 bd · 2 ba · 1,579 sqft · $310/sqft · 17 DOM
Sold · Apr ’26$405,000
10720 KLEE AVENUE · same community
2 bd · 2 ba · 1,575 sqft · $257/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Jessica Stickler
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 209 OKEEFFE CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 209 OKEEFFE CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Jessica's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
209 OKEEFFE CIRCLE FAQs
What would the monthly payment be for 209 OKEEFFE CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,387/mo — principal and interest, the actual property-tax bill, the $235/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 209 OKEEFFE CIRCLE?+
The association fee works out to $235 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 209 OKEEFFE CIRCLE?+
The most recent tax bill on record (2024) was $5,902. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 209 OKEEFFE CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bradenton?+
At $395,000, this home is priced right at the Bradenton median.
Which schools are assigned to 209 OKEEFFE CIRCLE?+
Freedom Elementary School (elementary), Carlos E. Haile Middle School (middle), Parrish Community High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Time on market is leverage
191 days on market against a Bradenton median of 53 — sellers in this position are usually ready to negotiate.
02Strong assigned schools
Freedom Elementary School, Carlos E. Haile Middle School, Parrish Community High School — Freedom Elementary School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $454,900, now $395,000 — a $60K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of FINE PROPERTIES · Julie Franklin. MLS #A4678261.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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