CENTURY 21 Edge
Pending
$725,000$835,0003 bd3 ba1,994 sqft$364 /sqft$5,819 /mo all-in ↓

339 SAPPHIRE LAKE DRIVE UNIT 201, BRADENTON, FL, 34209

Pending202 days on marketListed Jan 21, 2026MLS #A4678405

Reduced $110KCondominiumMANGROVE WALK ON HARBOUR ISLE PH 4

About this home

339 SAPPHIRE LAKE DRIVE UNIT 201

**PRICE IMPROVEMENT**Click the Virtual Tour link for a 4K Fly Through of the home** EXPERIENCE THE BEST OF COASTAL LIVING in this beautiful two-story coach home located within the award-winning gated, waterfront community of Harbour Isle on Anna Maria Sound. Built in 2014, this light-filled 3-bedroom, 3-bath residence blends elegant coastal style with a highly functional layout designed for both everyday comfort & effortless entertaining. Tucked away at the end of the road, this condo enjoys a uniquely peaceful and private location as the final building on the preserve side, with a charming cul-de-sac nearby offering sidewalks, mailboxes, and beautiful lake and nature views. The open-concept living space is filled with natural light, offering seamless sightlines from the kitchen island through the family room into the stunning Florida room where you can enjoy peaceful sunrise views each morning. Family room is inviting & airy featuring soaring ceilings & warm wood-plank detailing. The chef’s kitchen is both stylish & practical, showcasing stainless steel appliances including a NEW KitchenAid refrigerator(2025) & NEW Bosch dishwasher(2025) granite countertops, solid wood custom trimmed cabinetry, glass backsplash, large island with breakfast bar seating and pendant lighting. The split floor plan provides exceptional privacy. The serene primary suite captures beautiful sunrise views and features a spacious walk-in closet with high-end custom cabinetry, along with a spa-like en-suite bath offering dual vanities and an oversized walk-in shower. The guest suite includes its own en-suite bath, while the third bedroom accessed through double doors offers flexibility as a guest room, home office or den. A third full bath is conveniently located off the main living area. Additional highlights include a spacious laundry room with overhead cabinetry for added storage, abundant windows throughout topped off with a PRIVATE ELEVATOR providing effortless access from the 2 car garage to the main living space. Garage features a spacious storage closet. NEW AC handler & condenser(2025). Residents of Harbour Isle enjoy elevated coastal lifestyle centered around a spectacular 23,000 sq. ft. private Beach Club featuring a waterfront Sky Bar, restaurant, resort-style pool and spa, private beach, and kayak launch overlooking Anna Maria Sound. The community offers 4 sparkling pools (including the Mangrove Walk pool), a state-of-the-art fitness center, sauna, fire pits, grilling areas, hammock park, lakeside swings, and miles of scenic walking & biking trails. Steps from Neal Preserve & just minutes from Robinson Preserve offering kayaking, trails, & birdwatching. Just outside the gates are vibrant waterfront destinations including the Margaritaville-inspired Compass Hotel, Floridays Tiki Restaurant, Compass Bar & Chill, & Pier 77 Marina with wet & dry storage, Gulf access & Freedom Boat Club. Only 1–2 miles from the beaches, shops, and dining of Anna Maria Island. Come live the Harbour Isle lifestyle—where coastal charm, resort-style luxury, and unforgettable sunsets define everyday living. Experience one of Florida’s most coveted private communities and claim your own piece of island-inspired living. Schedule your private tour today and start living where others vacation.

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

1,994

Sqft

0.14 ac

Lot size

2

Garage

2014

Year built

Two

Levels

$364

Per sqft

Trees/Woods viewPets allowed

Inside

FlooringCarpet · Porcelain Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Exhaust Fan · Microwave · Range · Refrigerator · Washer
InteriorBuilt-in Features · Cathedral Ceiling(s) · Ceiling Fan(s) · Elevator · High Ceilings · Open Floorplan · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat · Tray Ceiling(s) · Vaulted Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryElectric Dryer Hookup · Inside · Laundry Room · Same Floor As Condo Unit · Washer Hookup
CoolingCentral Air
HeatingCentral

Outside & construction

RoofMetal · Tile
ConstructionBlock
FoundationSlab
ViewTrees/Woods
FacesSouthwest
ExteriorIrrigation System · Lighting · Outdoor Kitchen · Sidewalk · Tennis Court(s)

Community & fees

HOA fee$419/mo
Taxes (2024)$12,675/yr
PetsYes
CommunityDock · Fishing · Intracoastal Waterway · Lake · Marina · Water Access · Waterfront · Association Recreation - Owned · Buyer Approval Required · Clubhouse · Deed Restrictions · Fitness Center · Gated Community - No Guard · Golf Carts OK · Irrigation-Reclaimed Water · Park · Playground · Pool · Sidewalks

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Cable Connected · Electricity Connected · Public · Sewer Connected · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$5,819 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,912
PMI (est., until 20% equity)$272
Property tax — 2024 actual bill$1,056
Condo fee — from the listing$419
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $72,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $72,500
Interest rate6.00%
Loan term

Estimated payment

$5,819/mo

Principal & interest$3,912
PMI (est., until 20% equity)$272
Property taxes (actual bill)$1,056
HOA / condo fee$419
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $725K
$679KedgeAI estimate $737,974 · range $707K$769K$800K

vs edgeAI estimate

−1.8%

$/sqft vs Bradenton actives

$364 vs $238

Days on market

202 vs 55 typical

Where $364/sqft sits among the 400 Bradenton actives

108
89
89
48
31 · this home
35
$124–180$180–236$236–292$292–347$347–403$403+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Perico

Map of 339 SAPPHIRE LAKE DRIVE UNIT 201 inside its neighborhood boundary

Drive times from this address

Downtown Tampa64 min
Tampa Int’l Airport (TPA)67 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Bradenton. See the full Bradenton guide →

Perico — neighborhood snapshot

Population

1,539

Median age

70

Median income

$86,042

Median home value

$527,300

Avg household

2

Households w/ children

43%

For the school run

Manatee County School District

ElementaryIda M. Stewart Elementary School★★★★★
MiddleMartha B. King Middle School★★★★★
HighManatee High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Bradenton market

Seller’s marketLeans seller4.1 months of inventoryBuyer’s market

$395K$420K

Bradenton median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

189 of 400

Bradenton actives have cut their price

Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 176% above the BRADENTON 34209 median. See the full Bradenton market guide →

Paper trail

This home's history

CurrentPrice reduced to $725,000 $110K
Jan 21, 2026Listed at $835,000 · 202 days on market since
2014Built · MANGROVE WALK ON HARBOUR ISLE PH 4

Reality check

What actually sold near 339 SAPPHIRE LAKE DRIVE UNIT 201

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

628 ESTUARY DRIVESold · Mar ’26

$325,000

628 ESTUARY DRIVE

3 bd · 2 ba · 1,985 sqft · $164/sqft · 7 DOM

10419 SPOONBILL ROAD WSold · Dec ’25

$1,150,000

10419 SPOONBILL ROAD W

3 bd · 3 ba · 1,969 sqft · $584/sqft · 104 DOM

1247 EDGEWATER CIRCLE UNIT 1247Sold · Feb ’26

$536,000

1247 EDGEWATER CIRCLE UNIT 1247

3 bd · 2 ba · 2,092 sqft · $256/sqft · 158 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kemarie Johnson

Your agent

Kemarie Johnson

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 339 SAPPHIRE LAKE DRIVE UNIT 201 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 339 SAPPHIRE LAKE DRIVE UNIT 201 — before you fall in love.

See it in person

Schedule a tour

Live availability from Kemarie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

339 SAPPHIRE LAKE DRIVE UNIT 201 FAQs

What would the monthly payment be for 339 SAPPHIRE LAKE DRIVE UNIT 201?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,819/mo — principal and interest, the actual property-tax bill, the $419/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 339 SAPPHIRE LAKE DRIVE UNIT 201?+

The association fee works out to $419 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 339 SAPPHIRE LAKE DRIVE UNIT 201?+

The most recent tax bill on record (2024) was $12,675. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 339 SAPPHIRE LAKE DRIVE UNIT 201?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Bradenton?+

At $725,000, this home is listed about 86% above the Bradenton median of $389,900. The market section on this page shows how the area is trending.

Which schools are assigned to 339 SAPPHIRE LAKE DRIVE UNIT 201?+

Ida M. Stewart Elementary School (elementary), Martha B. King Middle School (middle), Manatee High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$725,000 runs 176% above the BRADENTON 34209 median — but at 1,994 sqft it's also 28% larger than the typical Bradenton listing.

02Trees/Woods views

The trees/woods view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

202 days on market against a Bradenton median of 55 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Ida M. Stewart Elementary School, Martha B. King Middle School, Manatee High School — Ida M. Stewart Elementary School rates 5 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $835,000, now $725,000 — a $110K cut. The full history is in the market section below.

Listing courtesy of COLDWELL BANKER REALTY · Leigh Anne Rodgers. MLS #A4678405.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Bradenton homes, in your inbox

Like 339 SAPPHIRE LAKE DRIVE UNIT 201 but not quite? A daily digest of every new listing in Bradenton — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask Kemarie to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated August 12, 2026 at 2:45 AM UTC. The listing information on this page last changed on August 12, 2026 at 2:45 AM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on August 12, 2026 at 2:45 AM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: August 12, 2026 at 2:45 AM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.