14655 DERNA TERRACE, BRADENTON, FL, 34211
Active199 days on marketListed Jan 17, 2026MLS #A4678549
About this home
14655 DERNA TERRACE
One or more photo(s) has been virtually staged. MOTIVATED SELLER! GOLF Deeded Lot and thoughtfully designed Roma floor plan residence offering refined upgrades, privacy, and effortless indoor-outdoor living. This two-bedroom home with a dedicated study, two baths, and an EXTENDED two-car GARAGE is set on a desirable WESTERN-EXPOSURE privacy lot, capturing beautiful Florida sunsets. A private side entry opens to a bright, open layout where the designer kitchen anchors the home. The kitchen features upgraded Café appliances, an EXPANDED flat ISLAND for additional prep and gathering space, soft-close cabinetry, an Italian MARBLE backsplash, and a motion-sense kitchen faucet. It flows seamlessly into the great room and out through sliding glass doors to a COVERED and EXTENDED SCREENED LANAI, equipped with a natural gas line for grilling, creating an inviting indoor-outdoor living experience. The primary bedroom is positioned off the great room and includes a DOUBLE WALK-IN CLOSETS with CUSTOM, SOLID STORAGE by Closets by Design. The primary bathroom is a spacious retreat with a walk-in shower and dual sinks. The second bathroom features DUAL ACCESS from both the secondary bedroom and the main hall, providing flexibility and convenience. A dedicated study offers the ideal space for a home office or quiet retreat. This home is enhanced by a long list of upgrades, including HURRICANE-IMPACT WINDOWS with a transferable lifetime warranty, custom window treatments with 2" faux wood blinds and powered sun shades, ANTI-MOLD grout treatment in both bathrooms, remote-controlled ceiling fans throughout, a custom dining room light fixture, and new professionally designed landscaping by Bella Scapes. The garage is four feet deeper than standard and includes CUSTOM STORAGE, while a five-filter REVERSE OSMOSIS water system and SOFTENERS adds everyday comfort and quality. Located within Esplanade at Azario, a 600-acre bundled golf community by Taylor Morrison, residents enjoy deeded golf with no equity buy-in, an 18-hole championship course, and an exceptional collection of resort-style amenities. From dining, fitness, and wellness to social events guided by an on-site Lifestyle Director, Esplanade delivers a true year-round vacation lifestyle. Set in the heart of Lakewood Ranch, one of Florida’s most sought-after master-planned communities, this location offers quick access to I-75, Tampa and Sarasota, world-class beaches, University Town Center shopping, major employment hubs, cultural attractions, professional sports, and multiple airports. Convenience, connection, and quality of life come together here.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,678
Sqft
0.16 ac
Lot size
2
Garage
2022
Year built
One
Levels
$331
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,652 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,652/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+0.8%
$/sqft vs AZARIO ESPLANADE PH II SUBPH C-O
$331 vs $393
Days on market
199 vs 55 typical
Where $331/sqft sits among the 6 homes for sale in AZARIO ESPLANADE PH II SUBPH C-O
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bradenton
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bradenton. See the full Bradenton guide →
BRADENTON 34211 — neighborhood snapshot
Population
20,786
Median age
48.5
Median income
$118,565
Median home value
$601,300
Avg household
2.65
Households w/ children
1,934
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bradenton market
$395K → $420K
Bradenton median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
4 of 6
AZARIO ESPLANADE PH II SUBPH C-O have cut their price
Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 36% above the BRADENTON 34211 median. See the full Bradenton market guide →
Paper trail
This home's history
Reality check
What actually sold near 14655 DERNA TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$575,000
4727 MOTTA COURT · same community
2 bd · 2 ba · 1,678 sqft · $343/sqft · 149 DOM
Sold · Nov ’25$412,000
4769 TORTONA COURT · same community
2 bd · 2 ba · 1,558 sqft · $264/sqft · 547 DOM
Sold · Sep ’25$420,000
4734 TORTONA COURT · same community
2 bd · 2 ba · 1,533 sqft · $274/sqft · 202 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Krystina Allen
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 14655 DERNA TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 14655 DERNA TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Krystina's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
14655 DERNA TERRACE FAQs
What would the monthly payment be for 14655 DERNA TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,652/mo — principal and interest, the actual property-tax bill, the $735/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 14655 DERNA TERRACE?+
The association fee works out to $735 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 14655 DERNA TERRACE?+
The most recent tax bill on record (2024) was $2,932. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 14655 DERNA TERRACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bradenton?+
At $555,000, this home is listed about 42% above the Bradenton median of $389,900. The market section on this page shows how the area is trending.
Which schools are assigned to 14655 DERNA TERRACE?+
Dr Mona Jain Middle School (middle), B.D. Gullett Elementary School (elementary), Lakewood Ranch High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$555,000 runs 36% above the BRADENTON 34211 median.
02Know the monthly fee
The association fee is $735/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
03Time on market is leverage
199 days on market against a Bradenton median of 55 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Dr Mona Jain Middle School, B.D. Gullett Elementary School, Lakewood Ranch High School — Dr Mona Jain Middle School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $635,000, now $555,000 — a $80K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of ALTIER & COMPANY · Abigail Altier. MLS #A4678549.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Bradenton homes, in your inbox
Like 14655 DERNA TERRACE but not quite? A daily digest of every new listing in Bradenton — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Krystina to ping you on any price or status change →