16299 CAYMAN LANE, PUNTA GORDA, FL, 33955
Active198 days on marketListed Jan 21, 2026MLS #A4679251
About this home
16299 CAYMAN LANE
Build your dream home on this stunning lot in Burnt Store Lakes, offering breathtaking lake views in a highly sought-after, deed-restricted community. Community includes central water, sewer, NO CDD, LOW HOA. Ideally located near Punta Gorda, Cape Coral, and major airports, this property provides both tranquility and convenience. Enjoy easy access to nearby restaurants, shopping, and outdoor recreation. Don't miss this opportunity to create your perfect home in a prime location. Survey available to buyer.
Facts & features
The home at a glance
0.23 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$838 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$838/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Punta Gorda
Get to know Punta Gorda. See the full Punta Gorda guide →
PUNTA GORDA 33955 — neighborhood snapshot
Population
10,503
Median age
64.4
Median income
$76,733
Median home value
$321,500
Avg household
1.98
Households w/ children
623
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $330K
Punta Gorda median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 107% above the PUNTA GORDA 33955 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 16299 CAYMAN LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$379,000
24004 Vincent Ave, Punta Gorda FL 33955 · same community
3 bd · 2 ba · 1,408 sqft · $269/sqft · 349 DOM
Sold · Jun ’26$250,000
16474 TRADING POST ROAD · same community
3 bd · 2 ba · 1,532 sqft · $163/sqft · 149 DOM
Sold · Feb ’26$410,000
16407 SAN EDMUNDO ROAD · same community
3 bd · 2 ba · 1,737 sqft · $236/sqft · 488 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Jessica Stickler
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 16299 CAYMAN LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 16299 CAYMAN LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Jessica's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
16299 CAYMAN LANE FAQs
What would the monthly payment be for 16299 CAYMAN LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $838/mo — principal and interest, the actual property-tax bill, the $43/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 16299 CAYMAN LANE?+
The association fee works out to $43 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 16299 CAYMAN LANE?+
The most recent tax bill on record (2024) was $1,164. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 16299 CAYMAN LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $85,000, this home is listed about 75% below the Punta Gorda median of $341,000. The market section on this page shows how the area is trending.
Which schools are assigned to 16299 CAYMAN LANE?+
East Elementary School (elementary), Punta Gorda Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$85,000 runs 107% above the PUNTA GORDA 33955 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
198 days on market against a Punta Gorda median of 59 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $95,000, now $85,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COASTAL BROKERAGE LLC · Sarah Klotzbach. MLS #A4679251.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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