CENTURY 21 Edge
$840,0003 bd3 ba2,884 sqft$291 /sqft$6,311 /mo all-in ↓

4952 SURFSIDE CIRCLE, BRADENTON, FL, 34211

Active181 days on marketListed Jan 23, 2026MLS #A4679642

Single Family ResidenceCRESSWIND PH I SUBPH A & B

About this home

4952 SURFSIDE CIRCLE

Need garage space for an oversized vehicle? This home features a 26 FOOT DEEP EXTENDED 3-CAR GARAGE included in over $75,000 in upgrades. Located in an active maintenance-free adult 55+ community offering residents an expansive, resort-style lifestyle with a private lakeside clubhouse featuring a full-service fitness center with equipment that enables safe, efficient, and personalized workouts to minimize joint strain, yoga, art studios, social spaces, and a calendar of activities led by a dedicated lifestyle director. Outdoor amenities include resort and resistance pools with spa, lighted tennis and pickleball courts, bocce ball, dog parks, and scenic walking trails that weave throughout the community. Upgrades include: 26 FOOT DEEP GARAGE EXTENSION; 140 SQ FT KITCHEN EXTENSION WITH EXTENDED CABINETRY; DECORATIVE GLASS FRONT DOOR; WINE COOLER; DOUBLE DOOR ENTRY TO DEN, PORCELAIN TILE IN MASTER BEDROOM AND DEN. This spacious home features 3 bedrooms and 3 full baths, plus a den/study with room to add a pool. An open floor plan integrates the kitchen, dining, and living areas for both entertaining and daily living. The gourmet kitchen is equipped with a natural gas cooktop, built in double ovens, a wine cooler, quartz countertops and a large island that is perfect for both culinary adventures and casual gatherings. The luxurious master suite offers a spa-like en-suite bathroom featuring a large walk-in shower, dual sinks, makeup desk, and a walk in closet that is so big you could almost live in it. And speaking of big, the side-load 3-car garage with it's finished floors provides ample room for your vehicles and storage. Both guest bedrooms are large enough for queen-sized beds with room to spare. The second bedroom comes complete with it's own private bath and shower, plus a roomy walk-in closet. Bedroom number 3 features a shared bath with the rest of the house. The 14 x 12 den/study makes an ideal home office, and could even be converted to a 4th bedroom. The flooring in the living areas and master bedroom is porcelain tile with carpeting in the guest bedrooms and closets. The lifestyle at Cresswind is centered around fostering a vibrant and engaged community. Residents have access to a calendar packed with social events, educational workshops, and hobby groups, encouraging a sense of camaraderie and lifelong learning. It is located in the heart of Lakewood Ranch, a highly regarded master-planned community on Florida’s Gulf Coast. It is known for its beautifully maintained neighborhoods, abundant lakes, miles of walking and biking trails, and thoughtfully designed green spaces. Residents enjoy a wide range of amenities including shopping, dining, medical facilities, golf courses, and community events centered around Lakewood Ranch Main Street and Waterside Place. With top-rated schools, and active lifestyle focus, Lakewood Ranch appeals to families, professionals, and active adults alike. The area also offers convenient access to beaches, cultural attractions, airports, and major employment centers throughout the Sarasota-Bradenton region.

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

2,884

Sqft

0.21 ac

Lot size

3

Garage

2022

Year built

One

Levels

$291

Per sqft

Park/Greenbelt view55+ communityPets allowed

Inside

FlooringCarpet · Porcelain Tile
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Dryer · Microwave · Range Hood · Refrigerator · Tankless Water Heater · Washer · Wine Refrigerator
InteriorCeiling Fan(s) · Eating Space In Kitchen · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingNatural Gas

Outside & construction

RoofSlate
ConstructionBlock
FoundationSlab
ViewPark/Greenbelt
FacesSouth
ParkingGarage Door Opener · Garage Faces Side · Oversized
ExteriorHurricane Shutters · Irrigation System · Sidewalk · Sliding Doors

Community & fees

HOA fee$429/mo
Taxes (2024)$10,493/yr
PetsYes
CommunityAssociation Recreation - Owned · Clubhouse · Deed Restrictions · Fitness Center · Gated Community - No Guard · Golf Carts OK · Golf · Irrigation-Reclaimed Water · Park · Pool · Sidewalks · Special Community Restrictions · Tennis Court(s)

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Natural Gas Connected · Sewer Connected · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$6,311 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,533
PMI (est., until 20% equity)$315
Property tax — 2024 actual bill$874
HOA fee — from the listing$429
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $84,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $84,000
Interest rate6.00%
Loan term

Estimated payment

$6,311/mo

Principal & interest$4,533
PMI (est., until 20% equity)$315
Property taxes (actual bill)$874
HOA / condo fee$429
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $840K
$783KedgeAI estimate $856,915 · range $816K$881K$917K

vs edgeAI estimate

−2%

$/sqft vs Bradenton actives

$291 vs $238

Days on market

181 vs 53 typical

Where $291/sqft sits among the 400 Bradenton actives

99
101
86 · this home
45
31
38
$124–181$181–238$238–294$294–351$351–408$408+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Bradenton

Map of 4952 SURFSIDE CIRCLE

Drive times from this address

Downtown Tampa59 min
Tampa Int’l Airport (TPA)69 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Bradenton. See the full Bradenton guide →

BRADENTON 34211 — neighborhood snapshot

Population

20,786

Median age

48.5

Median income

$118,565

Median home value

$601,300

Avg household

2.65

Households w/ children

1,934

For the school run

Manatee County School District

MiddleDr Mona Jain Middle School★★★★
ElementaryB.D. Gullett Elementary School★★★★
HighLakewood Ranch High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Bradenton market

Seller’s marketBalanced5.4 months of inventoryBuyer’s market

$410K$424K

Bradenton median sold, yr/yr

95.7%

Sale-to-list ratio (12 mo)

183 of 400

Bradenton actives have cut their price

Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 107% above the BRADENTON 34211 median. See the full Bradenton market guide →

Paper trail

This home's history

Jan 23, 2026Listed at $840,000 · 181 days on market since
2022Built · CRESSWIND PH I SUBPH A & B

Reality check

What actually sold near 4952 SURFSIDE CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5058 SURFSIDE CIRCLESold · Nov ’25

$868,000

5058 SURFSIDE CIRCLE · same community

3 bd · 3 ba · 3,000 sqft · $289/sqft · 36 DOM

4940 SURFSIDE CIRCLESold · Jun ’26

$880,000

4940 SURFSIDE CIRCLE · same community

3 bd · 3.5 ba · 2,560 sqft · $344/sqft · 20 DOM

5074 SURFSIDE CIRCLESold · Nov ’25

$778,000

5074 SURFSIDE CIRCLE · same community

3 bd · 3.5 ba · 2,560 sqft · $304/sqft · 138 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kemarie Johnson

Your agent

Kemarie Johnson

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 4952 SURFSIDE CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4952 SURFSIDE CIRCLE — before you fall in love.

See it in person

Schedule a tour

Live availability from Kemarie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

4952 SURFSIDE CIRCLE FAQs

What would the monthly payment be for 4952 SURFSIDE CIRCLE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,311/mo — principal and interest, the actual property-tax bill, the $429/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 4952 SURFSIDE CIRCLE?+

The association fee works out to $429 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 4952 SURFSIDE CIRCLE?+

The most recent tax bill on record (2024) was $10,493. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4952 SURFSIDE CIRCLE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Bradenton?+

At $840,000, this home is listed about 112% above the Bradenton median of $395,740. The market section on this page shows how the area is trending.

Which schools are assigned to 4952 SURFSIDE CIRCLE?+

Dr Mona Jain Middle School (middle), B.D. Gullett Elementary School (elementary), Lakewood Ranch High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$840,000 runs 107% above the BRADENTON 34211 median — but at 2,884 sqft it's also nearly twice the size of the typical Bradenton listing.

02Park/Greenbelt views

The park/greenbelt view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

181 days on market against a Bradenton median of 53 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Dr Mona Jain Middle School, B.D. Gullett Elementary School, Lakewood Ranch High School — Dr Mona Jain Middle School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of SKYWAY REALTY OF FLORIDA, LLC · Thomas Murphy. MLS #A4679642.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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4952 SURFSIDE CIRCLE, BRADENTON, FL — 3 Bed, 3 Bath — $840,000 | CENTURY 21 Edge