CENTURY 21 Edge
$770,000$869,0003 bd3 ba2,482 sqft$310 /sqft$5,417 /mo all-in ↓

6422 WATERCREST WAY UNIT 302, LAKEWOOD RANCH, FL, 34202

Active189 days on marketListed Feb 5, 2026MLS #A4679731

Reduced $99KFully furnishedCondominiumWATERCREST PH 3

About this home

6422 WATERCREST WAY UNIT 302

Freshly repainted and beautifully refreshed, this rare Sanctuary residence in the gated Watercrest community of Lakewood Ranch offers nearly 2,500 square feet of maintenance-free living with private elevator entry directly into the residence and beautiful lake views. Designed for both seasonal and year-round living, this spacious 3-bedroom, 3-bath condominium features an open great room floor plan, tile flooring throughout the main living areas, and a large screened lanai overlooking the water — perfect for enjoying Florida sunsets. The kitchen offers granite countertops, generous cabinetry, and modern appliances, while the primary suite provides a private retreat with walk-in closets and a spa-style bath. Additional highlights include an in-unit laundry room and a two-car garage with extra storage. Residents enjoy access to a clubhouse, fitness center, heated pool and spa, and beautifully maintained grounds, all just minutes from Lakewood Ranch Main Street, University Town Center, Sarasota’s world-renowned beaches, dining, and shopping. A rare opportunity to enjoy lock-and-leave luxury living in one of Lakewood Ranch Country Club’s most desirable communities.

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

2,482

Sqft

0 ac

Lot size

2

Garage

2005

Year built

One

Levels

$310

Per sqft

Water viewFurnished

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer · Wine Refrigerator
InteriorCeiling Fan(s) · Crown Molding · Elevator · Living Room/Dining Room Combo · Open Floorplan · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Walk-In Closet(s)
LaundryInside
CoolingCentral Air
HeatingCentral · Electric
FurnishedFurnished

Outside & construction

RoofTile
ConstructionBlock · Stucco
FoundationSlab
ViewWater
FacesNorth
ParkingAssigned · Garage Door Opener · Garage Faces Side · Golf Cart Parking · Ground Level · Guest
ExteriorBalcony · Irrigation System · Lighting · Sidewalk · Sliding Doors

Community & fees

Taxes (2025)$9,765/yr
PetsBreed Restrictions
CommunityLake · Water Access · Association Recreation - Owned · Buyer Approval Required · Clubhouse · Deed Restrictions · Fitness Center · Gated Community - No Guard · Golf Carts OK · Irrigation-Reclaimed Water · No Truck/RV/Motorcycle Parking · Pool · Sidewalks

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Public · Sprinkler Recycled · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$5,417 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,155
PMI (est., until 20% equity)$289
Property tax — 2025 actual bill$814
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $77,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $77,000
Interest rate6.00%
Loan term

Estimated payment

$5,417/mo

Principal & interest$4,155
PMI (est., until 20% equity)$289
Property taxes (actual bill)$814
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $770K
$598KedgeAI estimate $632,587 · range $623K$636K$801K

vs edgeAI estimate

+21.7%

$/sqft vs Lakewood Ranch actives

$310 vs $276

Days on market

189 vs 55 typical

Where $310/sqft sits among the 264 Lakewood Ranch actives

91
84 · this home
33
16
16
24
$196–256$256–316$316–376$376–436$436–496$496+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lakewood Ranch

Map of 6422 WATERCREST WAY UNIT 302

Drive times from this address

Downtown Tampa57 min
Tampa Int’l Airport (TPA)67 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Lakewood Ranch. See the full Lakewood Ranch guide →

LAKEWOOD RANCH 34202 — neighborhood snapshot

Population

27,237

Median age

54.2

Median income

$123,210

Median home value

$620,700

Avg household

2.51

Households w/ children

2,347

For the school run

Manatee County School District

ElementaryRobert Willis Elementary School★★★★
MiddleR. Dan Nolan Middle School★★★★
HighLakewood Ranch High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Lakewood Ranch market

Seller’s marketSeller’s market2.1 months of inventoryBuyer’s market

$577K$600K

Lakewood Ranch median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

123 of 264

Lakewood Ranch actives have cut their price

Median sold price, Lakewood Ranch, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 29% above the LAKEWOOD RANCH 34202 median. See the full Lakewood Ranch market guide →

Paper trail

This home's history

CurrentPrice reduced to $770,000 $99K
Feb 5, 2026Listed at $869,000 · 189 days on market since
2005Built · WATERCREST PH 3

Reality check

What actually sold near 6422 WATERCREST WAY UNIT 302

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

6430 WATERCREST WAY UNIT 201Sold · Dec ’25

$625,000

6430 WATERCREST WAY UNIT 201 · same community

3 bd · 3 ba · 2,287 sqft · $273/sqft · 63 DOM

8049 WATERVIEW BOULEVARDSold · Nov ’25

$775,000

8049 WATERVIEW BOULEVARD

4 bd · 3 ba · 2,483 sqft · $312/sqft · 66 DOM

8045 WATERVIEW BOULEVARDSold · Jun ’26

$755,000

8045 WATERVIEW BOULEVARD

3 bd · 3 ba · 2,492 sqft · $303/sqft · 8 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Julian Rivera

Your agent

Julian Rivera

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 6422 WATERCREST WAY UNIT 302 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 6422 WATERCREST WAY UNIT 302 — before you fall in love.

See it in person

Schedule a tour

Live availability from Julian's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

6422 WATERCREST WAY UNIT 302 FAQs

What would the monthly payment be for 6422 WATERCREST WAY UNIT 302?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,417/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 6422 WATERCREST WAY UNIT 302?+

The most recent tax bill on record (2025) was $9,765. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 6422 WATERCREST WAY UNIT 302?+

The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Lakewood Ranch?+

At $770,000, this home is listed about 29% above the Lakewood Ranch median of $599,000. The market section on this page shows how the area is trending.

Which schools are assigned to 6422 WATERCREST WAY UNIT 302?+

Robert Willis Elementary School (elementary), R. Dan Nolan Middle School (middle), Lakewood Ranch High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$770,000 runs 29% above the LAKEWOOD RANCH 34202 median — but at 2,482 sqft it's also 19% larger than the typical Lakewood Ranch listing.

02Water views

The water view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

189 days on market against a Lakewood Ranch median of 55 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Robert Willis Elementary School, R. Dan Nolan Middle School, Lakewood Ranch High School — Robert Willis Elementary School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $869,000, now $770,000 — a $99K cut. The full history is in the market section below.

Listing courtesy of KELLER WILLIAMS ON THE WATER S · Sarah Shortridge. MLS #A4679731.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Lakewood Ranch homes, in your inbox

Like 6422 WATERCREST WAY UNIT 302 but not quite? A daily digest of every new listing in Lakewood Ranch — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask Julian to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated August 13, 2026 at 4:35 PM UTC. The listing information on this page last changed on August 13, 2026 at 4:35 PM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on August 13, 2026 at 4:35 PM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: August 13, 2026 at 4:35 PM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.