CENTURY 21 Edge
Pending
$6,900,000$7,600,0003 bd3.5 ba3,325 sqft$2,075 /sqft$45,915 /mo all-in ↓

95 52ND STREET, HOLMES BEACH, FL, 34217

Pending164 days on marketListed Feb 22, 2026MLS #A4680380

Reduced $700KWaterfrontPrivate poolFully furnishedSingle Family ResidenceGUTIERREZ REV

About this home

95 52ND STREET

Views abound in this exquisite beachfront retreat in the heart of Anna Maria Island. This 3-bedroom, 3.5-bath Coastal West Indies–inspired residence showcases exceptional craftsmanship, including custom millwork, solid oak flooring, vaulted ceilings, designer draperies, and Roman shades throughout. An open-concept floor plan fills the home with natural light, while expansive windows and glass doors frame picturesque Gulf views and create seamless indoor-outdoor living—ideal for entertaining. The gourmet kitchen is beautifully appointed with solid wood cabinetry, a paneled refrigerator, custom solid-surface countertops, and a Thermador range. The primary suite is a private sanctuary where you’ll awaken to sweeping views of the turquoise waters of the Gulf. The spa-inspired bath features dual vanities and a luxurious walk-in shower with a striking stone waterfall accent. Hand-carved custom wood doors enhance the suite’s privacy, while a private sitting area just outside provides an additional space to unwind. The third level offers two well-appointed guest suites, each with breathtaking views and elegantly finished en-suite baths.On the lower level, a welcoming foyer with a custom staircase and private elevator provides access to all floors. The oversized two-car garage includes built-in storage cabinetry, and a versatile bonus area offers additional space for entertaining or recreation. Set on a lush half-acre lot with mature landscaping and thoughtfully designed outdoor lighting, the property highlights a stunning beachside pool and spa, covered lanai, private outdoor shower, and roll-down hurricane shutters. Multiple decks provide the perfect vantage point for sunset views and tranquil beach watching.Schedule your private showing today and experience the ultimate in beachfront living.

Facts & features

The home at a glance

3

Bedrooms

3.5

Bathrooms

3,325

Sqft

0.44 ac

Lot size

2

Garage

2003

Year built

Three Or More

Levels

$2,075

Per sqft

Private poolWaterfrontFurnished

Inside

FlooringCeramic Tile · Hardwood
AppliancesDishwasher · Dryer · Microwave · Range · Range Hood · Refrigerator · Washer
InteriorCeiling Fan(s) · Elevator · High Ceilings · Open Floorplan · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat · Vaulted Ceiling(s) · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air · Zoned
HeatingCentral
FurnishedFurnished

Outside & construction

RoofMetal
ConstructionBlock · Stucco
FoundationBlock · Stem Wall
FacesNorth
ExteriorAwning(s) · Balcony · Hurricane Shutters · Irrigation System · Lighting · Outdoor Shower · Sliding Doors · Storage

Community & fees

Taxes (2025)$71,226/yr

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Cable Connected · Electricity Available · Electricity Connected · Public · Sewer Available · Sewer Connected · Water Available · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$45,915 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$37,232
PMI (est., until 20% equity)$2,588
Property tax — 2025 actual bill$5,936
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $690,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $690,000
Interest rate6.00%
Loan term

Estimated payment

$45,915/mo

Principal & interest$37,232
PMI (est., until 20% equity)$2,588
Property taxes (actual bill)$5,936
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Holmes Beach

Map of 95 52ND STREET

Drive times from this address

Downtown Tampa68 min
Tampa Int’l Airport (TPA)71 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Holmes Beach. See the full Holmes Beach guide →

HOLMES BEACH 34217 — neighborhood snapshot

Population

3,774

Median age

69.2

Median income

$90,278

Median home value

$636,300

Avg household

1.8

Households w/ children

130

For the school run

Manatee County School District

ElementaryAnna Maria Elementary School★★★★
MiddleMartha B. King Middle School★★★★★
HighBayshore High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Holmes Beach market

Seller’s marketBalanced6.8 months of inventoryBuyer’s market

$1.1M$893K

Holmes Beach median sold, yr/yr

92.6%

Sale-to-list ratio (12 mo)

Median sold price, Holmes Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 463% above the HOLMES BEACH 34217 median. See the full Holmes Beach market guide →

Paper trail

This home's history

CurrentPrice reduced to $6,900,000 $700K
Feb 22, 2026Listed at $7,600,000 · 164 days on market since
2003Built · GUTIERREZ REV

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Bridget McLennon

Your agent

Bridget McLennon

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 95 52ND STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 95 52ND STREET — before you fall in love.

See it in person

Schedule a tour

Live availability from Bridget's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

95 52ND STREET FAQs

What would the monthly payment be for 95 52ND STREET?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $45,915/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 95 52ND STREET?+

The most recent tax bill on record (2025) was $71,226. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Holmes Beach?+

At $6,900,000, this home is listed about 393% above the Holmes Beach median of $1,399,900. The market section on this page shows how the area is trending.

Which schools are assigned to 95 52ND STREET?+

Anna Maria Elementary School (elementary), Martha B. King Middle School (middle), Bayshore High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$6,900,000 runs 463% above the HOLMES BEACH 34217 median — but at 3,325 sqft it's also nearly twice the size of the typical Holmes Beach listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

Anna Maria Elementary School, Martha B. King Middle School, Bayshore High School — Anna Maria Elementary School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $7,600,000, now $6,900,000 — a $700K cut. The full history is in the market section below.

Listing courtesy of DEVELOPERS REALTY LBK, INC · Reid Murphy. MLS #A4680380.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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