3431 79TH STREET CIRCLE W UNIT 202, BRADENTON, FL, 34209
Active186 days on marketListed Feb 3, 2026MLS #A4680952
About this home
3431 79TH STREET CIRCLE W UNIT 202
Welcome to Palma Sola Bay Club, a luxury gated, Key West–inspired condominium community where coastal convenience meets resort-style living. This beautifully maintained 2 bedroom, 2 bath residence is perfectly painted throughout and features a new A/C (2025), custom closets and more—making it truly move-in ready. Designed for both comfort and style, the open layout is filled with natural light and anchored by a spacious kitchen with a large island and breakfast bar, ideal for everyday living or entertaining. One of the home’s most impressive upgrades is the remote-controlled blinds on every window, giving you effortless control of light and privacy while delivering a truly unobstructed view. And don’t miss the finishing touch that elevates the entire space—gorgeous designer light fixtures included with the sale, adding warmth, character, and a polished feel throughout. Step onto the private balcony and enjoy gorgeous sunsets and peaceful views of the nearby sanctuary, where you’ll often spot a variety of birds and Florida wildlife—a calming backdrop that feels like your own private oasis. Additional features include two covered parking spaces and a caged storage area, perfect for bikes, beach gear, and extra storage. Palma Sola Bay Club is known for its beautifully landscaped grounds, lakes, and welcoming atmosphere. It offers amenities such as a Key West–style clubhouse, heated pool, fire pit, putting green, bocce court, dog park, private kayak launch, and waterfront viewing deck, along with planned social events that make it easy to feel right at home. This is Florida living done right—elegant, relaxed, and surrounded by natural beauty.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,650
Sqft
0.74 ac
Lot size
2018
Year built
Three Or More
Levels
$342
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,122 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,122/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+64%
$/sqft vs Bradenton actives
$342 vs $248
Days on market
186 vs 55 typical
Where $342/sqft sits among the 400 Bradenton actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bradenton
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bradenton. See the full Bradenton guide →
The numbers that matter
The Bradenton market
$395K → $420K
Bradenton median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
218 of 400
Bradenton actives have cut their price
Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 45% above the Bradenton median. See the full Bradenton market guide →
Paper trail
This home's history
Reality check
What actually sold near 3431 79TH STREET CIRCLE W UNIT 202
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$610,000
3431 79TH STREET CIRCLE W UNIT 303 · same community
3 bd · 2.5 ba · 1,854 sqft · $329/sqft · 119 DOM
Sold · Jun ’26$400,000
8109 CALLAHAN AVENUE
2 bd · 2 ba · 1,671 sqft · $239/sqft · 0 DOM
Sold · Jun ’26$420,956
8112 FAIRCHILD AVENUE
3 bd · 2 ba · 1,671 sqft · $252/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Zack Zonker
President Tampa Division · CENTURY 21 Edge
Tours, negotiation, and every question about 3431 79TH STREET CIRCLE W UNIT 202 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3431 79TH STREET CIRCLE W UNIT 202 — before you fall in love.
See it in person
Schedule a tour
Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3431 79TH STREET CIRCLE W UNIT 202 FAQs
What would the monthly payment be for 3431 79TH STREET CIRCLE W UNIT 202?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,122/mo — principal and interest, the actual property-tax bill, the $1,060/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3431 79TH STREET CIRCLE W UNIT 202?+
The association fee works out to $1,060 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3431 79TH STREET CIRCLE W UNIT 202?+
The most recent tax bill on record (2024) was $7,691. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3431 79TH STREET CIRCLE W UNIT 202?+
The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bradenton?+
At $565,000, this home is listed about 45% above the Bradenton median of $389,900. The market section on this page shows how the area is trending.
The brief
Four things that matter here
01Positioned at the premium end
$565,000 runs 45% above the Bradenton median.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Know the monthly fee
The association fee is $1,060/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Time on market is leverage
186 days on market against a Bradenton median of 55 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of SARABAY REAL ESTATE INC · Debi Reynolds. MLS #A4680952.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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