CENTURY 21 Edge
$1,850,000$1,895,0005 bd3.5 ba4,296 sqft$431 /sqft$13,022 /mo all-in ↓

541 FORE DRIVE, BRADENTON, FL, 34208

Active164 days on marketListed Feb 10, 2026MLS #A4682094

Reduced $45KWaterfrontPrivate poolSingle Family ResidenceHARBOUR WALK AT THE INLETS

About this home

541 FORE DRIVE

Step into refined coastal living in this five-bedroom residence with office and bonus loft, located within the gated boating community of Harbour Walk at The Inlets. Designed by Rutenberg Homes, this Key West–inspired property blends timeless architecture with modern functionality and direct water access—creating an exceptional opportunity for boaters and those seeking an elevated Florida lifestyle. A welcoming front porch, porte-cochère, and three-car tandem garage introduce the home’s thoughtful design. Notable features include impact glass throughout, new storm shutters, a Generac whole-house generator, water softener, and a kitchen reverse osmosis system—providing comfort and peace of mind. Glass double doors open to a dramatic foyer anchored by a handcrafted wood staircase, flanked by formal living and dining rooms. Inside, travertine flooring, cathedral ceilings, and expansive windows and sliders fill the home with natural light. The chef’s kitchen is equipped with custom cabinetry featuring glass display panels, stainless-steel appliances, granite countertops, and a center island with seating. The adjoining family room flows seamlessly to the outdoor living area, extending the home’s livable space by more than 1,200 square feet. Outdoor living is a true highlight, with polyaspartic flooring spanning the lanai, front entry, and garage for durability and style. The covered lanai includes a summer kitchen with built-in gas grill, ideal for entertaining. The heated pool and spa feature a swim-up table and seating, all overlooking nearly 100 feet of canal frontage. A 22,000-lb boat lift offers quick access to the Manatee River, making this property ideal for boating enthusiasts. The first-floor primary suite serves as a private retreat, offering a sitting area, terrace access, and a spacious en-suite bath. A dedicated office with custom built-ins is also located on the main level. Upstairs, a bonus loft with morning kitchen and private balcony overlooks the pool and waterway. Four additional bedrooms provide flexible accommodations, including one with a Murphy bed, two sharing a Jack-and-Jill bath, and a fifth with a private en-suite and walk-in closet. Ideally located near Sarasota, Bradenton, and Lakewood Ranch, this waterfront home offers convenient access to dining, shopping, and cultural attractions. Award-winning beaches including Anna Maria Island, Longboat Key, and Siesta Key are just a short drive away, along with premier golf courses and marinas—delivering the very best of Florida’s coastal lifestyle.

Facts & features

The home at a glance

5

Bedrooms

3.5

Bathrooms

4,296

Sqft

0.19 ac

Lot size

3

Garage

2007

Year built

Two

Levels

$431

Per sqft

Private poolWaterfrontFireplacePool & Water viewNegotiablePets allowed

Inside

FlooringCarpet · Travertine · Hardwood
AppliancesBar Fridge · Built-In Oven · Cooktop · Dishwasher · Disposal · Dryer · Kitchen Reverse Osmosis System · Microwave · Range Hood · Refrigerator · Washer · Water Softener · Wine Refrigerator
InteriorBuilt-in Features · Cathedral Ceiling(s) · Ceiling Fan(s) · Crown Molding · Eating Space In Kitchen · High Ceilings · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Stone Counters · Walk-In Closet(s) · Wet Bar · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air · Zoned
HeatingCentral · Electric
FurnishedNegotiable

Outside & construction

RoofTile
ConstructionStucco
FoundationSlab
ViewPool · Water
FacesWest
ParkingDriveway · Garage Door Opener · Oversized · Portico · Tandem
ExteriorBalcony · French Doors · Hurricane Shutters · Irrigation System · Lighting · Outdoor Grill · Outdoor Kitchen · Sidewalk · Sliding Doors · Tennis Court(s)

Community & fees

HOA fee$235/mo
Taxes (2024)$23,405/yr
PetsYes
CommunityFishing · Intracoastal Waterway · River · Water Access · Waterfront · Association Recreation - Owned · Buyer Approval Required · Deed Restrictions · Gated Community - Guard · Park · Playground · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesCable Available · Electricity Connected · Natural Gas Connected · Phone Available · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$13,022 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$9,983
PMI (est., until 20% equity)$694
Property tax — 2024 actual bill$1,950
HOA fee — from the listing$235
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $185,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $185,000
Interest rate6.00%
Loan term

Estimated payment

$13,022/mo

Principal & interest$9,983
PMI (est., until 20% equity)$694
Property taxes (actual bill)$1,950
HOA / condo fee$235
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.9M
$1.5MedgeAI estimate $1,618,126 · range $1.6M$1.7M$1.9M

vs edgeAI estimate

+14.3%

$/sqft vs Bradenton actives

$431 vs $239

Days on market

164 vs 53 typical

Where $431/sqft sits among the 400 Bradenton actives

100
98
87
45
32
38 · this home
$125–181$181–238$238–295$295–351$351–408$408+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Braden River East

Map of 541 FORE DRIVE inside its neighborhood boundary

Drive times from this address

Downtown Tampa52 min
Tampa Int’l Airport (TPA)62 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Bradenton. See the full Bradenton guide →

Braden River East — neighborhood snapshot

Population

7,295

Median age

52

Median income

$86,737

Median home value

$379,666

Avg household

2

Households w/ children

686

For the school run

Manatee County School District

ElementaryWilliam H. Bashaw Elementary★★★★
MiddleCarlos E. Haile Middle School★★★★★
HighBraden River High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Bradenton market

Seller’s marketBalanced5.4 months of inventoryBuyer’s market

$410K$424K

Bradenton median sold, yr/yr

95.7%

Sale-to-list ratio (12 mo)

184 of 400

Bradenton actives have cut their price

Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 415% above the BRADENTON 34208 median. See the full Bradenton market guide →

Paper trail

This home's history

CurrentPrice reduced to $1,850,000 $45K
Feb 10, 2026Listed at $1,895,000 · 164 days on market since
2007Built · HARBOUR WALK AT THE INLETS

Reality check

What actually sold near 541 FORE DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3619 HAWK ISLAND DRIVESold · Dec ’25

$2,550,000

3619 HAWK ISLAND DRIVE

5 bd · 3.5 ba · 4,256 sqft · $599/sqft · 6 DOM

556 REGATTA WAYSold · Sep ’25

$2,000,000

556 REGATTA WAY

4 bd · 4 ba · 4,241 sqft · $472/sqft · 142 DOM

544 FORE DRIVESold · Apr ’26

$2,088,000

544 FORE DRIVE

4 bd · 4 ba · 3,843 sqft · $543/sqft · 210 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Melinda Manges Iosua

Your agent

Melinda Manges Iosua

Director, Agent Recruiting · CENTURY 21 Edge

Tours, negotiation, and every question about 541 FORE DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 541 FORE DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Melinda's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

541 FORE DRIVE FAQs

What would the monthly payment be for 541 FORE DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $13,022/mo — principal and interest, the actual property-tax bill, the $235/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 541 FORE DRIVE?+

The association fee works out to $235 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 541 FORE DRIVE?+

The most recent tax bill on record (2024) was $23,405. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 541 FORE DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Bradenton?+

At $1,850,000, this home is listed about 367% above the Bradenton median of $395,740. The market section on this page shows how the area is trending.

Which schools are assigned to 541 FORE DRIVE?+

William H. Bashaw Elementary (elementary), Carlos E. Haile Middle School (middle), Braden River High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$1,850,000 runs 415% above the BRADENTON 34208 median — but at 4,296 sqft it's also nearly 3 times the size of the typical Bradenton listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

164 days on market against a Bradenton median of 53 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $1,895,000, now $1,850,000 — a $45K cut. The full history is in the market section below.

Listing courtesy of COLDWELL BANKER REALTY · Roger Pettingell. MLS #A4682094.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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