CENTURY 21 Edge
$623,000$775,0003 bd2 ba2,031 sqft$307 /sqft$4,229 /mo all-in ↓

2110 HARBOURSIDE DRIVE UNIT 523, LONGBOAT KEY, FL, 34228

Active164 days on marketListed Feb 25, 2026MLS #A4682869

Reduced $152KWaterfrontCondominiumFAIRWAY BAY

About this home

2110 HARBOURSIDE DRIVE UNIT 523

Welcome to the Atrium—one of Longboat Key's most exceptional waterfront addresses. Perfectly positioned along the sparkling waters of Sarasota Bay, this stunning three-bedroom residence offers breathtaking panoramic views that will captivate you from sunrise to sunset. The spacious chef's kitchen is designed for both function and style, featuring abundant cabinetry, stainless steel appliances, and a double oven for the culinary enthusiast. Imagine preparing meals while gazing out at the endless blue waters of the bay—a view that never grows old. The thoughtfully designed split-bedroom floor plan provides privacy and comfort for family and guests. The expansive primary suite is a true retreat, surrounded by sliding glass doors that fill the room with natural light, welcome refreshing bay breezes, and provide direct access to the terrace where spectacular waterfront views await. This is coastal living at its finest. Ownership includes exclusive membership to the Bay Isles Beach Club, offering deeded beach access, social activities, scenic walking trails, heated pools, a state-of-the-art fitness center, tennis and pickleball courts, clubhouse amenities, and convenient kayak launches. For those seeking an even more elevated resort experience, optional membership to the Longboat Key Club provides access to championship golf, world-class Har-Tru tennis courts, a luxurious spa, waterfront dining, and a deep-water marina. Perfectly situated just minutes from St. Armand's Circle and downtown Sarasota's vibrant arts, shopping, and dining districts. Location, location, location is number one in Real Estate and this unit gets the award.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,031

Sqft

0 ac

Lot size

1

Garage

1988

Year built

One

Levels

$307

Per sqft

WaterfrontWater viewNegotiable

Inside

FlooringCarpet · Tile
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Disposal · Dryer · Electric Water Heater · Exhaust Fan · Freezer · Microwave · Washer
InteriorCeiling Fan(s) · High Ceilings · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Walk-In Closet(s) · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingCentral
FurnishedNegotiable

Outside & construction

RoofConcrete
ConstructionBlock
FoundationStilt/On Piling
ViewWater
FacesNortheast
ParkingCovered · Ground Level · Guest
ExteriorBalcony · Irrigation System · Lighting · Sidewalk · Tennis Court(s)

Community & fees

Taxes (2025)$5,680/yr
PetsCats OK
CommunityDock · Gulf/Ocean Front · Intracoastal Waterway · Water Access · Waterfront · Fitness Center · Gated Community - Guard · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesCable Connected · Electricity Available · Phone Available · Sewer Connected · Sprinkler Meter · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,229 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,362
PMI (est., until 20% equity)$234
Property tax — 2025 actual bill$473
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $62,300Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $62,300
Interest rate6.00%
Loan term

Estimated payment

$4,229/mo

Principal & interest$3,362
PMI (est., until 20% equity)$234
Property taxes (actual bill)$473
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $623K
$598KedgeAI estimate $1,116,532 · range $970K$1.4M$1.5M

vs edgeAI estimate

−44.2%

$/sqft vs Longboat Key actives

$307 vs $692

Days on market

164 vs 94 typical

Where $307/sqft sits among the 253 Longboat Key actives

104 · this home
72
37
15
10
15
$324–619$619–914$914–1208$1208–1503$1503–1797$1797+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Longboat Key

Map of 2110 HARBOURSIDE DRIVE UNIT 523

Get to know Longboat Key. See the full Longboat Key guide →

LONGBOAT KEY 34228 — neighborhood snapshot

Population

7,512

Median age

71.5

Median income

$143,365

Median home value

$959,200

Avg household

1.8

Households w/ children

51%

For the school run

Sarasota County School District

HighBooker High School★★★★★
ElementarySouthside Elementary School★★★★★
MiddleBooker Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Longboat Key market

Seller’s marketBalanced5.7 months of inventoryBuyer’s market

$820K$1.4M

Longboat Key median sold, yr/yr

93.1%

Sale-to-list ratio (12 mo)

107 of 253

Longboat Key actives have cut their price

Median sold price, Longboat Key, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 1% below the LONGBOAT KEY 34228 median. See the full Longboat Key market guide →

Paper trail

This home's history

CurrentPrice reduced to $623,000 $152K
Feb 25, 2026Listed at $775,000 · 164 days on market since
1988Built · FAIRWAY BAY

Reality check

What actually sold near 2110 HARBOURSIDE DRIVE UNIT 523

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1916 HARBOURSIDE DRIVE UNIT 803Sold · Apr ’26

$642,000

1916 HARBOURSIDE DRIVE UNIT 803 · same community

2 bd · 2.5 ba · 1,626 sqft · $395/sqft · 46 DOM

1211 GULF OF MEXICO DRIVE UNIT 701Sold · Aug ’25

$1,000,000

1211 GULF OF MEXICO DRIVE UNIT 701

3 bd · 3 ba · 2,100 sqft · $476/sqft · 155 DOM

1211 GULF OF MEXICO DRIVE UNIT 702Sold · Nov ’25

$1,100,000

1211 GULF OF MEXICO DRIVE UNIT 702

3 bd · 3 ba · 2,100 sqft · $524/sqft · 226 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Alek Cherrone

Your agent

Alek Cherrone

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 2110 HARBOURSIDE DRIVE UNIT 523 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2110 HARBOURSIDE DRIVE UNIT 523 — before you fall in love.

See it in person

Schedule a tour

Live availability from Alek's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

2110 HARBOURSIDE DRIVE UNIT 523 FAQs

What would the monthly payment be for 2110 HARBOURSIDE DRIVE UNIT 523?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,229/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 2110 HARBOURSIDE DRIVE UNIT 523?+

The most recent tax bill on record (2025) was $5,680. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2110 HARBOURSIDE DRIVE UNIT 523?+

The listing reports pets: Cats OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Longboat Key?+

At $623,000, this home is listed about 34% below the Longboat Key median of $950,000. The market section on this page shows how the area is trending.

Which schools are assigned to 2110 HARBOURSIDE DRIVE UNIT 523?+

Booker High School (high), Southside Elementary School (elementary), Booker Middle School (middle) — Sarasota County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

02Strong assigned schools

Booker High School, Southside Elementary School, Booker Middle School — Southside Elementary School rates 5 of 5. Always verify assignments with the district.

03The price has already moved

Listed at $775,000, now $623,000 — a $152K cut. The full history is in the market section below.

Listing courtesy of MICHAEL SAUNDERS & COMPANY · Caroline Mitchell. MLS #A4682869.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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