3420 77TH STREET W UNIT 101, BRADENTON, FL, 34209
Active147 days on marketListed Mar 14, 2026MLS #A4685700
About this home
3420 77TH STREET W UNIT 101
Welcome to this beautifully updated 3-bedroom, 2-bath condominium in the highly desirable Palma Sola Bay Club. Positioned above the garage level, this elevated residence offers added peace of mind while enjoying the convenience of condominium living. Inside, you'll find seamless flooring throughout the main living areas and a bright, open layout designed for comfortable living and easy entertaining. Soft neutral tones and tasteful updates create a clean, airy feel that is truly move-in ready. The kitchen flows into the living and dining spaces, creating a functional floor plan ideal for everyday living and hosting guests. The primary suite offers a peaceful retreat with ample closet space and a private bath, while the additional bedrooms provide flexibility for guests, a home office, or family needs. Palma Sola Bay Club is known for its exceptional amenities and welcoming community atmosphere. Residents enjoy a very social clubhouse featuring a fitness center, billiard/library room, and two kitchens designed for hosting large gatherings. Outdoors, relax at the heated pool with expansive sun decks or gather with friends at the covered bar and outdoor kitchen—perfect for enjoying Florida’s year-round lifestyle. The community is pet-friendly, allowing large dogs, and features a gated dog park. Two covered, assigned parking spaces convey with the condo and are conveniently located near the elevator, along with a private storage unit ideal for bikes, kayaks, and beach gear. Ideally located near Robinson Preserve, De Soto National Memorial, and a variety of dining and shopping options. Plus, the world-famous beaches of Anna Maria Island are just a short drive away. Enjoy the perfect blend of comfort, convenience, and coastal living in one of Bradenton’s most desirable communities.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,854
Sqft
3.57 ac
Lot size
2
Garage
2016
Year built
One
Levels
$275
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,913 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,913/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−4.7%
$/sqft vs Bradenton actives
$275 vs $246
Days on market
147 vs 55 typical
Where $275/sqft sits among the 400 Bradenton actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bradenton
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bradenton. See the full Bradenton guide →
The numbers that matter
The Bradenton market
$395K → $420K
Bradenton median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
222 of 400
Bradenton actives have cut their price
Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 31% above the Bradenton median. See the full Bradenton market guide →
Paper trail
This home's history
Reality check
What actually sold near 3420 77TH STREET W UNIT 101
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$372,500
3420 77TH STREET W UNIT 202 · same community
2 bd · 2 ba · 1,650 sqft · $226/sqft · 111 DOM
Sold · Dec ’25$595,000
8703 53RD AVENUE W
3 bd · 2 ba · 1,852 sqft · $321/sqft · 113 DOM
Sold · Apr ’26$797,907
7612 FOXHILL AVENUE
3 bd · 2 ba · 1,900 sqft · $420/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Darrick Cook
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3420 77TH STREET W UNIT 101 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3420 77TH STREET W UNIT 101 — before you fall in love.
See it in person
Schedule a tour
Live availability from Darrick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3420 77TH STREET W UNIT 101 FAQs
What would the monthly payment be for 3420 77TH STREET W UNIT 101?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,913/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3420 77TH STREET W UNIT 101?+
The most recent tax bill on record (2025) was $6,377. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3420 77TH STREET W UNIT 101?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bradenton?+
At $509,000, this home is listed about 31% above the Bradenton median of $389,900. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Positioned at the premium end
$509,000 runs 31% above the Bradenton median — but at 1,854 sqft it's also 19% larger than the typical Bradenton listing.
02Time on market is leverage
147 days on market against a Bradenton median of 55 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $535,000, now $509,000 — a $26K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of SATO REAL ESTATE INC. · Jessica Batten. MLS #A4685700.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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