27350 SAN CARLOS DRIVE, PUNTA GORDA, FL, 33983
Active152 days on marketListed Mar 12, 2026MLS #A4685932
About this home
27350 SAN CARLOS DRIVE
NO FLOOD INSURANCE REQUIRED : WATERFRONT PROPERTY WITH PRIVATE APARTMENT & WORK-FROM-HOME POTENTIAL Enjoy 250 feet of direct waterfront and exceptional flexibility with two separate living spaces on this unique property. The main home offers 1,951 sq ft under air with 3 bedrooms and 2 bathrooms, an open floor plan, abundant natural light, and beautiful views of the backyard and canal from the breakfast nook. The home sits beneath majestic oaks, creating a peaceful setting. Step outside to an expansive screened brick-paver patio with a fully equipped outdoor kitchen, perfect for relaxing or entertaining while enjoying the waterfront lifestyle. Above the detached garage is a private 864 sq ft 1-bedroom, 1-bath apartment, ideal for working from home, a private office, guests, multi-generational living, or rental income (Airbnb potential). Set on .83 acres, the property offers ample space for RVs, boats, trailers, and work equipment, plus the convenience of your own private boat ramp. Located on the scenic Peace River, which flows over 100 miles into Charlotte Harbor, enjoy fishing, boating, kayaking, and watching manatees and dolphins right from your backyard. Convenient to shopping, dining, parks, beaches, boat ramps, airports, hospitals, and schools. Coastal country living with space, privacy, and endless waterfront recreation.
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
2,815
Sqft
0.83 ac
Lot size
2
Garage
2004
Year built
Two
Levels
$234
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,592 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,592/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs HRBR HEIGHTS
$234 vs $236
Days on market
152 vs 62 typical
Where $234/sqft sits among the 25 homes for sale in HRBR HEIGHTS
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Punta Gorda
Get to know Punta Gorda. See the full Punta Gorda guide →
PUNTA GORDA 33983 — neighborhood snapshot
Population
18,230
Median age
56.6
Median income
$67,705
Median home value
$324,100
Avg household
2.31
Households w/ children
1,552
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $345K
Punta Gorda median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
11 of 25
HRBR HEIGHTS have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 725% above the PUNTA GORDA 33983 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 27350 SAN CARLOS DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$900,000
3656 PEACE RIVER DRIVE · same community
4 bd · 3 ba · 2,933 sqft · $307/sqft · 33 DOM
Sold · Oct ’25$343,500
2457 TAMWORTH TERRACE · same community
3 bd · 2 ba · 2,638 sqft · $130/sqft · 170 DOM
Sold · Apr ’26$600,000
27300 SAN CARLOS DRIVE · same community
4 bd · 3 ba · 2,596 sqft · $231/sqft · 3 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Zack Zonker
President Tampa Division · CENTURY 21 Edge
Tours, negotiation, and every question about 27350 SAN CARLOS DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 27350 SAN CARLOS DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
27350 SAN CARLOS DRIVE FAQs
What would the monthly payment be for 27350 SAN CARLOS DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,592/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 27350 SAN CARLOS DRIVE?+
The most recent tax bill on record (2025) was $7,478. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Punta Gorda?+
At $660,000, this home is listed about 95% above the Punta Gorda median of $339,094. The market section on this page shows how the area is trending.
Which schools are assigned to 27350 SAN CARLOS DRIVE?+
Deep Creek Elementary School (elementary), Punta Gorda Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$660,000 runs 725% above the PUNTA GORDA 33983 median — but at 2,815 sqft it's also 68% larger than the typical Punta Gorda listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
152 days on market against a Punta Gorda median of 62 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Deep Creek Elementary School, Punta Gorda Middle School, Charlotte High School — Deep Creek Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $725,000, now $660,000 — a $65K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Lise Wosick. MLS #A4685932.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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