4240 IRONWOOD CIRCLE UNIT 406AA, BRADENTON, FL, 34209
Active134 days on marketListed Mar 29, 2026MLS #A4685999
About this home
4240 IRONWOOD CIRCLE UNIT 406AA
Welcome to Ironwood, located only 6.2 miles from the Gulf beaches of Anna Maria Island. This 2-bedroom, 2-bath 4th-floor corner end unit offers relaxing golf course views overlooking the #1 fairway and #2 green of the Pinebrook Ironwood Golf Community. Best of all, there are no additional golf course fees—enjoy the flexibility of a convenient pay-as-you-play course. This is an exceptional building location nestled between the Golf Pro shop to the east and the Rec I Clubhouse to the west. Enjoy peaceful panoramic views from the 6x15 glassed and screened lanai, perfectly positioned to take in the golf course and nearby pro shop. The open floor plan flows seamlessly from the foyer into the living room and out to the lanai, creating a bright and inviting living space. This furnished end unit is competitively priced and ready for its next owner. The kitchen features granite countertops, stainless steel appliances, parquet wood flooring, and a recently purchased Whirlpool refrigerator with front dispenser. Parquet flooring continues into the foyer, while the living room and both bedrooms have newer carpet. The spacious primary bedroom easily accommodates a king-size bed, offers private lanai access, and includes both a large walk-in closet and an additional closet for ample storage. Both bathrooms feature updated vanities, lighting, and fixtures. The guest bedroom has two single beds and a built-in closet. The A/C replaced: 3/20/2022 and the Hot water heater replaced: 6/26/2018. Additional conveniences include carport #11, a private storage locker located next to the elevator, and a laundry room just steps away on the same floor. Residents enjoy easy access to the nearby Rec I Clubhouse, which offers a heated pool, fitness room, billiards room, grilling area, shuffleboard, banquet space, and tennis court access. Ironwood is a highly active community ideally located near everything you need, including 15 minute walk to the newly renovated G.T. Bray Park, a short drive to Robinson Preserve, Sarasota-Bradenton International Airport, and the stunning Gulf beaches of Anna Maria Island. This 55+ building does not allow pets, and new owners must hold ownership for two years before leasing. The monthly condo fee includes: Cable TV, Common Area Taxes, Community Pool, Escrow Reserves Fund, Fidelity Bond, Building Insurance, Internet, Maintenance Exterior, Maintenance Grounds, Maintenance Repairs, Manager, Pest Control, Pool Maintenance, Recreational Facilities, Sewer, Trash and Water.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,088
Sqft
1.56 ac
Lot size
1982
Year built
One
Levels
$133
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,188 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,188/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−21%
$/sqft vs Bradenton actives
$133 vs $245
Days on market
134 vs 55 typical
Where $133/sqft sits among the 400 Bradenton actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bradenton
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bradenton. See the full Bradenton guide →
The numbers that matter
The Bradenton market
$395K → $420K
Bradenton median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
223 of 400
Bradenton actives have cut their price
Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 63% below the Bradenton median. See the full Bradenton market guide →
Paper trail
This home's history
Reality check
What actually sold near 4240 IRONWOOD CIRCLE UNIT 406AA
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$225,000
3112 52ND AVENUE DRIVE W
2 bd · 1 ba · 1,048 sqft · $215/sqft · 2 DOM
Sold · Feb ’26$240,000
5108 26TH STREET COURT W
2 bd · 2 ba · 1,026 sqft · $234/sqft · 84 DOM
Sold · Oct ’25$150,000
5068 RED OAK PLACE
2 bd · 2 ba · 1,016 sqft · $148/sqft · 60 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Donna Layton
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4240 IRONWOOD CIRCLE UNIT 406AA — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4240 IRONWOOD CIRCLE UNIT 406AA — before you fall in love.
See it in person
Schedule a tour
Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4240 IRONWOOD CIRCLE UNIT 406AA FAQs
What would the monthly payment be for 4240 IRONWOOD CIRCLE UNIT 406AA?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,188/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4240 IRONWOOD CIRCLE UNIT 406AA?+
The most recent tax bill on record (2025) was $1,326. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4240 IRONWOOD CIRCLE UNIT 406AA?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bradenton?+
At $145,000, this home is listed about 63% below the Bradenton median of $389,000. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Under the Bradenton market on paper
$145,000 is 63% below the Bradenton median of $389,000, and at $133/sqft it sits under the Bradenton average of $263.
02Golf Course views
The golf course view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
134 days on market against a Bradenton median of 55 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of WAGNER REALTY · Brad Pearson. MLS #A4685999.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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