CENTURY 21 Edge
$1,200,0002 bd2 ba2,002 sqft$599 /sqft$7,883 /mo all-in ↓

342 CASTAWAY CAY DRIVE UNIT 201, BRADENTON, FL, 34209

Active113 days on marketListed Apr 16, 2026MLS #A4687891

WaterfrontCondominiumHARBOUR ISLE - EDGEWATER WALK

About this home

342 CASTAWAY CAY DRIVE UNIT 201

Virtually Staged. Spectacular, dazzling and breath-taking…are just a few words that could be used to describe the unbelievable views from this stunning home. Welcome to your beautiful home with unparalleled water view of Anna Maria Sound and out into Tampa Bay in the luxurious, gated, much sought after, coastal resort community of Harbour Isle on Anna Maria Sound. This light and bright Bermuda floor plan features 2002 square feet of gorgeous living space — including two bedrooms, two baths and an office/den (which can be easily converted into a third bedroom) located in the front of the home and in the rear, overlooking expansive water views, is the state of the art kitchen, dining area, living room and sunroom. The expansive open living area features the kitchen (with upgraded cabinets, granite, stainless steel appliances with double oven and a custom walk-in pantry) and a large living and dining area custom made for entertaining. Crown molding, tray ceiling in bedroom, upgraded lighting, custom window treatments, vaulted ceiling in living room, custom closet and wood and tile flooring are just a few of the upgraded feature in the home. The roomy Owner’s suite features walk-in closet, double vanities, linen cabinet, large shower and separate water closet. Other important features in the home is an oversized two-car garage where you can access your private home elevator. While inside the gates at Harbour Isle, explore two miles of neighborhood walking trails and stroll to the nearby neighborhood pools with outdoor grills, cabanas, fire pit and kayak launch for the 38-acre lake. End the day with an incredible sunset at the 23,000 square foot Beach Club overlooking Anna Maria Sound. The Beach Club features resort-style amenities with the Sky Bar, Lounge, Pavilion, Fitness Center, Yoga Lawn, Event Lawn, resort pool, hot tub and a private beach to launch a kayak in the Sound. Just outside the gates of Harbour Isle you’ll find the Margaritaville inspired Compass Hotel, Safe Harbour Marina with wet and dry storage and Floridays waterfront tiki restaurant. Cross the Manatee Bridge and you’re on Anna Maria Island with its sugar sand beaches, over 30 restaurants and island charm. It’s time to start living your best life. Live, relax, enjoy an active lifestyle in award-winning Harbour Isle. Some photos are virtually staged. The home comes with minimal furnishings.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

2,002

Sqft

0 ac

Lot size

2

Garage

2015

Year built

Two

Levels

$599

Per sqft

WaterfrontTrees/Woods & Water viewPartially

Inside

FlooringEngineered Hardwood
AppliancesCooktop · Dishwasher · Disposal · Dryer · Electric Water Heater · Exhaust Fan · Microwave · Range · Refrigerator · Washer
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · Crown Molding · Elevator · High Ceilings · In Wall Pest System · Open Floorplan · Pest Guard System · Solid Wood Cabinets · Stone Counters · Thermostat · Vaulted Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingElectric
FurnishedPartially

Outside & construction

RoofMetal · Tile
ConstructionBlock · Cement Siding · HardiPlank Type
FoundationSlab
ViewTrees/Woods · Water
FacesWest
ParkingDriveway · Garage Door Opener · Garage Faces Side
ExteriorAwning(s) · Irrigation System · Lighting · Rain Gutters · Sidewalk

Community & fees

Taxes (2025)$9,578/yr
PetsCats OK, Dogs OK
CommunityGulf/Ocean Front · Intracoastal Waterway · Water Access · Waterfront · Association Recreation - Owned · Clubhouse · Deed Restrictions · Fitness Center · Gated Community - Guard · Golf Carts OK · Irrigation-Reclaimed Water · Park · Playground · Pool · Restaurant · Sidewalks

Utilities & systems

UtilitiesSewer Connected · Sprinkler Meter · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$7,883 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$6,475
PMI (est., until 20% equity)$450
Property tax — 2025 actual bill$798
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $120,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $120,000
Interest rate6.00%
Loan term

Estimated payment

$7,883/mo

Principal & interest$6,475
PMI (est., until 20% equity)$450
Property taxes (actual bill)$798
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.2M
$709KedgeAI estimate $777,737 · range $739K$817K$1.2M

vs edgeAI estimate

+54.3%

$/sqft vs Bradenton actives

$599 vs $246

Days on market

113 vs 55 typical

Where $599/sqft sits among the 400 Bradenton actives

126
132
75
32
16
19 · this home
$126–205$205–284$284–363$363–442$442–520$520+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Perico

Map of 342 CASTAWAY CAY DRIVE UNIT 201 inside its neighborhood boundary

Drive times from this address

Downtown Tampa63 min
Tampa Int’l Airport (TPA)66 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Bradenton. See the full Bradenton guide →

Perico — neighborhood snapshot

Population

1,539

Median age

70

Median income

$86,042

Median home value

$527,300

Avg household

2

Households w/ children

43%

For the school run

Manatee County School District

ElementaryIda M. Stewart Elementary School★★★★★
MiddleMartha B. King Middle School★★★★★
HighManatee High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Bradenton market

Seller’s marketLeans seller4.1 months of inventoryBuyer’s market

$395K$420K

Bradenton median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

217 of 400

Bradenton actives have cut their price

Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 353% above the BRADENTON 34209 median. See the full Bradenton market guide →

Paper trail

This home's history

Apr 16, 2026Listed at $1,200,000 · 113 days on market since
2015Built · HARBOUR ISLE - EDGEWATER WALK

Reality check

What actually sold near 342 CASTAWAY CAY DRIVE UNIT 201

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

628 ESTUARY DRIVESold · Mar ’26

$325,000

628 ESTUARY DRIVE

3 bd · 2 ba · 1,985 sqft · $164/sqft · 7 DOM

10419 SPOONBILL ROAD WSold · Dec ’25

$1,150,000

10419 SPOONBILL ROAD W

3 bd · 3 ba · 1,969 sqft · $584/sqft · 104 DOM

1247 EDGEWATER CIRCLE UNIT 1247Sold · Feb ’26

$536,000

1247 EDGEWATER CIRCLE UNIT 1247

3 bd · 2 ba · 2,092 sqft · $256/sqft · 158 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Cindy Fernandez

Your agent

Cindy Fernandez

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 342 CASTAWAY CAY DRIVE UNIT 201 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 342 CASTAWAY CAY DRIVE UNIT 201 — before you fall in love.

See it in person

Schedule a tour

Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

342 CASTAWAY CAY DRIVE UNIT 201 FAQs

What would the monthly payment be for 342 CASTAWAY CAY DRIVE UNIT 201?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,883/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 342 CASTAWAY CAY DRIVE UNIT 201?+

The most recent tax bill on record (2025) was $9,578. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 342 CASTAWAY CAY DRIVE UNIT 201?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Bradenton?+

At $1,200,000, this home is listed about 208% above the Bradenton median of $389,650. The market section on this page shows how the area is trending.

Which schools are assigned to 342 CASTAWAY CAY DRIVE UNIT 201?+

Ida M. Stewart Elementary School (elementary), Martha B. King Middle School (middle), Manatee High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$1,200,000 runs 353% above the BRADENTON 34209 median — but at 2,002 sqft it's also 28% larger than the typical Bradenton listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

113 days on market against a Bradenton median of 55 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Ida M. Stewart Elementary School, Martha B. King Middle School, Manatee High School — Ida M. Stewart Elementary School rates 5 of 5. Always verify assignments with the district.

Listing courtesy of KELLER WILLIAMS ON THE WATER · Dennis Smith, LLC. MLS #A4687891.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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