38616 COLEEN AVENUE, ZEPHYRHILLS, FL, 33540
Active132 days on marketListed Apr 2, 2026MLS #A4688629
About this home
38616 COLEEN AVENUE
One or more photo(s) has been virtually staged. Short Sale. Spacious 4-Bedroom Home on Nearly Half an Acre! This 2014 Jacobsen-built mobile home offers 4 bedrooms, 3 bathrooms, and 2,490 square feet of living space, perfectly situated on a generous 0.44-acre lot. Designed for both comfort and functionality, this property blends modern features with a relaxed, country-style setting. Step inside to an open-concept floor plan featuring a bright and airy living room, a well-appointed kitchen with ample cabinetry and counter space, and a spacious dining area ideal for entertaining. In addition to the four bedrooms, the home features two separate office/flex spaces—perfect for remote work, hobbies, a playroom, or additional guest accommodations. The primary suite serves as a private retreat with an en suite bathroom and a walk-in closet. Three additional bedrooms provide plenty of space for family and guests. Outside, enjoy the privacy of a fully fenced backyard with plenty of room for outdoor living, gardening, or even a future pool. The property includes two large storage structures: a 12x24 shed with wood flooring, tie-downs, and pre-wiring for electricity, as well as a 25x20 aluminum garage equipped with two roll-up doors and two walk-in doors—offering abundant space for storage, hobbies, or equipment. Additional highlights include a brand-new roof installed in 2025 and no HOA restrictions, giving you the freedom to truly make this property your own. This home delivers space, versatility, and value—an excellent opportunity for those seeking room to live, work, and play.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,490
Sqft
0.47 ac
Lot size
1
Garage
2014
Year built
One
Levels
$120
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,423 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,423/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Zephyrhills actives
$120 vs $170
Days on market
132 vs 51 typical
Where $120/sqft sits among the 400 Zephyrhills actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Zephyrhills
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Zephyrhills. See the full Zephyrhills guide →
ZEPHYRHILLS 33540 — neighborhood snapshot
Population
11,098
Median age
56.1
Median income
$55,426
Median home value
$120,600
Avg household
2.31
Households w/ children
789
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Zephyrhills market
$331K → $341K
Zephyrhills median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
196 of 400
Zephyrhills actives have cut their price
Median sold price, Zephyrhills, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 11% below the ZEPHYRHILLS 33540 median. See the full Zephyrhills market guide →
Paper trail
This home's history
Reality check
What actually sold near 38616 COLEEN AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$420,000
39427 COMSTOCK LANE · same community
3 bd · 2.5 ba · 2,291 sqft · $183/sqft · 148 DOM
Sold · Apr ’26$359,000
4221 BURROWS ROAD · same community
4 bd · 3 ba · 1,606 sqft · $224/sqft · 17 DOM
Sold · Mar ’26$378,000
39349 COMSTOCK LANE · same community
3 bd · 2 ba · 1,464 sqft · $258/sqft · 160 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 38616 COLEEN AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 38616 COLEEN AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
38616 COLEEN AVENUE FAQs
What would the monthly payment be for 38616 COLEEN AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,423/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 38616 COLEEN AVENUE?+
The most recent tax bill on record (2025) was $4,388. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Zephyrhills?+
At $299,700, this home is listed about 8% below the Zephyrhills median of $324,495. The market section on this page shows how the area is trending.
Which schools are assigned to 38616 COLEEN AVENUE?+
Raymond B. Stewart Middle School (middle), Zephyrhills High School (high), Chester W. Taylor Junior Elementary School (elementary) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the ZEPHYRHILLS 33540 market on paper
$299,700 is 11% below the ZEPHYRHILLS 33540 median of $336,882, and at $120/sqft it sits under the Zephyrhills average of $179.
02Time on market is leverage
132 days on market against a Zephyrhills median of 51 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $360,000, now $299,700 — a $60K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of 365 REALTY GROUP INC · Teresina Anzalone. MLS #A4688629.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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