CENTURY 21 Edge
$269,9002 bd2 ba1,206 sqft$224 /sqft$1,994 /mo all-in ↓

2974 CAPTIVA GARDENS DRIVE UNIT 17, SARASOTA, FL, 34231

Active129 days on marketListed Apr 5, 2026MLS #A4688730

VillaCAPTIVA GARDENS

About this home

2974 CAPTIVA GARDENS DRIVE UNIT 17

It's time for you to start enjoy living in Captiva Gardens, a small community located on 7 plus acres in the popular Gulf Gate area of Sarasota. This 2b/2b villa is a great unit and no noise from street traffic currently available in the community. The 1206 SF under air provides spacious living space with the fully applianced kitchen has ample storage with a pass through to the screened lanai and views of the private rear garden area. From the kitchen, you enter a "Extra" room. Visualize a formal dining room, a room for crafts or watching TV or maybe a home office. It's up to you! The living room allows for various furniture arrangements. You will be comfortable in the large ensuite master bedroom which has both a walk-in and double-door closet. Guests will enjoy the light and bright second bedroom and its easy access to the guest bath. The one car attached garage provides quick access to your home and conveniently includes the laundry with separate washer and dryer. This is a wonderful opportunity! Don't miss out. Call today for a personal tour of your new home.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,206

Sqft

7.71 ac

Lot size

1

Garage

1975

Year built

One

Levels

$224

Per sqft

Inside

FlooringCarpet · Concrete
AppliancesDishwasher · Dryer · Electric Water Heater · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Crown Molding · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Window Treatments
LaundryElectric Dryer Hookup · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesWest
ExteriorIrrigation System · Private Mailbox · Sliding Doors

Community & fees

Taxes (2025)$1,511/yr
PetsSize Limit
CommunityBuyer Approval Required · Clubhouse · Deed Restrictions · Pool

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Sewer Connected · Water Connected
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,994 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,589
FHA mortgage insurance (est.)$119
Property tax — 2025 actual bill$126
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $9,447Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $9,447
Interest rate6.00%
Loan term

Estimated payment

$1,994/mo

Principal & interest$1,589
FHA mortgage insurance (est.)$119
Property taxes (actual bill)$126
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $270K
$223KedgeAI estimate $248,498 · range $232K$262K$281K

vs edgeAI estimate

+8.6%

$/sqft vs Sarasota actives

$224 vs $343

Days on market

129 vs 63 typical

Where $224/sqft sits among the 400 Sarasota actives

226 · this home
60
35
29
21
29
$157–384$384–611$611–838$838–1065$1065–1292$1292+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Sarasota

Map of 2974 CAPTIVA GARDENS DRIVE UNIT 17

Drive times from this address

Downtown Tampa68 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Sarasota. See the full Sarasota guide →

SARASOTA 34231 — neighborhood snapshot

Population

32,203

Median age

55.1

Median income

$69,721

Median home value

$363,400

Avg household

2.03

Households w/ children

2,803

For the school run

Sarasota County School District

ElementaryPhillippi Shores Elementary School★★★★★
HighRiverview High School★★★★
MiddleBrookside Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Sarasota market

Seller’s marketLeans seller4.5 months of inventoryBuyer’s market

$475K$493K

Sarasota median sold, yr/yr

95.2%

Sale-to-list ratio (12 mo)

166 of 400

Sarasota actives have cut their price

Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 35% above the SARASOTA 34231 median. See the full Sarasota market guide →

Paper trail

This home's history

Apr 5, 2026Listed at $269,900 · 129 days on market since
1975Built · CAPTIVA GARDENS

Reality check

What actually sold near 2974 CAPTIVA GARDENS DRIVE UNIT 17

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1508 PELICAN COVE ROAD UNIT 230Sold · Apr ’26

$324,500

1508 PELICAN COVE ROAD UNIT 230

2 bd · 2 ba · 1,211 sqft · $268/sqft · 119 DOM

1508 PELICAN COVE ROAD UNIT GR232Sold · Jul ’26

$287,500

1508 PELICAN COVE ROAD UNIT GR232

2 bd · 2 ba · 1,211 sqft · $237/sqft · 143 DOM

1623 PELICAN COVE ROAD UNIT BA124Sold · Mar ’26

$339,000

1623 PELICAN COVE ROAD UNIT BA124

2 bd · 2 ba · 1,216 sqft · $279/sqft · 20 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Leliana Vazquez

Your agent

Leliana Vazquez

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 2974 CAPTIVA GARDENS DRIVE UNIT 17 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2974 CAPTIVA GARDENS DRIVE UNIT 17 — before you fall in love.

See it in person

Schedule a tour

Live availability from Leliana's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

2974 CAPTIVA GARDENS DRIVE UNIT 17 FAQs

What would the monthly payment be for 2974 CAPTIVA GARDENS DRIVE UNIT 17?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,994/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 2974 CAPTIVA GARDENS DRIVE UNIT 17?+

The most recent tax bill on record (2025) was $1,511. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2974 CAPTIVA GARDENS DRIVE UNIT 17?+

The listing reports pets: Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Sarasota?+

At $269,900, this home is listed about 52% below the Sarasota median of $559,500. The market section on this page shows how the area is trending.

Which schools are assigned to 2974 CAPTIVA GARDENS DRIVE UNIT 17?+

Phillippi Shores Elementary School (elementary), Riverview High School (high), Brookside Middle School (middle) — Sarasota County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$269,900 runs 35% above the SARASOTA 34231 median.

02Time on market is leverage

129 days on market against a Sarasota median of 63 — sellers in this position are usually ready to negotiate.

03Strong assigned schools

Phillippi Shores Elementary School, Riverview High School, Brookside Middle School — Phillippi Shores Elementary School rates 5 of 5. Always verify assignments with the district.

Listing courtesy of SHORE TO SHORE R.E. · Jim Claydon. MLS #A4688730.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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