CENTURY 21 Edge
$3,600$3,7504 bd2 ba1,999 sqft$2 /sqft$186 /mo all-in ↓

4604 TOBERMORY WAY, BRADENTON, FL, 34211

Active117 days on marketListed Apr 9, 2026MLS #A4689371

Priced 99% below the BRADENTON 34211 medianReduced $150Single Family ResidenceROSEDALE ADD PH II

About this home

4604 TOBERMORY WAY

Welcome to this maintenance-free 3-bedroom, 4th flex/den, 2-bath single-family home in the gated Rosedale Golf & Tennis Country Club, available unfurnished annually (or furnished for annual, seasonal, or short-term rental (60-day minimum)) with option to renew. This light, bright open floor plan features ceramic tile flooring, stainless steel appliances, stone countertops, and mounted flat-screen TVs, offering a true move-in ready, turnkey rental. The upgraded kitchen overlooks the spacious great room—perfect for entertaining. Enjoy peaceful pond views from the screened-in lanai, ideal for morning coffee or evening relaxation. The home offers 3 bedrooms plus a 4th bedroom/flex space (ideal office or guest room), 2 full baths, and a 2-car garage. The primary suite includes a large walk-in closet, dual sinks, and walk-in shower. Rent includes lawn care, high-speed fiber optic internet, cable, 24/7 gated access, providing true low-maintenance living. Optional membership at Rosedale Golf & Tennis Country Club offers access to championship golf, tennis courts, resort-style pool, fitness center, clubhouse dining, and an active social calendar. Prime location near I-75, SR-70, UTC Mall, shopping, dining, medical facilities, and world-renowned Gulf beaches including Siesta Key, St. Pete Beach, and Clearwater Beach. Rental Options: Annual Lease (12+ months): $3,600/month (tenant pays utilities) Short-Term Off-Season furnished (May–Nov): $3,750 /month (utilities included) Seasonal (Dec–Apr): $5,500/month (utilities included, 2-month minimum) Leases 6 months or less subject to applicable taxes. Longer leases are tax-exempt.

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

1,999

Sqft

0.28 ac

Lot size

2

Garage

2020

Year built

One

Levels

$2

Per sqft

Water viewNegotiable

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Disposal · Dryer · Exhaust Fan · Microwave · Range · Refrigerator · Tankless Water Heater · Washer
InteriorCrown Molding · Eating Space In Kitchen · High Ceilings · Open Floorplan · Primary Bedroom Main Floor · Smart Home · Solid Surface Counters · Stone Counters · Thermostat · Tray Ceiling(s) · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingNatural Gas
FurnishedNegotiable

Outside & construction

ViewWater
ParkingDriveway · Garage Door Opener · Off Street
ExteriorHurricane Shutters · Irrigation System · Lighting · Rain Gutters

Community & fees

PetsNo
CommunityClubhouse · Dog Park · Fitness Center · Gated Community - Guard · Golf Carts OK · Golf · Pool · Restaurant · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Fiber Optics · Natural Gas Connected · Public · Sewer Connected · Sprinkler Recycled · Water Connected
WaterPublic

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$186 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$21
FHA mortgage insurance (est.)$2
Est. property taxes (1.1%/yr)$3
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $126Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $126
Interest rate6.00%
Loan term

Estimated payment

$186/mo

Principal & interest$21
FHA mortgage insurance (est.)$2
Est. property taxes$3
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs ROSEDALE ADD PH II

$2 vs $347

Days on market

117 vs 55 typical

Where $2/sqft sits among the 9 homes for sale in ROSEDALE ADD PH II

0 · this home
0
0
2
3
4
$2–73$73–143$143–214$214–285$285–355$355+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Rosedale

Map of 4604 TOBERMORY WAY inside its neighborhood boundary

Drive times from this address

Downtown Tampa55 min
Tampa Int’l Airport (TPA)66 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Bradenton. See the full Bradenton guide →

Rosedale — neighborhood snapshot

Population

1,656

Median age

65

Median income

$143,300

Median home value

$556,100

Avg household

3

Households w/ children

93%

For the school run

Manatee County School District

HighLakewood Ranch High School★★★★
MiddleDr Mona Jain Middle School★★★★
ElementaryBraden River Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Bradenton market

Seller’s marketLeans seller4.1 months of inventoryBuyer’s market

$395K$420K

Bradenton median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

6 of 9

ROSEDALE ADD PH II have cut their price

Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 99% below the BRADENTON 34211 median. See the full Bradenton market guide →

Paper trail

This home's history

CurrentPrice reduced to $3,600 $150
Apr 9, 2026Listed at $3,750 · 117 days on market since
2020Built · ROSEDALE ADD PH II

Reality check

What actually sold near 4604 TOBERMORY WAY

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4825 TOBERMORY WAYSold · Jan ’26

$675,000

4825 TOBERMORY WAY · same community

4 bd · 2 ba · 1,999 sqft · $338/sqft · 39 DOM

4524 BALTRY COURTSold · May ’26

$640,000

4524 BALTRY COURT · same community

4 bd · 2 ba · 1,999 sqft · $320/sqft · 6 DOM

10016 CARNOUSTIE PLACESold · May ’26

$540,000

10016 CARNOUSTIE PLACE · same community

4 bd · 3 ba · 2,016 sqft · $268/sqft · 9 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Robert Holmgren

Your agent

Robert Holmgren

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 4604 TOBERMORY WAY — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4604 TOBERMORY WAY — before you fall in love.

See it in person

Schedule a tour

Live availability from Robert's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

4604 TOBERMORY WAY FAQs

What would the monthly payment be for 4604 TOBERMORY WAY?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $186/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

Are pets allowed at 4604 TOBERMORY WAY?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Bradenton?+

At $3,600, this home is listed about 99% below the Bradenton median of $389,900. The market section on this page shows how the area is trending.

Which schools are assigned to 4604 TOBERMORY WAY?+

Lakewood Ranch High School (high), Dr Mona Jain Middle School (middle), Braden River Elementary School (elementary) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Under the BRADENTON 34211 market on paper

$3,600 is 99% below the BRADENTON 34211 median of $409,250, and at $2/sqft it sits under the Bradenton average of $263.

02Water views

The water view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

117 days on market against a Bradenton median of 55 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Lakewood Ranch High School, Dr Mona Jain Middle School, Braden River Elementary School — Lakewood Ranch High School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $3,750, now $3,600 — a $150 cut. The full history is in the market section below.

Listing courtesy of FINE PROPERTIES · Carol Tucker. MLS #A4689371.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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4604 TOBERMORY WAY, BRADENTON, FL — 4 Bed, 2 Bath — $3,600 | CENTURY 21 Edge