14541 DERNA TERRACE, BRADENTON, FL, 34211
Pending118 days on marketListed Apr 9, 2026MLS #A4689411
About this home
14541 DERNA TERRACE
Under Construction. What's Special: Oversized Garage | Golf Course Community | Single Level Living. New Construction - July Completion! Built by America's Most Trusted Home Builder. Welcome to the Arezzo at 14541 Derna Terrace in Esplanade at Azario Lakewood Ranch! This beautifully designed new villa welcomes you through a side entry into an open and spacious layout made for easy living. The designer kitchen overlooks the dining area and inviting great room and features white shaker cabinets, quartz countertops, and cushion close doors and drawers for a polished finish. Luxury vinyl plank wood tone flooring runs throughout the main living areas and is complemented by crown molding for an elevated touch. Sliding glass doors lead from the great room to a covered lanai with a screened patio, perfect for relaxing outdoors. The primary suite offers a private retreat with a well-appointed bath and a two-sided walk-in closet, while two secondary bedrooms, a full bath, a dedicated study, and a conveniently located laundry room round out the home, all enhanced by whole house impact windows. Additional Highlights Include: Study with pocket doors in place of flex, extended screeded patio, 8' interior doors, tray ceiling package, 4' garage extension, and additional sink at secondary bath. Photos are for representative purposes only. MLS#A4689411 Resort-Style Living in Esplanade at Azario Lakewood Ranch, the perfect blend of relaxation and recreation! Enjoy the heated resort-style pool, state-of-the-art fitness center, and energizing aerobics classes. For outdoor enthusiasts, there are pickleball courts, scenic trails, Vitality Park, and if golf is your game, you'll love Esplanade's 18-hole championship course! Unwind with a facial massage or by the fire pit after a workout. Exclusive amenities like a Wellness Center, Culinary Center, and sports courts ensure there's something for everyone, whether you want to stay active or relax in style.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,925
Sqft
0.16 ac
Lot size
2
Garage
2026
Year built
One
Levels
$285
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,373 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,877/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−11%
Days on market
118 vs 55 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bradenton
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bradenton. See the full Bradenton guide →
BRADENTON 34211 — neighborhood snapshot
Population
20,786
Median age
48.5
Median income
$118,565
Median home value
$601,300
Avg household
2.65
Households w/ children
1,934
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bradenton market
$395K → $421K
Bradenton median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 34% above the BRADENTON 34211 median. See the full Bradenton market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Robert Holmgren
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 14541 DERNA TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 14541 DERNA TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Robert's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
14541 DERNA TERRACE FAQs
What would the monthly payment be for 14541 DERNA TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,373/mo — principal and interest, estimated property taxes, the $735/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 14541 DERNA TERRACE?+
The association fee works out to $735 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 14541 DERNA TERRACE?+
The most recent tax bill on record (2025) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 14541 DERNA TERRACE?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bradenton?+
At $549,569, this home is listed about 41% above the Bradenton median of $389,650. The market section on this page shows how the area is trending.
Which schools are assigned to 14541 DERNA TERRACE?+
Dr Mona Jain Middle School (middle), B.D. Gullett Elementary School (elementary), Lakewood Ranch High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$549,569 runs 34% above the BRADENTON 34211 median — but at 1,925 sqft it's also 23% larger than the typical Bradenton listing.
02Know the monthly fee
The association fee is $735/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
03Time on market is leverage
118 days on market against a Bradenton median of 55 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Dr Mona Jain Middle School, B.D. Gullett Elementary School, Lakewood Ranch High School — Dr Mona Jain Middle School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $671,569, now $549,569 — a $122K cut. The full history is in the market section below.
Listing courtesy of TAYLOR MORRISON RLTY OF FLA · Michelle Campbell. MLS #A4689411.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Bradenton homes, in your inbox
Like 14541 DERNA TERRACE but not quite? A daily digest of every new listing in Bradenton — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Robert to ping you on any price or status change →