CENTURY 21 Edge
$199,900$230,000$1,569 /mo all-in ↓

GRAHAM RD, PUNTA GORDA, FL, 33982

Active106 days on marketListed Apr 10, 2026MLS #A4689585

Reduced $30K

About this home

GRAHAM RD

10-Acre Rural Homesite on Graham Road – Now Just $199,900! Build Your Florida Dream in Punta Gorda! Discover the perfect blend of privacy, space, and endless opportunity with this expansive 10-acre agricultural parcel along Graham Road in desirable East Charlotte County (ZIP 33982). Now priced at $199,900 after a recent price reduction. Previously used as an orchard, this AG-zoned parcel offers a fantastic blank canvas ready for your vision. Clear and prepare the land to suit your needs—whether you’re dreaming of building a custom country home, creating a family compound, starting a small farm or equestrian setup, or simply enjoying peaceful rural living with plenty of room to roam. ? 10 Private Acres ? AG Zoning – Flexible uses ? Prime East County Location – Convenient to Punta Gorda, Port Charlotte, and major roads Escape the hustle and embrace the Florida lifestyle you’ve been waiting for. Plenty of room for gardens, livestock, workshops, or simply soaking in the wide-open skies and tranquil surroundings. Great value on 10 acres with room to create your own private retreat. Call today for more details or to schedule a private showing.

Facts & features

The home at a glance

10 ac

Lot size

Inside

Outside & construction

Community & fees

Taxes (2025)$1,728/yr

Utilities & systems

UtilitiesElectrical Nearby
WaterPrivate

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,569 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,177
FHA mortgage insurance (est.)$88
Property tax — 2025 actual bill$144
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $6,997Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $6,997
Interest rate6.00%
Loan term

Estimated payment

$1,569/mo

Principal & interest$1,177
FHA mortgage insurance (est.)$88
Property taxes (actual bill)$144
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Punta Gorda

Map of GRAHAM RD

Get to know Punta Gorda. See the full Punta Gorda guide →

PUNTA GORDA 33982 — neighborhood snapshot

Population

12,543

Median age

53.1

Median income

$68,514

Median home value

$285,400

Avg household

2.24

Households w/ children

1,033

For the school run

Charlotte County School District

ElementaryEast Elementary School★★★★★
MiddlePunta Gorda Middle School★★★★★
HighCharlotte High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Punta Gorda market

Seller’s marketBalanced6.0 months of inventoryBuyer’s market

$345K$345K

Punta Gorda median sold, yr/yr

95.0%

Sale-to-list ratio (12 mo)

Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 48% above the PUNTA GORDA 33982 median. See the full Punta Gorda market guide →

Paper trail

This home's history

CurrentPrice reduced to $199,900 $30K
Apr 10, 2026Listed at $230,000 · 106 days on market since

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Jessica Stickler

Your agent

Jessica Stickler

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about GRAHAM RD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for GRAHAM RD — before you fall in love.

See it in person

Schedule a tour

Live availability from Jessica's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

GRAHAM RD FAQs

What would the monthly payment be for GRAHAM RD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,569/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on GRAHAM RD?+

The most recent tax bill on record (2025) was $1,728. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Punta Gorda?+

At $199,900, this home is listed about 42% below the Punta Gorda median of $344,849. The market section on this page shows how the area is trending.

Which schools are assigned to GRAHAM RD?+

East Elementary School (elementary), Punta Gorda Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of TREND REALTY · Liz Wiggins. MLS #A4689585.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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GRAHAM RD, PUNTA GORDA, FL — $199,900 | CENTURY 21 Edge