CENTURY 21 Edge
$675,000$699,9993 bd2 ba1,757 sqft$384 /sqft$4,641 /mo all-in ↓

6649 PINELLAS POINT DRIVE S, ST PETERSBURG, FL, 33712

Active112 days on marketListed Apr 24, 2026MLS #A4690826

Reduced $25KPrivate poolSingle Family ResidenceSTEPHENSONS SUB 1

About this home

6649 PINELLAS POINT DRIVE S

Sitting on nearly a quarter acre this 3 bed, 2 bath pool home has been recently updated with a timeless design. The kitchen has custom cabinetry and a large island with enough room for 4 bar stools. The beautiful waterfall countertops not only span the sides of the island, but overflow onto the front. Adjacent to the kitchen is the formal dining space with 3 nearly floor to ceiling windows that bring the space an ample amount of natural light. A perfectly situated breakfast nook is off of the kitchen and has views of the living space. The nook is wrapped in custom wood matching the kitchen cabinets and is the perfect space for casual dining or work from home space. The living room has plenty of space for a sectional and has an electric fireplace built out with decorative tile. The living room also has access via sliding glass doors to the screened in lanai where there is plenty of space to entertain with an outdoor eating and bar space. The home has a nice split floor plan with 2 additional bedrooms and an updated bath with double vanity on one side, and the primary suite on the other. The primary suite has large windows overlooking the backyard and pool as well as sliders that take you out to the screened in lanai. The primary suite bath has a double vanity, large walk in shower with cove lighting, and a walk in closet. Outside, the large pool was recently resurfaced and retiled and the backyard still has plenty of green space with new sod and a white vinyl fence. Additional features include hurricane impact windows, new luxury vinyl plank flooring throughout, smooth level 5 drywall finish, and located on a corner lot in a NON-FLOOD ZONE. Located in the sought after Pinellas Point neighborhood, this home is conveniently located close to shops and restaurants all while having the luxury of the peace and quiet. Interstate access is nearby which will take you North towards Tampa or South to the Skyway Bridge and Sarasota areas. The neighborhood has plenty of tree lined streets perfect for walking, jogging, biking, or golf carting. With no HOA have the option to keep your RV or boat in the large backyard as you are minutes away from the boat ramp and Tampa Bay. The St. Petersburg Country Club is also just a short distance away and has recently underwent a massive renovation. The popular white sand beaches of the Gulf are nearby and the Tampa International Airport is less than 30 minutes away making travel and commuting easy.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,757

Sqft

0.22 ac

Lot size

2

Garage

1973

Year built

One

Levels

$384

Per sqft

Private poolFireplaceNegotiablePets allowed

Inside

FlooringTile · Vinyl
AppliancesDishwasher · Range · Range Hood · Refrigerator
InteriorCeiling Fan(s) · Eating Space In Kitchen · Open Floorplan · Primary Bedroom Main Floor
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesEast
ExteriorSliding Doors

Community & fees

Taxes (2025)$7,029/yr
PetsYes

Utilities & systems

UtilitiesElectricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,641 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,642
PMI (est., until 20% equity)$253
Property tax — 2025 actual bill$586
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $67,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $67,500
Interest rate6.00%
Loan term

Estimated payment

$4,641/mo

Principal & interest$3,642
PMI (est., until 20% equity)$253
Property taxes (actual bill)$586
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $675K
$574KedgeAI estimate $643,524 · range $598K$662K$702K

vs edgeAI estimate

+4.9%

$/sqft vs St Petersburg actives

$384 vs $336

Days on market

112 vs 58 typical

Where $384/sqft sits among the 400 St Petersburg actives

135
138 · this home
58
28
11
30
$134–271$271–408$408–545$545–682$682–818$818+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Greater Pinellas Point

Map of 6649 PINELLAS POINT DRIVE S inside its neighborhood boundary

Drive times from this address

Tampa Int’l Airport (TPA)32 min
Downtown Tampa33 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Petersburg. See the full St Petersburg guide →

Greater Pinellas Point — neighborhood snapshot

Population

17,370

Median age

45

Median income

$64,146

Median home value

$299,751

Avg household

2

Households w/ children

1,896

For the school run

Pinellas County School District

ElementaryMaximo Elementary School★★★★
MiddleBay Point Middle School★★★★★
HighLakewood High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Petersburg market

Seller’s marketLeans seller4.2 months of inventoryBuyer’s market

$380K$402K

St Petersburg median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

228 of 400

St Petersburg actives have cut their price

Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 114% above the ST PETERSBURG 33712 median. See the full St Petersburg market guide →

Paper trail

This home's history

CurrentPrice reduced to $675,000 $25K
Apr 24, 2026Listed at $699,999 · 112 days on market since
1973Built · STEPHENSONS SUB 1

Reality check

What actually sold near 6649 PINELLAS POINT DRIVE S

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

6801 PINELLAS POINT DRIVE SSold · Sep ’25

$355,000

6801 PINELLAS POINT DRIVE S · same community

2 bd · 2 ba · 1,604 sqft · $221/sqft · 98 DOM

6801 PINELLAS POINT DRIVE SSold · Jun ’26

$617,500

6801 PINELLAS POINT DRIVE S · same community

3 bd · 2 ba · 1,604 sqft · $385/sqft · 15 DOM

1546 69TH PLACE SSold · Sep ’25

$643,200

1546 69TH PLACE S

4 bd · 2 ba · 1,719 sqft · $374/sqft · 76 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Cindy Fernandez

Your agent

Cindy Fernandez

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 6649 PINELLAS POINT DRIVE S — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 6649 PINELLAS POINT DRIVE S — before you fall in love.

See it in person

Schedule a tour

Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

6649 PINELLAS POINT DRIVE S FAQs

What would the monthly payment be for 6649 PINELLAS POINT DRIVE S?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,641/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 6649 PINELLAS POINT DRIVE S?+

The most recent tax bill on record (2025) was $7,029. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 6649 PINELLAS POINT DRIVE S?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Petersburg?+

At $675,000, this home is listed about 55% above the St Petersburg median of $435,000. The market section on this page shows how the area is trending.

Which schools are assigned to 6649 PINELLAS POINT DRIVE S?+

Maximo Elementary School (elementary), Bay Point Middle School (middle), Lakewood High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$675,000 runs 114% above the ST PETERSBURG 33712 median — but at 1,757 sqft it's also 31% larger than the typical St Petersburg listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03The price has already moved

Listed at $699,999, now $675,000 — a $25K cut. The full history is in the market section below.

Listing courtesy of REAL BROKER, LLC · D.J. Bryant. MLS #A4690826.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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6649 PINELLAS POINT DRIVE S, ST PETERSBURG, FL — 3 Bed, 2 Bath — $675,000 | CENTURY 21 Edge