CENTURY 21 Edge
Mixed Use

Commercial Lease · Mixed Use

$17,940988 sq ft$18 /sq ft0.02 acres

3909 E BAY DRIVE UNIT 4, HOLMES BEACH, FL, 34217

Active93 days on marketListed Apr 22, 2026MLS #A4690930

About this property

The property at a glance

Rare office space available in well established Anna Maria Island commercial building in the heart of Holmes Beach. The office resides in a commercial condominium equipped with elevator, internal stairs and public restrooms for men and women on the second and third floor. The unit for lease is on the second floor. Sign space available on East Bay drive on the main thoroughfare. Plenty of exterior parking with both a street side and back door entrance. Building provides diverse occupants of tax consultant, medical offices and construction. Current layout of 988 square feet is a break room with galley kitchen equipped with sink and updated kitchen cabinets. There are three multi occupant areas equipped with office work surfaces as well as one room that contains shelving for storage. Interior is decorated coastal with ship lap walls and large doors with glass. Move in ready and perfect for a small-medium professional office. Space is directly off the main commercial thoroughfare running North and South on Anna Maria Island. Publix, CVS, Walgreens as well as the largest outdoor shopping area on Anna Maria island is an orange throw across the street. This is a perfect location to service the residents and visitors of Anna Maria Island. Space is available mid-late Summer. Current tenant is real estate office. Please note, this is a triple net lease. There are CAM fees and property taxes in addition to published monthly rent.

988

Building sq ft

$18

Price / sq ft

0.02

Lot acres

1985

Year built

1

Building

C1

Zoning

Mixed Use

Property type

Building size988 sq ft
Lot size0.02 acres
Year built1985
Buildings1
ZoningC1
ConstructionConcrete
CoolingCentral Air
Annual taxes$2,998

The numbers

Investment snapshot

Modified Gross

Lease structure

3 to 5 Years

Lease term

Estimated payment (illustrative)

Down payment25% · $4,485
Interest rate6.00%
Loan term

Estimated payment

$491/mo

Principal & interest$81
Property taxes (actual bill)$250
Est. insurance$160

Illustrative only. Commercial loans are underwritten on the property’s income (DSCR, cap rate) — typically 25–35% down with lender-set terms. Ask a commercial lender for real numbers. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Financing

Commercial financing works differently from a home loan — expect roughly 25–35% down with terms driven by the property’s income and your lender’s underwriting (DSCR, cap rate), not FHA or VA programs. Ask Robert to connect you with a commercial lender for real numbers.

Where it sits

Location & trade area

20,000vehicles / day · 2025Cr 789/Gulf Dr to Flamingo Dr · Traffic count · Florida DOT
5-min drive10-min drive15-min drive

What’s nearby

Alvin's IslandRetail0.1 mi
CVS PharmacyBank0.1 mi
PublixGrocery0.1 mi
Kiwi Style Fish and ChipsRestaurant0.1 mi
Skinnys PlaceRestaurant0.2 mi
WalgreensBank0.3 mi
Bamboo ApartmentsLodging0.3 mi
Anna Maria Island Beach CafeRestaurant0.3 mi
Mr BonesRestaurant0.4 mi
Anchor InnRestaurant0.4 mi
Mister Roberts Resort WearRetail0.8 mi
Hurricane LiquorsRetail0.8 mi
Hurricane HanksRestaurant0.8 mi
Scott’s DeliRestaurant0.8 mi
The Island TraderRetail0.8 mi
Hancock Whitney Financial CenterBank0.8 mi
Minnie Beach CafeRestaurant0.8 mi
Time Saver SpiritsRetail0.9 mi
BeachhouseLodging0.9 mi
Rader's ReefRetail0.9 mi
ShellGrocery0.9 mi
Freckled Fin Irish PubRestaurant0.9 mi

Business data © OpenStreetMap contributors

The area

Who's around this property

3,774

Population

$90,278

Median income

69.2

Median age

1.8

Avg household

$636,300

Median home value

$1,657/mo

Median rent

130

Households w/ kids

Recent sales

What actually sold near 3909 E BAY DRIVE UNIT 4

The most comparable commercial properties that changed hands nearby. No two are identical — ask us for a full comparative analysis.

2501 GULF DRIVE N UNIT 102

$24,000

2501 GULF DRIVE N UNIT 102

416 sqft · $58/sqft · Sold Mar 16, 2026

3008 AVENUE C

$700,000

3008 AVENUE C

2,055 sqft · $341/sqft · Sold Apr 18, 2025

413 PINE AVENUE

$1,850,000

413 PINE AVENUE

2,772 sqft · $667/sqft · Sold Jan 5, 2026

Your team

The pros in your corner

Robert Holmgren

Your agent

Robert Holmgren

REALTOR® · CENTURY 21 Edge

Tours, offers, and every question about 3909 E BAY DRIVE UNIT 4 — start here.

Andrew Acosta

Financing contact

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Ask about commercial financing options for 3909 E BAY DRIVE UNIT 4.

See it in person

Schedule a tour

Live availability from Robert's calendar — pick a time and it's booked.

Listing courtesy of ISLAND REAL ESTATE-ANNA MARIA · Larry Chatt. MLS #A4690930.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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