710 SW 77TH TERRACE, GAINESVILLE, FL, 32607
Active82 days on marketListed May 14, 2026MLS #A4693588
About this home
710 SW 77TH TERRACE
Welcome to this beautifully updated 3-bedroom, 2-bath home situated on a spacious .44-acre lot with no HOA. Thoughtfully remodeled throughout, both bathrooms feature modern finishes, while the kitchen boasts granite countertops, a cozy coffee nook, and a convenient eat-in counter seating area—perfect for casual dining and entertaining. Inside, you will also find a warm and spacious living room featuring a large stone wood-burning fireplace, a laundry room with storage and attic access, and a bright Florida room offering additional flexible living space. Major updates include a newer roof, energy-efficient windows, newer water heater, and a freshly painted exterior. The home is fully landscaped front and back with an installed sprinkler system, creating a lush and inviting outdoor setting. Enjoy Florida living at its best with multiple outdoor entertaining spaces, including a large back deck ideal for grilling and gathering, a dedicated fire pit area, and a charming front porch with a storage closet. The backyard is fully fenced for privacy and pets. This property is designed for convenience and versatility, offering RV or boat parking, a 30-amp RV hookup, a long driveway with space for 4+ vehicles, and a 12x24 storage shed. Located just minutes from the University of Florida (approx. 15min/6 miles), Archer Road, major hospitals, restaurants, and I-75—this home offers both comfort and unbeatable convenience. Pet-friendly, move-in ready, and full of charm—this one has it all.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,578
Sqft
0.44 ac
Lot size
1981
Year built
One
Levels
$228
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,602 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,602/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+3.4%
$/sqft vs Gainesville actives
$228 vs $199
Days on market
82 vs 45 typical
Where $228/sqft sits among the 400 Gainesville actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Gainesville
Get to know Gainesville. See the full Gainesville guide →
GAINESVILLE 32607 — neighborhood snapshot
Population
31,938
Median age
26.9
Median income
$46,517
Median home value
$297,800
Avg household
2.2
Households w/ children
2,649
For the school run
Alachua County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Gainesville market
$294K → $340K
Gainesville median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
187 of 400
Gainesville actives have cut their price
Median sold price, Gainesville, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 91% above the GAINESVILLE 32607 median. See the full Gainesville market guide →
Paper trail
This home's history
Reality check
What actually sold near 710 SW 77TH TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$285,000
501 SW 75TH TERRACE · same community
3 bd · 2 ba · 1,413 sqft · $202/sqft · 3 DOM
Sold · Mar ’26$350,000
302 SW 77TH TERRACE · same community
3 bd · 3 ba · 1,757 sqft · $199/sqft · 20 DOM
Sold · Mar ’26$310,000
309 SW 77TH TERRACE · same community
3 bd · 2 ba · 1,240 sqft · $250/sqft · 79 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Zack Zonker
President Tampa Division · CENTURY 21 Edge
Tours, negotiation, and every question about 710 SW 77TH TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 710 SW 77TH TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
710 SW 77TH TERRACE FAQs
What would the monthly payment be for 710 SW 77TH TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,602/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 710 SW 77TH TERRACE?+
The most recent tax bill on record (2025) was $1,959. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 710 SW 77TH TERRACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Gainesville?+
At $360,000, this home is listed about 22% above the Gainesville median of $295,000. The market section on this page shows how the area is trending.
Which schools are assigned to 710 SW 77TH TERRACE?+
Lawton M. Chiles Elementary School (elementary), Fort Clarke Middle School (middle), F. W. Buchholz High School (high) — Alachua County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$360,000 runs 91% above the GAINESVILLE 32607 median.
02Strong assigned schools
Lawton M. Chiles Elementary School, Fort Clarke Middle School, F. W. Buchholz High School — Lawton M. Chiles Elementary School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $370,000, now $360,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS ON THE WATER · Robynn Roberts. MLS #A4693588.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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