258 RIO DE JANEIRO AVENUE, PUNTA GORDA, FL, 33983
Active86 days on marketListed May 18, 2026MLS #A4693994
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Upcoming open house
Sun, Aug 16
12:00 PM – 3:00 PM
About this home
258 RIO DE JANEIRO AVENUE
Welcome to affordable Florida living in the highly desirable Deep Creek community. Built in 2021 and situated on nearly a quarter-acre lot, this 4-bedroom, 2-bath home offers modern comfort, functional design, and an exceptional location. Inside, you'll find a spacious split-bedroom floor plan with an open-concept layout perfect for everyday living and entertaining. The kitchen features quartz countertops, stainless steel appliances, a large closet pantry, breakfast bar seating, and flows seamlessly into the dining and living areas. The inside laundry room includes the washer and dryer for added convenience, while hurricane shutters provide peace of mind during storm season. Enjoy all that Deep Creek has to offer with low HOA dues of just $210 annually, providing access to a playground, tennis courts, and basketball courts, along with minimal deed restrictions, no CDD fees, and an X flood zone location. Ideally situated just minutes from I-75, you'll enjoy easy access to Sarasota, Fort Myers, and historic downtown Punta Gorda, as well as nearby boating, fishing, golf courses, nature parks, Gulf Coast beaches, Sunseeker Resort Charlotte Harbor, CoolToday Park, home of Atlanta Braves Spring Training, and Charlotte Sports Park, home of Tampa Bay Rays Spring Training. Don't miss this opportunity to own a newer home in one of Southwest Florida's most sought-after communities.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,846
Sqft
0.24 ac
Lot size
2
Garage
2021
Year built
One
Levels
$171
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,542 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,542/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−0.9%
$/sqft vs Punta Gorda actives
$171 vs $206
Days on market
86 vs 62 typical
Where $171/sqft sits among the 400 Punta Gorda actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Deep Creek
Get to know Punta Gorda. See the full Punta Gorda guide →
Deep Creek — neighborhood snapshot
Population
13,000
Median age
55
Median income
$70,043
Median home value
$306,257
Avg household
2
Households w/ children
1,092
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $330K
Punta Gorda median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
199 of 400
Punta Gorda actives have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 320% above the PUNTA GORDA 33983 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 258 RIO DE JANEIRO AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$232,000
25157 LAHORE LANE
3 bd · 2 ba · 1,847 sqft · $126/sqft · 36 DOM
Sold · Aug ’26$284,000
26140 DUNEDIN COURT
3 bd · 2 ba · 1,842 sqft · $154/sqft · 2 DOM
Sold · Nov ’25$340,000
1369 VERMOUTH LANE
3 bd · 2 ba · 1,841 sqft · $185/sqft · 25 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anthony Richardson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 258 RIO DE JANEIRO AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 258 RIO DE JANEIRO AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Anthony's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
258 RIO DE JANEIRO AVENUE FAQs
What would the monthly payment be for 258 RIO DE JANEIRO AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,542/mo — principal and interest, the actual property-tax bill, the $18/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 258 RIO DE JANEIRO AVENUE?+
The association fee works out to $18 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 258 RIO DE JANEIRO AVENUE?+
The most recent tax bill on record (2025) was $4,447. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 258 RIO DE JANEIRO AVENUE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $314,900, this home is listed about 7% below the Punta Gorda median of $339,500. The market section on this page shows how the area is trending.
Which schools are assigned to 258 RIO DE JANEIRO AVENUE?+
Deep Creek Elementary School (elementary), Punta Gorda Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$314,900 runs 320% above the PUNTA GORDA 33983 median.
02Strong assigned schools
Deep Creek Elementary School, Punta Gorda Middle School, Charlotte High School — Deep Creek Elementary School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $325,000, now $314,900 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CHANNELL REAL ESTATE & INVESTMENTS · DJ Morieko. MLS #A4693994.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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