CENTURY 21 Edge
$319,000$329,0003 bd2 ba1,034 sqft$309 /sqft$2,610 /mo all-in ↓

5044 BETTY STREET N, ST PETERSBURG, FL, 33709

Active75 days on marketListed Jun 7, 2026MLS #A4694426

Reduced $10KSingle Family ResidenceBAYNARD LEE JR 2

About this home

5044 BETTY STREET N

Welcome to 5044 Betty Street N, a beautifully updated modern home nestled near the end of street with no through traffic. Surrounded by mature trees and lush greenery, this property offers a cool, inviting atmosphere. Thoughtful updates throughout create a move-in-ready opportunity that blends style, comfort, and functionality. The home is outside of the flood zone and has no HOA, helping to keep insurance and ownership costs low. The property is in unincorporated Pinellas County, which allows adding ADUs and short-term rentals, providing flexible options for a new homeowner or experienced investor. From the covered front entry, you are welcomed into a bright foyer that doubles as a convenient mudroom and laundry area, complete with a pocket door to help minimize noise. Luxury vinyl plank flooring flows throughout the home, offering both durability and water resistance. The updated kitchen features granite countertops, stainless-steel appliances, shaker cabinets with soft-close doors, and a built-in breakfast bar that opens to the living room, creating an ideal space for everyday living and entertaining. The living room is centered around an electric fireplace with adjustable colors and heat settings, adding warmth and ambiance year-round. Sliding glass doors open to a spacious screened front porch, providing a comfortable outdoor retreat to enjoy the fresh air with a cold drink or hot cup of coffee. The home offers three bedrooms and two full bathrooms. The primary suite includes a walk-in closet with custom-built-in shelving that opens through to the private en-suite bathroom featuring marble tile and a glass-enclosed shower. The guest bathroom is conveniently located between the other two bedrooms and includes an upgraded vanity, marble tile finishes, and a tub with shower. The third bedroom has a built-in closet, abundant natural light, and sliding glass doors opening to the rear deck. This room is currently furnished as a home office but could also be a great game room or home gym. Outside, the fully fenced backyard provides privacy and plenty of room to enjoy the outdoors. A 20-foot-wide rear deck wraps half the home, and extends out to a detached workshop, creating an excellent setting for outdoor gatherings, projects, and hobbies. The spacious workshop includes a built-in desk and an attached storage closet for added convenience. The oversized driveway provides parking for four vehicles, plus additional space for a boat or RV. Situated on a generous 50-by-106-foot lot, this thoughtfully updated property offers a rare combination of modern upgrades, outdoor living space, and flexibility in a highly convenient location. Within approximately 10 minutes, you'll find Boca Ciega Bay, Bay Pines, the VA campus, Seminole Lake, tennis and pickleball facilities, multiple parks, public boat ramps, shopping, and dining options. St. Pete Beach and Madeira Beach are both just a short drive away and are only two of the many popular Gulf Coast destinations nearby. Additional improvements include an energy-efficient TPO roof installed in 2019, a new electrical panel installed in 2022, A/C 2019, and Sentricon termite prevention system along with quarterly pest control service that has been consistently maintained by the owner. This property delivers the perfect blend of modern comfort, outdoor enjoyment, and convenient access to everything the area has to offer.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,034

Sqft

0.12 ac

Lot size

1935

Year built

One

Levels

$309

Per sqft

FireplaceTrees/Woods viewNegotiablePets allowed

Inside

FlooringCeramic Tile · Luxury Vinyl
AppliancesBuilt-In Oven · Cooktop · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Eating Space In Kitchen · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Stone Counters · Walk-In Closet(s) · Window Treatments
LaundryElectric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric
FurnishedNegotiable

Outside & construction

RoofMembrane
ConstructionStucco · Wood Frame
FoundationCrawlspace · Pillar/Post/Pier
ViewTrees/Woods
FacesEast
ParkingOff Street · On Street
ExteriorBalcony · Courtyard · Dog Run · Lighting · Outdoor Grill · Private Mailbox · Private Yard · Sliding Doors · Storage

Community & fees

Taxes (2025)$5,174/yr
PetsCats OK, Dogs OK, Yes

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,610 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,878
FHA mortgage insurance (est.)$141
Property tax — 2025 actual bill$431
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $11,165Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $11,165
Interest rate6.00%
Loan term

Estimated payment

$2,610/mo

Principal & interest$1,878
FHA mortgage insurance (est.)$141
Property taxes (actual bill)$431
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $319K
$302KedgeAI estimate $340,180 · range $314K$405K$421K

vs edgeAI estimate

−6.2%

$/sqft vs St Petersburg actives

$309 vs $340

Days on market

75 vs 57 typical

Where $309/sqft sits among the 400 St Petersburg actives

136
136 · this home
59
28
10
31
$134–272$272–409$409–547$547–684$684–822$822+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside St Petersburg

Map of 5044 BETTY STREET N

Drive times from this address

Downtown Tampa28 min
Tampa Int’l Airport (TPA)28 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Petersburg. See the full St Petersburg guide →

ST PETERSBURG 33709 — neighborhood snapshot

Population

25,371

Median age

53.3

Median income

$52,621

Median home value

$190,300

Avg household

2.2

Households w/ children

1,922

For the school run

Pinellas County School District

ElementaryWestgate Elementary School★★★★★
HighDixie M. Hollins High School★★★★★
MiddleTyrone Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Petersburg market

Seller’s marketLeans seller4.2 months of inventoryBuyer’s market

$380K$402K

St Petersburg median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

233 of 400

St Petersburg actives have cut their price

Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 113% above the ST PETERSBURG 33709 median. See the full St Petersburg market guide →

Paper trail

This home's history

CurrentPrice reduced to $319,000 $10K
Jun 7, 2026Listed at $329,000 · 75 days on market since
1935Built · BAYNARD LEE JR 2

Reality check

What actually sold near 5044 BETTY STREET N

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5029 BETTY STREET NSold · Jun ’26

$370,000

5029 BETTY STREET N · same community

3 bd · 2 ba · 1,136 sqft · $326/sqft · 3 DOM

5019 68TH STREET NSold · Dec ’25

$155,000

5019 68TH STREET N · same community

2 bd · 2 ba · 812 sqft · $191/sqft · 31 DOM

6167 31ST AVESold · Sep ’25

$320,000

6167 31ST AVE

2 bd · 1 ba · 1,038 sqft · $308/sqft · 10 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Tyler Stoddard

Your agent

Tyler Stoddard

REALTOR · CENTURY 21 Edge

Tours, negotiation, and every question about 5044 BETTY STREET N — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5044 BETTY STREET N — before you fall in love.

See it in person

Schedule a tour

Live availability from Tyler's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

5044 BETTY STREET N FAQs

What would the monthly payment be for 5044 BETTY STREET N?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,610/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 5044 BETTY STREET N?+

The most recent tax bill on record (2025) was $5,174. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 5044 BETTY STREET N?+

The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Petersburg?+

At $319,000, this home is listed about 26% below the St Petersburg median of $430,000. The market section on this page shows how the area is trending.

Which schools are assigned to 5044 BETTY STREET N?+

Westgate Elementary School (elementary), Dixie M. Hollins High School (high), Tyrone Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$319,000 runs 113% above the ST PETERSBURG 33709 median.

02Trees/Woods views

The trees/woods view is part of what you're buying — views hold value independently of the structure.

03The price has already moved

Listed at $329,000, now $319,000 — a $10K cut. The full history is in the market section below.

Listing courtesy of MANGROVE BAY REALTY LLC · Ben Coughanour. MLS #A4694426.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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