4460 IRONWOOD CIRCLE UNIT 304A, BRADENTON, FL, 34209
Active80 days on marketListed May 22, 2026MLS #A4694534
About this home
4460 IRONWOOD CIRCLE UNIT 304A
Don’t miss this opportunity!! Offered with a $5,000 seller concession toward buyer closing costs, rate buy down, or allowable buyer expenses. Investors are welcome — there is no waiting period to lease out a unit, making this a great opportunity for buyers seeking personal use, seasonal living, or rental income potential. Bring all Offers! Seller is Motivated!! Welcome to Ironwood Fifteenth! This beautifully maintained condominium is move-in ready, filled with thoughtful updates throughout, and the bonus room has a closet so can easily be converted into a 2nd bedroom. The kitchen has been tastefully customized with stainless steel appliances, custom cabinetry, ceiling-height cabinetry, Cambria Britannica quartz countertops, and a newer garbage disposal. The bathroom has also been updated with quality finishes, including a Kohler two-stage shower faucet, custom Craft-Made Cabinetry, and a unique solid copper penny shower floor. Enjoy peace of mind with hurricane-impact windows throughout, newer hurricane shutters on the lanai, custom blinds, laminate flooring, a well-maintained A/C system, newer hot water heater, and appliances that have been serviced annually. The washer and dryer are included, and the unit also offers a private owner storage unit conveniently located right next door with ample storage space. Furnishings are negotiable, making this an easy opportunity for a buyer looking for convenience and comfort. Assigned parking space included. Ironwood offers access to a recreation center featuring a heated pool, clubhouse, and fitness center. The community is conveniently located next to Pinebrook/Ironwood Golf Club and is approximately 12 minutes from Downtown Bradenton and the Riverwalk. G.T. Bray Park is approximately 1 mile away, offering nearby recreation, green space, and community amenities. With valuable updates, flexible ownership potential, seller incentives, and a convenient Bradenton location, this is an opportunity you do not want to miss!
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
750
Sqft
1.81 ac
Lot size
1984
Year built
One
Levels
$181
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,570 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,570/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+16.8%
$/sqft vs Bradenton actives
$181 vs $246
Days on market
80 vs 55 typical
Where $181/sqft sits among the 400 Bradenton actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bradenton
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bradenton. See the full Bradenton guide →
The numbers that matter
The Bradenton market
$395K → $420K
Bradenton median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
223 of 400
Bradenton actives have cut their price
Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 65% below the Bradenton median. See the full Bradenton market guide →
Paper trail
This home's history
Reality check
What actually sold near 4460 IRONWOOD CIRCLE UNIT 304A
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$128,000
4460 IRONWOOD CIRCLE UNIT 503A · same community
2 bd · 1 ba · 750 sqft · $171/sqft · 14 DOM
Sold · May ’26$122,000
4460 IRONWOOD CIRCLE UNIT 403A · same community
2 bd · 1 ba · 750 sqft · $163/sqft · 133 DOM
Sold · Apr ’26$140,650
4460 IRONWOOD CIRCLE UNIT 301A · same community
2 bd · 2 ba · 840 sqft · $167/sqft · 51 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Donna Layton
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4460 IRONWOOD CIRCLE UNIT 304A — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4460 IRONWOOD CIRCLE UNIT 304A — before you fall in love.
See it in person
Schedule a tour
Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4460 IRONWOOD CIRCLE UNIT 304A FAQs
What would the monthly payment be for 4460 IRONWOOD CIRCLE UNIT 304A?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,570/mo — principal and interest, the actual property-tax bill, the $506/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4460 IRONWOOD CIRCLE UNIT 304A?+
The association fee works out to $506 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4460 IRONWOOD CIRCLE UNIT 304A?+
The most recent tax bill on record (2025) was $526. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4460 IRONWOOD CIRCLE UNIT 304A?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bradenton?+
At $135,900, this home is listed about 65% below the Bradenton median of $389,000. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Under the Bradenton market on paper
$135,900 is 65% below the Bradenton median of $389,000, and at $181/sqft it sits under the Bradenton average of $263.
02Know the monthly fee
The association fee is $506/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
03The price has already moved
Listed at $139,900, now $135,900 — a $4K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CITY LUXE REALTY · Anthony Gubello. MLS #A4694534.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Bradenton homes, in your inbox
Like 4460 IRONWOOD CIRCLE UNIT 304A but not quite? A daily digest of every new listing in Bradenton — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Donna to ping you on any price or status change →