1477 PARK BEACH CIRCLE UNIT 13, PUNTA GORDA, FL, 33950
Active74 days on marketListed May 26, 2026MLS #A4694583
About this home
1477 PARK BEACH CIRCLE UNIT 13
Virtually Staged. Special Buyer Incentive! Seller is offering a $5,000 credit at closing that the buyer may use toward closing costs, prepaid items, or other lender-approved expenses. Completely Updated, Move-In Ready Condo Just Steps from Fishermen’s Village BEAUTIFUL PARTIAL PEACE RIVER & CHARLOTTE HARBOR VIEWS from your screened balcony. This spacious 2-bedroom, 2-bath condo is ideally located across the street from Elizabeth & Wilson Park on the Peace River and 0.6 miles to Fishermen’s Village, offering the perfect blend of waterfront living and convenience. The light-filled interior has been extensively updated May 2026 with stylish modern finishes throughout. The kitchen and both bathrooms feature granite countertops, while recent improvements include luxury vinyl plank flooring throughout the entire unit, fresh interior paint on walls, ceilings, trim, and doors, all new baseboards, and six new ceiling fans. The kitchen features a full stainless steel appliance package. The second bedroom could act as a secondary primary with direct access to the second bath. Both bathrooms have been beautifully updated with new sinks, faucets, vanities, and new vanity lighting. Additional upgrades include new lighting in the kitchen and foyer, plus custom barn doors leading from the primary bedroom into the primary bath. Major mechanical updates include a new HVAC system installed in December 2022. The building offers elevator access to this first-floor unit, assigned covered parking under the building, and impact windows and doors for added peace of mind. Community amenities include a heated pool, pool house with restroom facilities, and grilling area. The community has also undergone numerous exterior improvements including a new metal roof, fresh exterior paint, updated balcony railings, and a new pool screen enclosure. Enjoy low-maintenance Florida living with beautiful water views in one of Punta Gorda’s most desirable waterfront locations. Schedule your private showing today.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,334
Sqft
1982
Year built
One
Levels
$187
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,133 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,133/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+10.3%
$/sqft vs Punta Gorda actives
$187 vs $208
Days on market
74 vs 59 typical
Where $187/sqft sits among the 400 Punta Gorda actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Punta Gorda Isles
Get to know Punta Gorda. See the full Punta Gorda guide →
Punta Gorda Isles — neighborhood snapshot
Population
10,031
Median age
68
Median income
$97,109
Median home value
$574,467
Avg household
2
Households w/ children
287
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $330K
Punta Gorda median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
194 of 400
Punta Gorda actives have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 6% below the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 1477 PARK BEACH CIRCLE UNIT 13
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$280,000
1335 ROCK DOVE COURT unit 49
3 bd · 2 ba · 1,384 sqft · $202/sqft · 196 DOM
Sold · Aug ’25$127,000
1354 ROCK DOVE CT UNIT A202
2 bd · 2 ba · 1,282 sqft · $99/sqft · 498 DOM
Sold · Oct ’25$247,500
1352 ROCK DOVE COURT UNIT B204
2 bd · 2 ba · 1,282 sqft · $193/sqft · 344 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Cindy Fernandez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1477 PARK BEACH CIRCLE UNIT 13 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1477 PARK BEACH CIRCLE UNIT 13 — before you fall in love.
See it in person
Schedule a tour
Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1477 PARK BEACH CIRCLE UNIT 13 FAQs
What would the monthly payment be for 1477 PARK BEACH CIRCLE UNIT 13?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,133/mo — principal and interest, the actual property-tax bill, the $1,100/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1477 PARK BEACH CIRCLE UNIT 13?+
The association fee works out to $1,100 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1477 PARK BEACH CIRCLE UNIT 13?+
The most recent tax bill on record (2025) was $3,561. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1477 PARK BEACH CIRCLE UNIT 13?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $249,000, this home is listed about 27% below the Punta Gorda median of $341,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1477 PARK BEACH CIRCLE UNIT 13?+
Sallie Jones Elementary School (elementary), Charlotte High School (high), Punta Gorda Middle School (middle) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the PUNTA GORDA 33950 market on paper
$249,000 is 6% below the PUNTA GORDA 33950 median of $265,000, and at $187/sqft it sits under the Punta Gorda average of $230.
02Know the monthly fee
The association fee is $1,100/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
03Strong assigned schools
Sallie Jones Elementary School, Charlotte High School, Punta Gorda Middle School — Sallie Jones Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $299,900, now $249,000 — a $51K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of STARLINK REALTY · Jim Dickerson. MLS #A4694583.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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