CENTURY 21 Edge
$439,000$449,0003 bd2 ba1,714 sqft$256 /sqft$3,076 /mo all-in ↓

8824 PHYLISS AVENUE, SARASOTA, FL, 34231

Active79 days on marketListed May 24, 2026MLS #A4694704

Reduced $10KSingle Family ResidencePETRECCA TERRACE

About this home

8824 PHYLISS AVENUE

Step into this delightful, well maintained, 3-bedroom, 2-bath, spanning over 1,700 square feet. This thoughtfully designed split floor plan offers versatile living spaces perfect for growing families, first-time buyers, or savvy investors looking for a property with incredible potential and an open floor plan. The home boasts a large one-car attached garage and an expansive carport, providing plenty of covered parking and storage options. Recent updates ensure peace of mind, including a newer roof (2023), a modern AC system (2019), and an upgraded electrical panel (2019). These key improvements mean fewer maintenance worries and more time to focus on making this home truly your own. Beyond the home’s walls, you’ll love its unbeatable location. Nestled centrally between the world-famous Siesta Key and Venice/Nokomis Beaches, you’ll enjoy easy access to sun-soaked days by the Gulf. Plus, convenience abounds with a soon-to-be-built Trader Joe's and Whole Foods nearby, alongside existing favorites like Sprouts, Target, and a variety of retail and dining options. You will also enjoy easy access to both Wharf Road Park and kayak launch and also the Vamo Drive neighborhood park Whether you're dreaming of crafting your perfect home or seeking a smart addition to your portfolio, this property is your opportunity to make it happen. Don't wait—this gem won't last long!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,714

Sqft

0.18 ac

Lot size

1

Garage

1973

Year built

One

Levels

$256

Per sqft

Inside

FlooringCarpet · Laminate · Vinyl
AppliancesDryer · Electric Water Heater · Range · Refrigerator · Washer
InteriorEating Space In Kitchen · Open Floorplan
LaundryIn Garage
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesEast
ExteriorSliding Doors · Storage

Community & fees

Taxes (2025)$1,647/yr

Utilities & systems

UtilitiesCable Available · Public · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,076 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,584
FHA mortgage insurance (est.)$194
Property tax — 2025 actual bill$137
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,365Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,365
Interest rate6.00%
Loan term

Estimated payment

$3,076/mo

Principal & interest$2,584
FHA mortgage insurance (est.)$194
Property taxes (actual bill)$137
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $439K
$421KedgeAI estimate $492,505 · range $459K$554K$577K

vs edgeAI estimate

−10.9%

$/sqft vs Sarasota actives

$256 vs $343

Days on market

79 vs 63 typical

Where $256/sqft sits among the 400 Sarasota actives

226 · this home
60
35
29
21
29
$157–384$384–611$611–838$838–1065$1065–1292$1292+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Sarasota

Map of 8824 PHYLISS AVENUE

Drive times from this address

Downtown Tampa71 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Sarasota. See the full Sarasota guide →

SARASOTA 34231 — neighborhood snapshot

Population

32,203

Median age

55.1

Median income

$69,721

Median home value

$363,400

Avg household

2.03

Households w/ children

2,803

For the school run

Sarasota County School District

ElementaryPhillippi Shores Elementary School★★★★★
HighRiverview High School★★★★
MiddleBrookside Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Sarasota market

Seller’s marketLeans seller4.5 months of inventoryBuyer’s market

$475K$493K

Sarasota median sold, yr/yr

95.2%

Sale-to-list ratio (12 mo)

163 of 400

Sarasota actives have cut their price

Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 100% above the SARASOTA 34231 median. See the full Sarasota market guide →

Paper trail

This home's history

CurrentPrice reduced to $439,000 $10K
May 24, 2026Listed at $449,000 · 79 days on market since
1973Built · PETRECCA TERRACE

Reality check

What actually sold near 8824 PHYLISS AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

8985 POHOY AVENUESold · Oct ’25

$400,000

8985 POHOY AVENUE · same community

3 bd · 2 ba · 1,684 sqft · $238/sqft · 78 DOM

9641 CASTLE POINT DRIVE UNIT 1221Sold · Apr ’26

$375,000

9641 CASTLE POINT DRIVE UNIT 1221

2 bd · 2 ba · 1,661 sqft · $226/sqft · 34 DOM

9550 HIGH GATE DRIVE UNIT 1526Sold · May ’26

$410,000

9550 HIGH GATE DRIVE UNIT 1526

2 bd · 2 ba · 1,661 sqft · $247/sqft · 23 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Darrick Cook

Your agent

Darrick Cook

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 8824 PHYLISS AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 8824 PHYLISS AVENUE — before you fall in love.

See it in person

Schedule a tour

Live availability from Darrick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

8824 PHYLISS AVENUE FAQs

What would the monthly payment be for 8824 PHYLISS AVENUE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,076/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 8824 PHYLISS AVENUE?+

The most recent tax bill on record (2025) was $1,647. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Sarasota?+

At $439,000, this home is listed about 21% below the Sarasota median of $559,000. The market section on this page shows how the area is trending.

Which schools are assigned to 8824 PHYLISS AVENUE?+

Phillippi Shores Elementary School (elementary), Riverview High School (high), Brookside Middle School (middle) — Sarasota County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$439,000 runs 100% above the SARASOTA 34231 median.

02Strong assigned schools

Phillippi Shores Elementary School, Riverview High School, Brookside Middle School — Phillippi Shores Elementary School rates 5 of 5. Always verify assignments with the district.

03The price has already moved

Listed at $449,000, now $439,000 — a $10K cut. The full history is in the market section below.

Listing courtesy of COMPASS FLORIDA LLC · Worth Fiers III. MLS #A4694704.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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8824 PHYLISS AVENUE, SARASOTA, FL — 3 Bed, 2 Bath — $439,000 | CENTURY 21 Edge