16632 BERGAMO PLACE, BRADENTON, FL, 34211
Active53 days on marketListed May 31, 2026MLS #A4695435
About this home
16632 BERGAMO PLACE
Skip the Builder Wait and Move Right In. This isn't just another townhome—it's a FULLY FURNISHED, better than new opportunity where the big upgrades have already been completed for you. Located in the sought-after Townhomes at Azario in Lakewood Ranch, this beautifully upgraded Jasmine floor plan offers 3 bedrooms, 2.5 bathrooms, a one-car garage, peaceful lake views, and something that's increasingly hard to find: a truly turnkey home. From the designer furnishings to the premium upgrades, everything you see is included, so there's nothing left to buy, build, or renovate. Simply bring your suitcase and start enjoying Florida living from day one. The open-concept living space has been thoughtfully enhanced with a custom wood acoustic feature wall, mounted big-screen TV, and designer porcelain tile backsplash that elevates the kitchen beyond builder grade. Every detail was selected to create a home that feels warm, modern, and move-in ready. Outside, you'll find the newly completed screened lanai with an extended covered roof overlooking the lake. Whether you're enjoying your morning coffee or relaxing after work, this inviting outdoor space extends your living area while offering peaceful water views. Even the garage has been upgraded with a premium epoxy floor for a clean, polished finish with glow-in the dark flakes that make it shine! Upstairs, the spacious primary suite features a walk-in closet and a private bath with dual quartz vanities. Two additional bedrooms, a full guest bath, and an upstairs laundry room provide functionality for everyday living, while thoughtful storage includes a walk-in pantry, linen closet, and under-stair storage. The location is equally impressive. Walk to the new Lake Manatee K-8 School and the nearby Publix shopping plaza, while enjoying quick access to both SR 64 and SR 70. Residents benefit from minimal exterior maintenance, access to the community pool with cabanas, a fenced dog park, and low HOA fees—all within America's top-selling master-planned community: Lakewood Ranch. Why wait months for new construction, pay for upgrades, and furnish a home from scratch when it's already done? This is the rare opportunity to move into a model home where the work—and the expense—have already been completed for you.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,373
Sqft
0.05 ac
Lot size
1
Garage
2024
Year built
Two
Levels
$240
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,640 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,640/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+7.5%
Days on market
53 vs 53 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bradenton
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bradenton. See the full Bradenton guide →
BRADENTON 34211 — neighborhood snapshot
Population
20,786
Median age
48.5
Median income
$118,565
Median home value
$601,300
Avg household
2.65
Households w/ children
1,934
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bradenton market
$410K → $424K
Bradenton median sold, yr/yr
95.7%
Sale-to-list ratio (12 mo)
Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 19% below the BRADENTON 34211 median. See the full Bradenton market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Darrick Cook
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 16632 BERGAMO PLACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 16632 BERGAMO PLACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Darrick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
16632 BERGAMO PLACE FAQs
What would the monthly payment be for 16632 BERGAMO PLACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,640/mo — principal and interest, the actual property-tax bill, the $230/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 16632 BERGAMO PLACE?+
The association fee works out to $230 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 16632 BERGAMO PLACE?+
The most recent tax bill on record (2024) was $1,932. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 16632 BERGAMO PLACE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bradenton?+
At $330,000, this home is listed about 17% below the Bradenton median of $395,740. The market section on this page shows how the area is trending.
Which schools are assigned to 16632 BERGAMO PLACE?+
Dr Mona Jain Middle School (middle), B.D. Gullett Elementary School (elementary), Lakewood Ranch High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the BRADENTON 34211 market on paper
$330,000 is 19% below the BRADENTON 34211 median of $405,000, and at $240/sqft it sits under the Bradenton average of $264.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Dr Mona Jain Middle School, B.D. Gullett Elementary School, Lakewood Ranch High School — Dr Mona Jain Middle School rates 4 of 5. Always verify assignments with the district.
Listing courtesy of B LOCAL REAL ESTATE · Brittany McDonald. MLS #A4695435.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Bradenton homes, in your inbox
Like 16632 BERGAMO PLACE but not quite? A daily digest of every new listing in Bradenton — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Darrick to ping you on any price or status change →