7012 40TH AVENUE N, ST PETERSBURG, FL, 33709
Active70 days on marketListed Jun 7, 2026MLS #A4695516
About this home
7012 40TH AVENUE N
Move-in ready and beautifully updated, this charming 2-bedroom, 1-bath St. Petersburg home features a 2017 roof, 2022 HVAC, 2022 water heater, luxury vinyl tile flooring throughout, and a spacious fenced backyard—all in a prime location just minutes from shopping, dining, downtown St. Pete, and the Gulf beaches. Welcome to 7012 40th Ave N, where comfort, convenience, and peace of mind come together. Step inside to find a bright and inviting floor plan designed for easy Florida living, complemented by stylish and durable luxury vinyl plank flooring throughout. Major updates have already been completed, including updated windows, dishwasher, and LG washer and dryer, making this home truly move-in ready. The oversized, fully fenced backyard offers endless possibilities for entertaining, gardening, pets, or simply relaxing in your own private outdoor retreat. An attached climate-controlled laundry room and storage space complete with A/C and lighting provides exceptional flexibility for hobbies, a workshop, additional storage, or a home office setup or mother in law suite. Nestled in a quiet, friendly neighborhood, this home offers unbeatable convenience. Enjoy being just minutes from Tyrone Square Mall, Park Boulevard shopping and dining, and Publix for everyday essentials. Downtown St. Petersburg and the beautiful Gulf beaches are only minutes away, while both St. Pete-Clearwater International Airport and Tampa International Airport are approximately 30 minutes from your doorstep. With a driveway that comfortably accommodates two vehicles and easy access to everything St. Petersburg has to offer, this property is perfect for first-time homebuyers, downsizers, seasonal residents, or investors alike. Don't miss your opportunity to own this beautifully maintained home in one of St. Petersburg's most convenient locations. Schedule your private showing today!
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
1,144
Sqft
0.15 ac
Lot size
1958
Year built
One
Levels
$261
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,489 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,489/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−8.2%
$/sqft vs TYRONE
$261 vs $316
Days on market
70 vs 57 typical
Where $261/sqft sits among the 7 homes for sale in TYRONE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Petersburg
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
ST PETERSBURG 33709 — neighborhood snapshot
Population
25,371
Median age
53.3
Median income
$52,621
Median home value
$190,300
Avg household
2.2
Households w/ children
1,922
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
5 of 7
TYRONE have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 95% above the ST PETERSBURG 33709 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 7012 40TH AVENUE N
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$295,000
3600 72ND STREET N · same community
3 bd · 1 ba · 1,150 sqft · $257/sqft · 21 DOM
Sold · May ’26$390,000
7439 37TH AVENUE N · same community
2 bd · 2 ba · 1,152 sqft · $339/sqft · 6 DOM
Sold · Nov ’25$230,000
7439 37TH AVENUE N · same community
2 bd · 1 ba · 1,152 sqft · $200/sqft · 64 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 7012 40TH AVENUE N — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 7012 40TH AVENUE N — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
7012 40TH AVENUE N FAQs
What would the monthly payment be for 7012 40TH AVENUE N?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,489/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 7012 40TH AVENUE N?+
The most recent tax bill on record (2025) was $5,233. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in St Petersburg?+
At $299,000, this home is listed about 31% below the St Petersburg median of $435,000. The market section on this page shows how the area is trending.
Which schools are assigned to 7012 40TH AVENUE N?+
Westgate Elementary School (elementary), Dixie M. Hollins High School (high), Tyrone Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of PREFERRED SHORE LLC · Haley Finney. MLS #A4695516.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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