CENTURY 21 Edge
Short-Term Rental Eligible
$1,225,2772 bd2 ba1,235 sqft$992 /sqft$8,022 /mo all-in ↓

2301 GULF OF MEXICO DRIVE UNIT 12N, LONGBOAT KEY, FL, 34228

Active78 days on marketListed Jun 3, 2026MLS #A4695851

CondominiumISLANDER CLUB OF LONGBOAT

About this home

2301 GULF OF MEXICO DRIVE UNIT 12N

A rare opportunity to own a beautifully reimagined Gulf-front residence at the prestigious Islander Club on South Longboat Key. Completely renovated with sophisticated coastal elegance, this exceptional beachfront condominium offers the convenience of first-floor walk-out living with direct access to the resort-style beachfront pool and the pristine white sands of the Gulf of Mexico. Walls of glass frame breathtaking panoramic Gulf views while filling the residence with natural light and spectacular sunsets. Thoughtfully redesigned with high-end finishes, the residence features a luxurious open-concept floor plan, a stunning chef's kitchen, beautifully appointed baths, and seamless indoor-outdoor living. The private beachfront terrace serves as an extension of the living space, creating the perfect setting for morning coffee, sunset cocktails, and effortless entertaining. Ideally positioned on the coveted south end of Longboat Key, this residence offers the privacy and comfort of a beachfront home with the convenience of luxury condominium living. Residents enjoy an impressive collection of amenities including 400 feet of private beachfront, an Olympic-size beachfront pool, a newly renovated fitness and community center, Har-Tru tennis courts with planned pickleball additions, on-site management, gated entry, and a highly desirable owner-to-owner rental program. Located just minutes from St. Armands Circle and vibrant downtown Sarasota, this exceptional residence places world-class dining, boutique shopping, cultural attractions, and marina amenities within easy reach. An extraordinary opportunity to experience refined Gulf-front living at one of Longboat Key's most sought-after beachfront addresses.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,235

Sqft

5.38 ac

Lot size

1970

Year built

One

Levels

$992

Per sqft

Water view

Inside

FlooringPorcelain Tile
AppliancesDishwasher · Disposal · Electric Water Heater · Microwave · Range · Refrigerator
InteriorBuilt-in Features · Crown Molding · Eating Space In Kitchen · Elevator · Primary Bedroom Main Floor · Solid Surface Counters · Thermostat · Window Treatments
LaundryLaundry Closet
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofOther
ConstructionBlock · Stucco
FoundationPillar/Post/Pier
ViewWater
FacesEast
ExteriorBalcony · Irrigation System · Sliding Doors · Tennis Court(s)

Community & fees

Taxes (2025)$9,496/yr
PetsNo
CommunityGulf/Ocean Front · Water Access · Waterfront · Buyer Approval Required · Fitness Center · Gated Community - No Guard · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesElectricity Connected · Sewer Connected · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$8,022 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$6,612
PMI (est., until 20% equity)$459
Property tax — 2025 actual bill$791
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $122,528Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $122,528
Interest rate6.00%
Loan term

Estimated payment

$8,022/mo

Principal & interest$6,612
PMI (est., until 20% equity)$459
Property taxes (actual bill)$791
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.2M
$667KedgeAI estimate $730,926 · range $695K$820K$1.3M

vs edgeAI estimate

+67.6%

$/sqft vs ISLANDER CLUB OF LONGBOAT

$992 vs $810

Days on market

78 vs 93 typical

Where $992/sqft sits among the 7 homes for sale in ISLANDER CLUB OF LONGBOAT

2
0
1
1
0
3 · this home
$506–587$587–668$668–749$749–830$830–911$911+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

The investor lens

Two ways this home pays

This home sits inside Island Club, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.

Short-term rental

Zoned & eligible

Nightly rentalsAllowed
CommunityIsland Club
Fine-tuned for this homePrepared free by our team
Get the free rental analysis

Projected nightly rate, occupancy and annual revenue for this exact home.

Long-term rental

$7,000/mo median

MarketLongboat Key
Annual gross at median$84,000
Gross yield on this price6.9%
Homes for rent right now132

Live Longboat Key rental listing data — this home’s rate depends on size, condition and furnishing.

Where it sits

Inside Island Club

Map of 2301 GULF OF MEXICO DRIVE UNIT 12N inside its neighborhood boundary

Island Club is a short-term-rental community. See the full guide →

LONGBOAT KEY 34228 — neighborhood snapshot

Population

7,512

Median age

71.5

Median income

$143,365

Median home value

$959,200

Avg household

1.8

Households w/ children

51%

For the school run

Sarasota County School District

HighBooker High School★★★★★
ElementarySouthside Elementary School★★★★★
MiddleBooker Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Longboat Key market

Seller’s marketBalanced5.5 months of inventoryBuyer’s market

$820K$1.4M

Longboat Key median sold, yr/yr

93.1%

Sale-to-list ratio (12 mo)

1 of 7

ISLANDER CLUB OF LONGBOAT have cut their price

Median sold price, Longboat Key, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 97% above the LONGBOAT KEY 34228 median. See the full Longboat Key market guide →

Paper trail

This home's history

Jun 3, 2026Listed at $1,225,277 · 78 days on market since
1970Built · ISLANDER CLUB OF LONGBOAT

Reality check

What actually sold near 2301 GULF OF MEXICO DRIVE UNIT 12N

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2301 GULF OF MEXICO DRIVE UNIT 52NSold · Aug ’25

$1,400,000

2301 GULF OF MEXICO DRIVE UNIT 52N · same community

2 bd · 2 ba · 1,235 sqft · $1,134/sqft · 149 DOM

2301 GULF OF MEXICO DRIVE UNIT 54NSold · Apr ’26

$550,000

2301 GULF OF MEXICO DRIVE UNIT 54N · same community

2 bd · 2 ba · 1,235 sqft · $445/sqft · 140 DOM

2301 GULF OF MEXICO DRIVE UNIT 34NSold · Jan ’26

$590,000

2301 GULF OF MEXICO DRIVE UNIT 34N · same community

2 bd · 2 ba · 1,235 sqft · $478/sqft · 13 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Jasmine Ince

Your agent

Jasmine Ince

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2301 GULF OF MEXICO DRIVE UNIT 12N — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2301 GULF OF MEXICO DRIVE UNIT 12N — before you fall in love.

See it in person

Schedule a tour

Live availability from Jasmine's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

2301 GULF OF MEXICO DRIVE UNIT 12N FAQs

What would the monthly payment be for 2301 GULF OF MEXICO DRIVE UNIT 12N?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,022/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 2301 GULF OF MEXICO DRIVE UNIT 12N?+

The most recent tax bill on record (2025) was $9,496. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Can 2301 GULF OF MEXICO DRIVE UNIT 12N be rented short-term?+

Yes — this home sits inside Island Club, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.

Are pets allowed at 2301 GULF OF MEXICO DRIVE UNIT 12N?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Longboat Key?+

At $1,225,277, this home is listed about 29% above the Longboat Key median of $950,000. The market section on this page shows how the area is trending.

Which schools are assigned to 2301 GULF OF MEXICO DRIVE UNIT 12N?+

Booker High School (high), Southside Elementary School (elementary), Booker Middle School (middle) — Sarasota County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$1,225,277 runs 97% above the LONGBOAT KEY 34228 median.

02Zoned for nightly rentals

Island Club is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.

03Water views

The water view is part of what you're buying — views hold value independently of the structure.

04Strong assigned schools

Booker High School, Southside Elementary School, Booker Middle School — Southside Elementary School rates 5 of 5. Always verify assignments with the district.

Listing courtesy of COLDWELL BANKER REALTY · Leah George. MLS #A4695851.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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