CENTURY 21 Edge
$1,790,000$1,890,0003 bd4 ba3,867 sqft$463 /sqft$11,984 /mo all-in ↓

7638 WINDY HILL COVE, BRADENTON, FL, 34202

Active60 days on marketListed Jun 8, 2026MLS #A4695951

Reduced $100KPrivate poolSingle Family ResidenceCOUNTRY CLUB EAST AT LAKEWD RNCH TT

About this home

7638 WINDY HILL COVE

Experience refined living in this exceptional custom Arthur Rutenberg estate, where thoughtful design and upscale finishes come together in perfect harmony. Ideally situated on a quiet cul-de-sac overlooking a picturesque golf fairway within the prestigious Village of Country Club East in Lakewood Ranch, this residence offers an extraordinary blend of comfort, elegance, and craftsmanship. Designed with the vision of a retired architect, the popular Sienna floor plan was thoughtfully customized and enhanced prior to construction, resulting in a home that is truly one of a kind. Step through the grand double-door entry and discover a residence defined by impressive architectural details, including dramatic tray ceilings, expansive living spaces, and an abundance of natural light that creates an inviting yet sophisticated atmosphere. The home's central gathering area effortlessly connects indoor and outdoor living through a stunning retractable glass wall, opening to an outdoor retreat designed for both relaxation and entertaining. The resort-inspired lanai showcases an impressive array of amenities, including a fully equipped outdoor kitchen and cabana, contemporary lap pool, spa, tranquil water feature, fireplace gathering area, and motorized privacy screens. Framed by peaceful lake and golf course views, this outdoor oasis provides the ultimate setting for enjoying Florida's year-round lifestyle. Inside, the chef's kitchen is both functional and beautiful, featuring custom floor-to-ceiling wood cabinetry, premium stone surfaces, top-tier appliances, a wine refrigerator, and a convenient wet bar perfectly suited for hosting guests. The residence offers three spacious bedrooms plus a private office, highlighted by an elegant primary suite complete with a spa-like bath and thoughtfully designed custom walk-in closets. Upstairs, a dedicated media room creates the perfect escape, featuring a large projection screen, elevated theater-style seating, a private wet bar with refrigerator, and access to a screened balcony overlooking the golf course. Whether entertaining friends or enjoying a quiet evening at home, this versatile space delivers both luxury and comfort. Enhancing the home's curb appeal is a beautiful tile roof, while the oversized three-car garage includes custom storage solutions and a central vacuum system for added convenience. Neutral interior finishes provide a timeless backdrop for any design style, and mature tropical landscaping offers exceptional privacy and natural beauty throughout the property. Residents of Country Club East enjoy access to an impressive collection of amenities, including a clubhouse with dining, resort-style swimming pool, state-of-the-art fitness center, tennis and pickleball courts, dog park, and professional golf facilities. Every detail of this remarkable residence reflects superior quality and meticulous attention to detail. More than simply a home, it is a showcase of architectural excellence, luxury living, and enduring style.

Facts & features

The home at a glance

3

Bedrooms

4

Bathrooms

3,867

Sqft

0.25 ac

Lot size

3

Garage

2014

Year built

Two

Levels

$463

Per sqft

Private poolFireplaceNegotiable

Inside

FlooringCarpet · Porcelain Tile
AppliancesBar Fridge · Built-In Oven · Convection Oven · Cooktop · Dishwasher · Disposal · Dryer · Freezer · Microwave · Range · Refrigerator · Tankless Water Heater · Washer · Wine Refrigerator
InteriorBuilt-in Features · Cathedral Ceiling(s) · Ceiling Fan(s) · Central Vacuum · Coffered Ceiling(s) · Crown Molding · Dry Bar · Eating Space In Kitchen · High Ceilings · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Wood Cabinets · Stone Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Heat Pump
FurnishedNegotiable

Outside & construction

RoofTile
ConstructionBlock
FoundationBlock
FacesNorthwest
ExteriorFrench Doors · Irrigation System · Lighting · Outdoor Grill · Outdoor Kitchen · Rain Gutters · Sidewalk · Sliding Doors · Storage

Community & fees

HOA fee$366/mo
Taxes (2025)$13,531/yr
PetsCats OK, Dogs OK
CommunityClubhouse · Community Mailbox · Deed Restrictions · Dog Park · Gated Community - Guard · Golf Carts OK · Playground · Pool · Restaurant · Sidewalks

Utilities & systems

UtilitiesCable Available · Electricity Connected · Natural Gas Connected · Public · Street Lights · Water Connected
WaterCanal/Lake For Irrigation

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$11,984 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$9,659
PMI (est., until 20% equity)$671
Property tax — 2025 actual bill$1,128
HOA fee — from the listing$366
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $179,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $179,000
Interest rate6.00%
Loan term

Estimated payment

$11,984/mo

Principal & interest$9,659
PMI (est., until 20% equity)$671
Property taxes (actual bill)$1,128
HOA / condo fee$366
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.8M
$1.6MedgeAI estimate $2,187,558 · range $1.7M$2.7M$2.9M

vs edgeAI estimate

−18.2%

$/sqft vs Bradenton actives

$463 vs $246

Days on market

60 vs 55 typical

Where $463/sqft sits among the 400 Bradenton actives

109
105
83
47
25
31 · this home
$126–191$191–257$257–322$322–388$388–454$454+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Country Club East At Lakewood Ranch

Map of 7638 WINDY HILL COVE inside its neighborhood boundary

Drive times from this address

Downtown Tampa63 min
Tampa Int’l Airport (TPA)74 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Bradenton. See the full Bradenton guide →

Country Club East At Lakewood Ranch — neighborhood snapshot

Population

2,067

Median age

66

Median income

$128,011

Median home value

$750,800

Avg household

2

Households w/ children

90%

For the school run

Manatee County School District

ElementaryRobert Willis Elementary School★★★★
MiddleR. Dan Nolan Middle School★★★★
HighLakewood Ranch High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Bradenton market

Seller’s marketLeans seller4.1 months of inventoryBuyer’s market

$395K$420K

Bradenton median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

217 of 400

Bradenton actives have cut their price

Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 199% above the BRADENTON 34202 median. See the full Bradenton market guide →

Paper trail

This home's history

CurrentPrice reduced to $1,790,000 $100K
Jun 8, 2026Listed at $1,890,000 · 60 days on market since
2014Built · COUNTRY CLUB EAST AT LAKEWD RNCH TT

Reality check

What actually sold near 7638 WINDY HILL COVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

7638 WINDY HILL COVESold · Sep ’25

$1,800,000

7638 WINDY HILL COVE · same community

3 bd · 4 ba · 3,867 sqft · $465/sqft · 10 DOM

7634 WINDY HILL COVESold · Sep ’25

$1,600,000

7634 WINDY HILL COVE · same community

5 bd · 3.5 ba · 3,883 sqft · $412/sqft · 39 DOM

7606 WINDY HILL COVESold · Apr ’26

$1,500,000

7606 WINDY HILL COVE · same community

4 bd · 4 ba · 3,085 sqft · $486/sqft · 7 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Donna Layton

Your agent

Donna Layton

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 7638 WINDY HILL COVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 7638 WINDY HILL COVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

7638 WINDY HILL COVE FAQs

What would the monthly payment be for 7638 WINDY HILL COVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $11,984/mo — principal and interest, the actual property-tax bill, the $366/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 7638 WINDY HILL COVE?+

The association fee works out to $366 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 7638 WINDY HILL COVE?+

The most recent tax bill on record (2025) was $13,531. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 7638 WINDY HILL COVE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Bradenton?+

At $1,790,000, this home is listed about 359% above the Bradenton median of $389,650. The market section on this page shows how the area is trending.

Which schools are assigned to 7638 WINDY HILL COVE?+

Robert Willis Elementary School (elementary), R. Dan Nolan Middle School (middle), Lakewood Ranch High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$1,790,000 runs 199% above the BRADENTON 34202 median — but at 3,867 sqft it's also nearly 2 times the size of the typical Bradenton listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Strong assigned schools

Robert Willis Elementary School, R. Dan Nolan Middle School, Lakewood Ranch High School — Robert Willis Elementary School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $1,890,000, now $1,790,000 — a $100K cut. The full history is in the market section below.

Listing courtesy of KW SUNCOAST · Gerry Tomchinsky. MLS #A4695951.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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