Lot 12 NW 20TH STREET, OCALA, FL, 34482
Active68 days on marketListed Jun 5, 2026MLS #A4695973
About this home
Lot 12 NW 20TH STREET
SELLER FINANCING AVAILABLE! Build now or invest for the future on this 0.26-acre vacant lot in Ocala. Located on a paved road with electric lines available and just minutes from SR-40, this property is ready for development with no HOA restrictions. Zoned for mobile/manufactured or single-family site-built homes — ideal for investors, builders, or owner-occupants. An environmental report is available for added buyer confidence. Everyday conveniences are right around the corner with retail, dining, and services along SR-40, plus easy access to shopping, medical facilities, and major roadways throughout Ocala. The adjacent Lot 11 is also available for purchase — a rare opportunity to expand your footprint or maximize your investment.
Facts & features
The home at a glance
0.26 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$332 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$332/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34482 — neighborhood snapshot
Population
21,824
Median age
52.1
Median income
$71,449
Median home value
$247,600
Avg household
2.28
Households w/ children
1,486
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $285K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 92% below the OCALA 34482 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near Lot 12 NW 20TH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$180,500
1209 NW 12th Ave, Ocala FL 34475
3 bd · 1 ba · 75 DOM
Sold · Feb ’26$135,000
1215 NW 12TH AVENUE
2 bd · 1 ba · 680 sqft · $199/sqft · 84 DOM
Sold · Aug ’25$86,000
1215 NW 12TH AVENUE
2 bd · 1 ba · 680 sqft · $126/sqft · 23 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Gianfranco Di Flumeri Petrelli
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about Lot 12 NW 20TH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for Lot 12 NW 20TH STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Gianfranco's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
Lot 12 NW 20TH STREET FAQs
What would the monthly payment be for Lot 12 NW 20TH STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $332/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on Lot 12 NW 20TH STREET?+
The most recent tax bill on record (2025) was $399. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Ocala?+
At $21,900, this home is listed about 93% below the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to Lot 12 NW 20TH STREET?+
West Port High School (high), College Park Elementary School (elementary), Howard Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of SAVVY AVENUE, LLC · Moe Mossa. MLS #A4695973.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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