10815 CHARLOTTE DRIVE, PARRISH, FL, 34219
Active59 days on marketListed Jun 5, 2026MLS #A4696056
About this home
10815 CHARLOTTE DRIVE
$21,000 PRICE REDUCTION and SELLERS ARE OFFERING $10,000 TOWARDS BUYERS CLOSING COSTS! Act now, this is the only home like this one that backs to conservation. You won't find this much privacy on any others like this for sale now. Is this Bella Lago's Model? This is the higher end series offered by DR Horton and Upgraded by its owner-a PROFESSIONAL INTERIOR DESIGNER- this home has so many great features. The Den has paneled farm doors, and a custom built-in wall with shelves and cabinetry. The Great room offers matching built-ins with floating shelves framing a beautiful remote controlled fireplace. All floors downstairs are tile in the living areas and baths. The kitchen has granite counters, stainless appliances, taller white cabinets, and tiled backsplash. There is an added butlers pantry with cabinets and granite that match the kitchens, across from the large walk-in pantry. All bedrooms are spacious and the master has an added sitting area great for relaxing with your favorite novel. All baths have tiled floors and the master bath has double vanities a walk-in shower and bathtub. All baths and the kitchen have granite counter tops. The Bonus room is very big and a great area for a pool table or tv room. There is upgraded lighting and fans throughout this home. The owners built a mud room for dropping book bags coming in from the garage. Beautiful sunset views can be seen nightly from your solid panel screened back porch area . There is also an additional back patio area great for grilling out. The garage had additional overhead storage added. This home comes with smart home features that can allow you to lock and unlock doors remotely, turn on and off lights, control your AC system and there are 2 ring cameras front and back. Not only is this home gorgeous but the community has it all too with 2 huge heated pools, a fully equipped gym, a dog park, a clubhouse, and a playground area. And this community has low fees. There are many new restaurants nearby and interstate 75 is very close. Some of the very best beaches in the world are only about 20 miles away. This home has it all. If you are looking for a model home without the high price tag , you'll love this one. Come see why you will want to make this your forever home.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
3,360
Sqft
0.15 ac
Lot size
2
Garage
2022
Year built
Two
Levels
$146
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,080 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,080/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−0.8%
$/sqft vs Parrish actives
$146 vs $208
Days on market
59 vs 42 typical
Where $146/sqft sits among the 400 Parrish actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Manatee River Farms
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Parrish. See the full Parrish guide →
Manatee River Farms — neighborhood snapshot
Population
114
Median age
40
Median income
$191,750
Median home value
$569,628
Avg household
2
Households w/ children
21%
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Parrish market
$395K → $411K
Parrish median sold, yr/yr
98.1%
Sale-to-list ratio (12 mo)
207 of 400
Parrish actives have cut their price
Median sold price, Parrish, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 20% above the PARRISH 34219 median. See the full Parrish market guide →
Paper trail
This home's history
Reality check
What actually sold near 10815 CHARLOTTE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$315,000
12534 NANTAHALA RUN · same community
4 bd · 3 ba · 2,753 sqft · $114/sqft · 132 DOM
Sold · Jun ’26$410,000
12315 DORA TRAIL · same community
4 bd · 2.5 ba · 2,043 sqft · $201/sqft · 82 DOM
Sold · Oct ’25$380,000
12517 NANTAHALA RUN · same community
3 bd · 2 ba · 1,844 sqft · $206/sqft · 86 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anthony Richardson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 10815 CHARLOTTE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10815 CHARLOTTE DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Anthony's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
10815 CHARLOTTE DRIVE FAQs
What would the monthly payment be for 10815 CHARLOTTE DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,080/mo — principal and interest, the actual property-tax bill, the $146/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 10815 CHARLOTTE DRIVE?+
The association fee works out to $146 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 10815 CHARLOTTE DRIVE?+
The most recent tax bill on record (2025) was $8,082. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10815 CHARLOTTE DRIVE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Parrish?+
At $489,900, this home is listed about 16% above the Parrish median of $421,470. The market section on this page shows how the area is trending.
Which schools are assigned to 10815 CHARLOTTE DRIVE?+
Barbara A Harvey Elementary School (elementary), Parrish Community High School (high), Buffalo Creek Middle School (middle) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$489,900 runs 20% above the PARRISH 34219 median — but at 3,360 sqft it's also 57% larger than the typical Parrish listing.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Barbara A Harvey Elementary School, Parrish Community High School, Buffalo Creek Middle School — Barbara A Harvey Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $510,000, now $489,900 — a $20K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Sharon Sprow. MLS #A4696056.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Parrish homes, in your inbox
Like 10815 CHARLOTTE DRIVE but not quite? A daily digest of every new listing in Parrish — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Anthony to ping you on any price or status change →