CENTURY 21 Edge
$145,000$149,0001 bd1 ba762 sqft$190 /sqft$1,223 /mo all-in ↓

5055 LIVE OAK CIRCLE UNIT 5055, BRADENTON, FL, 34207

Active57 days on marketListed Jun 11, 2026MLS #A4696422

Priced 63% below the Bradenton medianReduced $4KFully furnishedCondominiumOAKWOOD VILLAS SEC B

About this home

5055 LIVE OAK CIRCLE UNIT 5055

Welcome to your coastal retreat—this beautifully updated, fully furnished, move-in ready villa offers the perfect blend of comfort and vacation-style living, all wrapped in a relaxed beach-vibe décor that instantly feels like a getaway. With a brand-new roof, newer A/C system, and a new water heater, you can arrive and relax with total peace of mind. Step inside and you’re greeted by an airy open floor plan designed for laid-back living and effortless entertaining. The spacious kitchen is the heart of the home, featuring a large island with seating, warm cherry wood soft-close cabinetry, granite countertops, and stainless steel appliances—including a double convection oven. It flows naturally into the bright living room, creating an inviting space to gather after a day at the beach. Just beyond, the fully enclosed, under-air Florida room extends your living space—perfect for morning coffee, casual dining, or unwinding in the evening while enjoying the coastal-inspired atmosphere. From here, step out to your private back patio and soak up the Florida sunshine. The spacious owner’s suite offers a peaceful escape with a large walk-in closet and generous storage. The beautifully updated bathroom feels like a spa retreat, complete with an oversized walk-in shower and elegant floor-to-ceiling tile. Located just steps from the clubhouse and heated community pool, this villa delivers a true resort-style experience with amenities including billiards, table tennis, shuffleboard, and a catering kitchen. Monthly maintenance covers cable, internet, landscaping, pest control, roof maintenance, and exterior painting—making your stay completely carefree. Perfectly positioned just a short drive to the world-class Gulf beaches, vibrant downtown Bradenton, and Sarasota, you’ll have endless opportunities for waterfront dining, shopping, arts, and entertainment—all just minutes from your door.

Facts & features

The home at a glance

1

Bedrooms

1

Bathrooms

762

Sqft

2.31 ac

Lot size

1972

Year built

One

Levels

$190

Per sqft

Furnished

Inside

FlooringLuxury Vinyl
AppliancesDishwasher · Disposal · Dryer · Microwave · Range · Refrigerator · Washer
InteriorLiving Room/Dining Room Combo · Primary Bedroom Main Floor · Stone Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryLaundry Closet
CoolingCentral Air
HeatingElectric
FurnishedFurnished

Outside & construction

RoofBuilt-Up
ConstructionBlock
FoundationSlab
FacesNorth
ExteriorLighting

Community & fees

Taxes (2025)$1,741/yr
PetsNo
CommunityBuyer Approval Required · Clubhouse · Deed Restrictions · Pool

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,223 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$854
FHA mortgage insurance (est.)$64
Property tax — 2025 actual bill$145
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $5,075Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $5,075
Interest rate6.00%
Loan term

Estimated payment

$1,223/mo

Principal & interest$854
FHA mortgage insurance (est.)$64
Property taxes (actual bill)$145
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $145K
$89KedgeAI estimate $100,368 · range $92K$118K$151K

vs edgeAI estimate

+44.5%

$/sqft vs Bradenton actives

$190 vs $248

Days on market

57 vs 55 typical

Where $190/sqft sits among the 400 Bradenton actives

108 · this home
104
85
47
24
32
$125–191$191–256$256–322$322–388$388–453$453+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Bradenton

Map of 5055 LIVE OAK CIRCLE UNIT 5055

Drive times from this address

Downtown Tampa58 min
Tampa Int’l Airport (TPA)61 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Bradenton. See the full Bradenton guide →

The numbers that matter

The Bradenton market

Seller’s marketLeans seller4.1 months of inventoryBuyer’s market

$395K$420K

Bradenton median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

218 of 400

Bradenton actives have cut their price

Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 63% below the Bradenton median. See the full Bradenton market guide →

Paper trail

This home's history

CurrentPrice reduced to $145,000 $4K
Jun 11, 2026Listed at $149,000 · 57 days on market since
1972Built · OAKWOOD VILLAS SEC B

Reality check

What actually sold near 5055 LIVE OAK CIRCLE UNIT 5055

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5055 LIVE OAK CIRCLESold · Nov ’25

$140,000

5055 LIVE OAK CIRCLE · same community

1 bd · 1 ba · 762 sqft · $184/sqft · 58 DOM

5053 LIVE OAK CIRCLESold · Dec ’25

$47,500

5053 LIVE OAK CIRCLE · same community

1 bd · 1 ba · 762 sqft · $62/sqft · 189 DOM

6015 ARLENE WAYSold · Oct ’25

$70,000

6015 ARLENE WAY

1 bd · 1 ba · 752 sqft · $93/sqft · 66 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kevin Johnson

Your agent

Kevin Johnson

CEO & Managing Broker · CENTURY 21 Edge

Tours, negotiation, and every question about 5055 LIVE OAK CIRCLE UNIT 5055 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5055 LIVE OAK CIRCLE UNIT 5055 — before you fall in love.

See it in person

Schedule a tour

Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

5055 LIVE OAK CIRCLE UNIT 5055 FAQs

What would the monthly payment be for 5055 LIVE OAK CIRCLE UNIT 5055?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,223/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 5055 LIVE OAK CIRCLE UNIT 5055?+

The most recent tax bill on record (2025) was $1,741. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 5055 LIVE OAK CIRCLE UNIT 5055?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Bradenton?+

At $145,000, this home is listed about 63% below the Bradenton median of $389,900. The market section on this page shows how the area is trending.

The brief

Three things that matter here

01Under the Bradenton market on paper

$145,000 is 63% below the Bradenton median of $389,900, and at $190/sqft it sits under the Bradenton average of $263.

02Move-in furnished

The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.

03The price has already moved

Listed at $149,000, now $145,000 — a $4K cut. The full history is in the market section below.

Listing courtesy of MARCUS & COMPANY REALTY · Tania May, PA. MLS #A4696422.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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5055 LIVE OAK CIRCLE UNIT 5055, BRADENTON, FL — 1 Bed, 1 Bath — $145,000 | CENTURY 21 Edge