2408 89TH STREET NW, BRADENTON, FL, 34209
Pending61 days on marketListed Jun 10, 2026MLS #A4696577
About this home
2408 89TH STREET NW
NW Bradenton Pool Home in Waterfront Community Near Anna Maria Island. This distinctive residence showcases an eclectic blend of coastal, contemporary, and Mediterranean influences, creating a one-of-a-kind living experience. This unique 3-bedroom, 2-bath home is located in one of Northwest Bradenton's most desirable maintenance-free waterfront communities. Ideally located just minutes from Anna Maria Island Beaches, Robinson Preserve, Warner Bayou's public boat ramps, shopping, dining, and medical facilities, this exceptional residence offers the perfect combination of privacy, comfort, and the Florida coastal lifestyle.The open-concept floor plan is designed for both everyday living and entertaining. The spacious kitchen features granite countertops, luxury wood cabinetry, and a seamless flow into the main living and dining areas. The primary suite serves as a private retreat with a spa-inspired bathroom featuring a garden tub, walk-in shower, and custom walk-in California Closet. Both guest bedrooms also include California Closets, providing outstanding organization and storage. Enjoy beautiful open-space views, mature tropical landscaping, and your own private pool. The expansive wraparound screened lanai creates the perfect setting for morning coffee, outdoor dining, or relaxing evenings year-round. The oversized garage includes a mini-split AC system, adding comfort and flexibility for hobbies, exercise space, or additional workspace. Lawn maintenance is included, allowing for truly carefree living. Residents enjoy exclusive access to resort-style amenities, including a waterfront community pool, tennis/pickleball court, a clubhouse with a full kitchen, and a private fishing dock overlooking Tampa Bay. From the dock, enjoy breathtaking views of the Skyway Bridge, spectacular sunsets, dolphins, and manatees. The fishing from the dock is abundant. Outdoor enthusiasts will appreciate being just moments from Robinson Preserve, offering kayaking, biking trails, hiking paths, birdwatching, and nature exploration. Nearby attractions include Anna Maria Island, Palma Sola Botanical Park, De Soto National Memorial, and Warner Bayou's Public Boat Ramps. Recent Updates include - New 4-ton HVAC system (2024) - New pool pump (2024) - New Split-system garage A/C (2022) - New roof (2018) - New Hotwater heater (2018). This exceptional Northwest Bradenton home combines a prime location, waterfront community amenities, a private pool, and maintenance-free living at an outstanding value. Schedule your private showing today and experience one of Bradenton's most desirable coastal communities. Most furnishings are available for purchase.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,866
Sqft
0.23 ac
Lot size
2
Garage
1989
Year built
One
Levels
$359
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,315 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,315/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−2.5%
$/sqft vs Bradenton actives
$359 vs $248
Days on market
61 vs 55 typical
Where $359/sqft sits among the 400 Bradenton actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bradenton
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bradenton. See the full Bradenton guide →
BRADENTON 34209 — neighborhood snapshot
Population
33,586
Median age
58.1
Median income
$80,829
Median home value
$357,300
Avg household
2.21
Households w/ children
2,354
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bradenton market
$395K → $420K
Bradenton median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
214 of 400
Bradenton actives have cut their price
Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 153% above the BRADENTON 34209 median. See the full Bradenton market guide →
Paper trail
This home's history
Reality check
What actually sold near 2408 89TH STREET NW
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$1,210,000
2204 89TH STREET NW · same community
3 bd · 2.5 ba · 1,958 sqft · $618/sqft · 22 DOM
Sold · Mar ’26$452,000
311 76TH STREET NW
3 bd · 2 ba · 1,868 sqft · $242/sqft · 72 DOM
Sold · Sep ’25$675,000
302 73RD STREET NW
3 bd · 2 ba · 1,790 sqft · $377/sqft · 2 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Donna Layton
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2408 89TH STREET NW — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2408 89TH STREET NW — before you fall in love.
See it in person
Schedule a tour
Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2408 89TH STREET NW FAQs
What would the monthly payment be for 2408 89TH STREET NW?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,315/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2408 89TH STREET NW?+
The most recent tax bill on record (2025) was $3,463. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2408 89TH STREET NW?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bradenton?+
At $669,900, this home is listed about 72% above the Bradenton median of $389,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2408 89TH STREET NW?+
Sea Breeze Elementary School (elementary), W. D. Sugg Middle School (middle), Bayshore High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of WAGNER REALTY · Ed Taaffe. MLS #A4696577.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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