5026 WATER OAK DRIVE UNIT 114, BRADENTON, FL, 34207
Active57 days on marketListed Jun 15, 2026MLS #A4697061
About this home
5026 WATER OAK DRIVE UNIT 114
Discover a hidden treasure in West Bradenton! This charming 2 bed, 2 bath condo features stunning lake views and is conveniently located just minutes from State College of Florida, IMG Academy, shopping, and the beach! The spacious master bedroom includes a walk-in closet, and you'll love the indoor utility room with a washer and dryer. With a pool just steps away and a brand new air conditioner, this is an ideal opportunity for investors or anyone looking for an affordable slice of Florida paradise. Don't let this gem slip away!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
960
Sqft
0.42 ac
Lot size
1983
Year built
One
Levels
$130
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,629 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,629/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+0.4%
$/sqft vs Bradenton actives
$130 vs $245
Days on market
57 vs 55 typical
Where $130/sqft sits among the 400 Bradenton actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bradenton
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bradenton. See the full Bradenton guide →
The numbers that matter
The Bradenton market
$395K → $420K
Bradenton median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
227 of 400
Bradenton actives have cut their price
Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 68% below the Bradenton median. See the full Bradenton market guide →
Paper trail
This home's history
Reality check
What actually sold near 5026 WATER OAK DRIVE UNIT 114
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$136,200
2808 60TH AVENUE W UNIT 1924
2 bd · 2 ba · 952 sqft · $143/sqft · 240 DOM
Sold · Mar ’26$140,000
6033 W 34TH STREET W UNIT 94
2 bd · 2 ba · 948 sqft · $148/sqft · 113 DOM
Sold · Oct ’25$140,000
6033 34TH STREET W UNIT 1
2 bd · 2 ba · 936 sqft · $150/sqft · 314 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Jessica Stickler
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 5026 WATER OAK DRIVE UNIT 114 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5026 WATER OAK DRIVE UNIT 114 — before you fall in love.
See it in person
Schedule a tour
Live availability from Jessica's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5026 WATER OAK DRIVE UNIT 114 FAQs
What would the monthly payment be for 5026 WATER OAK DRIVE UNIT 114?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,629/mo — principal and interest, the actual property-tax bill, the $525/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5026 WATER OAK DRIVE UNIT 114?+
The association fee works out to $525 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5026 WATER OAK DRIVE UNIT 114?+
The most recent tax bill on record (2024) was $1,835. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5026 WATER OAK DRIVE UNIT 114?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bradenton?+
At $125,000, this home is listed about 68% below the Bradenton median of $389,900. The market section on this page shows how the area is trending.
Keep looking
Similar homes nearby
Listing courtesy of FIDATA REAL ESTATE LLC · Jose Ramirez Hernandez. MLS #A4697061.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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