CENTURY 21 Edge
Short-Term Rental Eligible
$949,0005 bd5 ba4,027 sqft$236 /sqft$6,404 /mo all-in ↓

12940 BLISS LOOP, BRADENTON, FL, 34211

Active33 days on marketListed Jun 17, 2026MLS #A4697133

Private poolSingle Family ResidenceSERENITY CREEK

About this home

12940 BLISS LOOP

Exceptionally maintained and thoughtfully upgraded, this stunning 5-bedroom, 5-bathroom, 3-car garage residence in the gated community of Serenity Creek offers the privacy and space you have been looking for. From the moment you arrive, the home impresses with its striking curb appeal, lush low-maintenance landscaping, and wide driveway. Inside, the easy flowing floor plan provides flexible living and entertainment options. Elegant tray ceilings grace the hallways and living areas. In the front of the house you will find one of the guest bedrooms and a versatile office/ currently used as a gym as well the dining area. The gourmet kitchen features granite countertops, double ovens, a large island, elegant cabinetry, an upgraded butler pantry, and a spacious walk-in pantry. The breakfast nook opens seamlessly to the inviting living room, creating a bright and welcoming heart of the home. The luxurious primary suite is a private retreat with an oversized walk-in closet, spa-inspired soaking tub, and large shower. Throughout the home, you’ll appreciate the numerous high-end upgrades and thoughtful details, Roof 2022/gutters 2024, 2 HVAC, UV light systems, 2 water heaters 2025/26. Up the beautiful wooden staircase with wrought iron banisters, the second level features a spacious loft, ideal as a theater room, playroom, or secondary living area, plus a 5th bedroom with its own bathroom, perfect for teenagers or guests. Step outside to your backyard paradise: a relaxing saltwater heated pool and spa surrounded by lush scenery and abundant wildlife. What truly sets this property apart is the large, fully fenced side yard, big enough for whatever you imagine: lively pool parties, dog park, play ground. Serenity Creek is a beautifully maintained, low fee, no CDD fees gated community in a prime location near Lakewood Ranch. Enjoy A rated schools, parks, trails, and easy access to I-75, with Tampa, Sarasota, and world class beaches just minutes away.

Facts & features

The home at a glance

5

Bedrooms

5

Bathrooms

4,027

Sqft

0.29 ac

Lot size

3

Garage

2016

Year built

Two

Levels

$236

Per sqft

Private poolPark/Greenbelt & Trees/Woods viewNegotiable

Inside

FlooringCarpet · Ceramic Tile · Hardwood
AppliancesBar Fridge · Cooktop · Dishwasher · Disposal · Dryer · Microwave · Range · Refrigerator · Washer · Water Softener · Wine Refrigerator
InteriorCeiling Fan(s) · Coffered Ceiling(s) · Eating Space In Kitchen · In Wall Pest System · Living Room/Dining Room Combo · Open Floorplan · Pest Guard System · Primary Bedroom Main Floor · Thermostat · Tray Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Electric
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBlock · Concrete · Stone · Stucco
FoundationBlock
ViewPark/Greenbelt · Trees/Woods
FacesEast
ParkingDriveway · Garage Door Opener · Ground Level
ExteriorGarden · Hurricane Shutters · Irrigation System · Lighting · Sidewalk · Sliding Doors · Sprinkler Metered

Community & fees

HOA fee$180/mo
Taxes (2025)$7,049/yr
PetsNumber Limit

Utilities & systems

UtilitiesCable Available · Cable Connected · Electricity Available · Public · Sewer Connected · Sprinkler Meter
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$6,404 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$5,121
PMI (est., until 20% equity)$356
Property tax — 2025 actual bill$587
HOA fee — from the listing$180
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $94,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $94,900
Interest rate6.00%
Loan term

Estimated payment

$6,404/mo

Principal & interest$5,121
PMI (est., until 20% equity)$356
Property taxes (actual bill)$587
HOA / condo fee$180
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Bradenton actives

$236 vs $238

Days on market

33 vs 53 typical

Where $236/sqft sits among the 400 Bradenton actives

103
100 · this home
91
40
27
39
$122–181$181–239$239–297$297–356$356–414$414+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

The investor lens

Two ways this home pays

This home sits inside Serenity, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.

Short-term rental

Zoned & eligible

Nightly rentalsAllowed
CommunitySerenity
Fine-tuned for this homePrepared free by our team
Get the free rental analysis

Projected nightly rate, occupancy and annual revenue for this exact home.

Long-term rental

$2,800/mo median

MarketBradenton
Annual gross at median$33,600
Gross yield on this price3.5%
Homes for rent right now833

Live Bradenton rental listing data — this home’s rate depends on size, condition and furnishing.

The Florida short-term market

▼ Softening

48%

Occupancy

▼ 37% yr/yr

$325

Avg nightly rate

▲ 13% yr/yr

$38K/yr

Revenue per listing

$151

RevPAR

78 days

Booking lead time

5.7 nights

Avg stay

3

Typical min nights

11,479

Active rentals

▼ 20% supply

Seasonality — monthly occupancy

Peaks at 57% in Jul · bottoms at 36% in Jun

44%
56%
55%
54%
44%
36%
57%
48%
39%
44%
44%
46%
JanFebMarAprMayJunJulAugSepOctNovDec

Last 12 months of data, January–December, bars scaled to the seasonal peak. Market-wide averages across all home sizes in Florida — the projection above is specific to this home’s size.

Where it sits

Inside Serenity Creek

Map of 12940 BLISS LOOP inside its neighborhood boundary

Drive times from this address

Downtown Tampa52 min
Tampa Int’l Airport (TPA)62 min

Serenity is a short-term-rental community. See the full guide →

Serenity Creek — neighborhood snapshot

Population

655

Median age

41

Median income

$162,757

Median home value

$648,100

Avg household

3

Households w/ children

57%

For the school run

Manatee County School District

MiddleDr Mona Jain Middle School★★★★
ElementaryB.D. Gullett Elementary School★★★★
HighLakewood Ranch High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Bradenton market

Seller’s marketBalanced5.4 months of inventoryBuyer’s market

$410K$424K

Bradenton median sold, yr/yr

95.7%

Sale-to-list ratio (12 mo)

191 of 400

Bradenton actives have cut their price

Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 132% above the BRADENTON 34211 median. See the full Bradenton market guide →

Paper trail

This home's history

Jun 17, 2026Listed at $949,000 · 33 days on market since
2016Built · SERENITY CREEK

Reality check

What actually sold near 12940 BLISS LOOP

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

13148 BLISS LOOPSold · Mar ’26

$665,000

13148 BLISS LOOP · same community

5 bd · 4 ba · 3,831 sqft · $174/sqft · 447 DOM

12944 BLISS LOOPSold · Nov ’25

$795,000

12944 BLISS LOOP · same community

5 bd · 4 ba · 3,686 sqft · $216/sqft · 48 DOM

12941 BLISS LOOPSold · Mar ’26

$867,500

12941 BLISS LOOP · same community

5 bd · 4 ba · 3,684 sqft · $235/sqft · 160 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Chad Creech

Your agent

Chad Creech

President, Commercial and Development Services · CENTURY 21 Edge

Tours, negotiation, and every question about 12940 BLISS LOOP — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 12940 BLISS LOOP — before you fall in love.

See it in person

Schedule a tour

Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

12940 BLISS LOOP FAQs

What would the monthly payment be for 12940 BLISS LOOP?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,404/mo — principal and interest, the actual property-tax bill, the $180/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 12940 BLISS LOOP?+

The association fee works out to $180 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 12940 BLISS LOOP?+

The most recent tax bill on record (2025) was $7,049. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Can 12940 BLISS LOOP be rented short-term?+

Yes — this home sits inside Serenity, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.

Are pets allowed at 12940 BLISS LOOP?+

The listing reports pets: Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Bradenton?+

At $949,000, this home is listed about 140% above the Bradenton median of $395,740. The market section on this page shows how the area is trending.

Which schools are assigned to 12940 BLISS LOOP?+

Dr Mona Jain Middle School (middle), B.D. Gullett Elementary School (elementary), Lakewood Ranch High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$949,000 runs 132% above the BRADENTON 34211 median — but at 4,027 sqft it's also nearly 3 times the size of the typical Bradenton listing.

02Zoned for nightly rentals

Serenity is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.

03Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

04Strong assigned schools

Dr Mona Jain Middle School, B.D. Gullett Elementary School, Lakewood Ranch High School — Dr Mona Jain Middle School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of COLDWELL BANKER REALTY · Nikki Smith. MLS #A4697133.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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